Teresa M. Johnson
*** ******** ******, *** **** Park, New York 11040
Cell: 516-***-**** E-mail: ***************@*****.***
An accomplished take charge Operations Executive with proven results in
servicing and growing business with unique insights and solutions.
Extensive experience in product and personnel management stateside and
offshore in the mortgage and auto industries.
PROFESSIONAL EXPERIENCE
Corelogic Credco (formerly First American Credco) 2000-
Current
Vice President - Corelogic Credco
Executive Vice President - First American Credco
. Directly responsible for all operational aspects of the company which
encompassed five U.S. operation centers and one offshore center.
. Managed multiple locations, staff of 300 and direct reports of 10.
. Established metric goals and accountabilities and corresponding
incentive plan for non-exempt staff and direct reports resulting in a
25% increase in productivity and a cost savings of over $1 million
dollars in 2012.
. Exceeded all productivity and customer satisfaction metrics and
awarded Presidents Club for the past 5 years.
. Consolidated several operations centers reducing fixed costs by 20% in
2012.
. Initiated the first offshore center in India and subsequently in
Guatemala.
. Established an independent training and QA team to create
standardization processes which resulted in reducing error ratio by 5%
and increasing first call resolution by 15%.
. Introduced several new product and service offerings as a
diversification strategy of the organization resulting in over 5M in
top line revenue.
. Insure that the overall strategy of the Operations Division is in
alignment with the corporate goals and strategies.
. Interface with sales management to offer solutions for product and
service workflows.
. Met with high volume clients regularly to establish strong
relationships and insure revenue retention.
. Instituted a performance based career path for non-exempt employees to
reinforce productivity expectations resulting in lowering attrition
rate by 25%.
. Managed internal sales team introducing new revenue goals by product,
new business and share of wallet which resulted in top line revenue
increase of 25% in first year.
First American Acceptance Company 1996-
1999
Executive Vice President
. Directly responsible for all operational aspects of a start-up
company.
. Developed and implemented policy and procedures for back end office
processes for the auto industry in lease and loan servicing.
. Hired and trained a middle management staff to assist in managing the
growth trends of the company.
. Created definitive processes for credit, collections, customer service
and audit departments.
Aegis Consumer Finance, Inc.
1993-1996
Senior Vice President - Director of National Production
. Responsible for the overall operation of three regional production
centers with over 100 employees and eight direct reports.
. Established and integrated company objectives and policies for credit,
audit and funding.
. Directed successful processing of over 21,000 loan applications and
4,000 requests for funding monthly.
. Implemented high productivity processes which reduced operational
costs by 200K.
. Created and participated in dealer training programs regarding credit
and credit guidelines in order to streamline processes internally.
. Interfaced consistently with lending institutions, insurance companies
and servicing entities in all phases of operation.
Platinum Resources Corp. 1989-
1993
Senior Vice President
. Establish all operational policies and procedures for a start-up
business in lease and loan servicing for the auto industry.
. Recruited and trained employees in the areas of financial operations,
portfolio maintenance, collections, onboarding new clients, customer
service, and credit.
. Developed new workflow processes in order to maximize efficiency while
minimizing costs.
. Interfaced daily with lending institutions to insure timely cash flow.
Oxford Resources Corp. 1981-
1988
Director of Operations
. Hands on management of all operational areas in the auto leasing
industry. Areas included collection, customer service, financial
operations, off lease billing and collection, insurance loss
negotiations, title and registration maintenance, early termination,
and sales support.
. Hired and trained a staff of 40 to insure high customer satisfaction
while implementing high efficiency and low cost processes.
Awards/Certificates: FCRA Certified
Presidents Club - 5 consecutive
years.
Outstanding Performance Rating - 13
consecutive years.
Education: St John's University, Jamaica, NY.
Bachelor of Science