Sales Loan Officer
Resume:
Ronald Brown
achahh@r.postjobfree.com
East Cleveland, Ohio
Summary
Analytical, results-oriented leader with proven success in managing multimillion-dollar mortgage,
Home equity and consumer lending, product operations. Background includes achieving profitability
within eight months of operation, six months ahead of plan, at Allied Mortgage with leading technology
and product offerings and innovative expense management. Critical thinker and adept negotiator who
Can apply extensive knowledge of industry and government regulations to rapid revenue & profit
Growth opportunities. Expertly direct resources, technology and expenses, with additional expertise in:
Marketing Analysis
• Due Diligence
• FHA Lending
• Knowledge of Nationwide Markets
• Able to Implement, Government and Industry Innovations.
Work History
1st Nations Mortgage
Maple Heights, OH, United States May 2006-Dec. 2006
Loan Officer
Loan Officers at 1st Nations Mortgage, paid all expenses which included office and equipment.
Purchased leads from Click Here Media, an Internet company. Ist Nations used Encompass Loan
Origination software, which also provided numerous tools, such as pulling credit reports and ordering
Appraisals, clients in the14 States, were contacted, all sales calls came from these leads. Loan Officers,
paid fees for all other lender services such as credit reports and processing which were done at corporate
offices in Denver, CO.
Click Here Media
Montreal, QC, Canada Aug 2005 –May 2006
Sales
Click Here Media is an IT company located in Montreal QC, Canada, sold mortgage
leads to brokers in all 50 states, these leads were purchased by Loan Officers, then resold to
Brokers, this provided an opportunity to negotiate with each broker, these leads were provided
From internet inquires. The leads followed the trend lines for states like California, Florida. Click
Here Media did an extensive amount of internet advertising.
The Mortgage Zone
Warrensville Center, OH, United States Feb 2005 - Aug 2005
Loan Officer, Mortgage Zone, leads were provided from our telemarketing department. All sales
calls based on these leads, as well as aged recycled leads. Calyx software was used, buy Loan and the
processers. When talking to clients, loan applications were completed, and credit reports pulled.
from desk PC, on the initial call. On return call, based on the credit report and the
Client’s needs, such as bills or desire for cash or lower rate,
.
Equity Consultants
Richfield, United States Jan 2004 - Feb 2005
Loan Officer
Sales of loan products to clients in 5 states all leads were generated by telemarketing and cold calls
Hundreds of cold calls in an 8 hour work day. Loan applications were taken by phone and latter
Processed in house.
Home Builders Network
Waterbury, CT Mar 2001 - May 2005
Salesman
Sales of new home packages, in the State of Ohio. Leads were emailed from corporate as clients
Logged on to HBN's website and made inquiries about the packages which were 20 to 30% less
than stick built. All models were displayed on the website; a loan application is on that
Website. Those interested will fill out the application for preapproval, calls, returned, or emailed.
Loan Officers completed, (1003) loan application. HBN offered 100% financing through three
Lenders, each with varying guidelines. Because these properties (lot and blueprints) appraised at
Market value, that gave each deal 20% TO 30% equity. All loan documents were sent directly to
lender and all processing was done by the lender. Worked with buyers, builders and subcontractors
seeking and completing bid contractors and determine what options
Tribeca Lending Corporation
New York City, NY Feb 2000 - Dec 2001
Loan Officer
Selling, both conforming and non-conforming products, as well as co-op loans in NYC and 26 states.
Borrowers were called from a list of mortgage holders; mostly high interest rate 2nd's these
Mortgage were held by Tribeca Lending were converted to a new 1st mortgage, at blended rate
Lower then their existing first and second. All deals were written with the knowledge of guidelines
And these guidelines were adhered to in structuring each deal. All processing was completed by in- house
under-writers who facilitated an efficient and speedy close.
Education
Tennessee State University, Nashville, Tennessee
Political Science
Cuyahoga Community College
Business Management
Southern New Hampshire University
Business Management
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