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Industry-Loan Administration

Location:
El Monte, California, 91733, United States
Posted:
May 31, 2010

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DAYMON TRINH

**** *** ***** *******, ** MONTE, CALIFORNIA 91733

213.***.**** ~ 626.***.****

achgh9@r.postjobfree.com

FIELDS OF INTEREST: LOAN AND CREDIT ADMINISTRATION | BANKING

QUALIFICATIONS SUMMARY

Highly qualified, dedicated, and customer-focused professional with a proven track record in developing credibility and confidence with clients and increasing revenues through relationship building. Welcome objections as an opportunity to share product knowledge and expertise. Demonstrate exemplary oral and written communication skills with the capacity to interface with all kinds of clients in all settings. Persuasive communicator equipped with excellent ability to multitask and set priorities within dynamic working environments. Comfortable at working collaboratively with associates based on knowledge, professionalism, and integrity, combined with proven expertise in establishing effective and productive working relationships. Technically proficient in Microsoft Office programs (Word, Excel, Access, PowerPoint, and Outlook), MySQL, server management, C++ and Java programming, and system migration. Bilingual in English and Chinese (Mandarin and Cantonese).

AREAS OF EXPERTISE

- BUSINESS DEVELOPMENT AND IMPLEMENTATION

- HIGH PROFILE PROJECT MANAGEMENT

- STAFF TRAINING AND DEVELOPMENT

- FIRST CLASS CUSTOMER SERVICE

- TEAM BUILDING AND LEADERSHIP

- PROBLEM RESOLUTION

- RISK MANAGEMENT

- PROSPECTING AND NEGOTIATING

- BUSINESS AND CLIENT RETENTION

- POLICIES AND PROCEDURES COMPLIANCE

- ACCOUNT/ GENERAL MANAGEMENT

- FINANCIAL REPORTING AND ANALYSIS

- TIME MANAGEMENT

- BUDGET PREPARATION

PROFESSIONAL EXPERIENCE

LOAN OFFICER | LOAN ADMINISTRATION

Chang Hwa Commercial Bank, Ltd., ~ Los Angeles, CA ~ Aug 2004-Present

- Conduct preliminary financial analysis of new and potential loans to make loan suggestions; guarantee completeness of loan documentation prior to loan funding; and supervise two loan secretaries to render administrative assistance to other loan officers.

- Negotiate terms and conditions that are mutually beneficial for both customers and the bank; control core banking systems and servers and perform routine maintenances; as well as recommend upgrades and ensure business continuity plan.

- Market bank products to individuals and firms promoting bank services that may meet customers’ needs; work closely with clientele to identify their financial goals and to find ways of reaching those goals; and analyze applicant’s financial status, credit, and property evaluations to determine feasibility of granting loans.

- Administer loans worth roughly $650 million and ensure their compliance with present financial covenants; oversee portfolio’s asset quality to mitigate/diversify credit risk and suggest modification to loan policy as needed; and liaise with other staff of the Loan Department to address and resolve client concerns.

- Perform loan administration for branch portfolio; automate monthly and quarterly reports and handle portfolio loan size of approximately $10 million and loans within the general manager’s approval limit of $1.5 million.

Notable Contributions:

- Effectively expanded role of loan administration and optimized storage cost by bringing attention to address retention and destruction of policies.

FREELANCING WEB/GRAPHIC DESIGNER

LTT Net Solutions LLC ~ Monterey Park, CA ~ Jul 2002-Jul 2004

- Handled the editorial of web content and provided Chinese to English translations and various graphics works; created designs, concepts, and sample layouts utilizing layout principles and esthetic design concepts; and liaised with other designers to resolved client demands and concerns.

- Conferred with clients to discuss and determine layout designs; developed graphics and layouts for product illustrations, company logos, and Internet websites; and studied illustrations and photographs to plan and organize the presentation of materials, products, and services.

- Brainstormed graphic ideas to be presented to clients to discuss whether the design would fit their needs or not; projected budgets and schedules for graphic design work; and managed the initial planning of the website with matters concerning overall graphic presentation.

ACCOUNTS PAYABLE STAFF

California State University ~ Los Angeles, CA ~ Nov 1998-Jul 2001

- Processed invoices for payments according to procured agreements; ensured vendor compliance to accounts payable policies and procedures; and conducted account reconciliations and financial researches.

- Allocated responsibilities with three student assistances and guaranteed the quality of work. Reviewed detailed monthly expenditure reports for each department; prepared adjusting entries as required and audit reports for coding errors and duplicate payments.

- Ensured that adequate funds are available for payments and scheduled the issuance of accounts payable checks; liaised with other personnel to identify and resolve client issues and concerns; and complied with governing policies and procedures enforced by the organization to ensure organizational safety, efficiency, and productivity.

Notable Contributions:

- Worked as the first student assistant and coordinated with the system consultant from PeopleSoft during the company’s migration to use PeopleSoft’s Accounting System.

- Assumed full responsibility of a helpdesk consultant for system users for the period of post implementation.

EARLIER CAREER

FIRST COOK – FOOD SERVICE SPECIALIST

Company E, 540th Main Support Battalion, California National Guard ~ Pomona, CA ~ Feb 1998-Nov 2002

ASSISTANT DINING FACILITY MANAGER – FOOD SERVICE SPECIALIST

Head Quarter Company, 326th Engineering Battalion, United States Army ~ Fort Campbell, KY ~ Jan 1995-Jan 1998

EDUCATION

BACHELOR OF SCIENCE IN COMPUTER SCIENCE

California State University ~ Los Angeles, CA ~ Sep 1998-Jun 2002

Took courses on System Networking and Database Programming (Java and C++)

PROFESSIONAL TRAINING

Introductory Level Commercial Lending Training Seminar, Financial Statement Analysis

Various Compliance Seminars, California Bankers Association

Housing and Commercial Real Estate Trends Seminars

AWARDS AND HONORS

Army Commendation Awards: (4) Army Achievement Awards | (1) Gold Medal | (3) Silver Medals | (3) Bronze Medals

Achieved (5) medals for the participation and completion of five Los Angeles marathons

ACTIVITIES

Former President – California Scholastic Federation, Belmont High School Chapter (1993-1994)

Former Member - Association for Computering Machinery

Rendered assistance in hosting two annual computer programming contest for local high school students



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