JENNIFER KIMBERLY
**** * **** ******, ****** Center, KS 67147
Home: 316-***-**** • Cell: 575-***-****
***********@*****.***
PROFESSIONAL SUMMARY
As a successful, personable and enthusiastic mortgage lender, I provide excellent customer service throughout the loan
origination process. With over 21 years in the financial services industry I am experienced in building relationships,
utilizing referral resources, engaging clients into long term relationships that foster additional referral and adept at
developing good communication with builders, secondary market lenders, title companies and realtor's.
AREAS OF EXPERTISE
Knowledgeable in FHA, VA, Conventional & NM Detail-oriented
First Time Home Buyer Programs Compliant with BSA, ECOA, RESPA, HMDA, TILA,
Registered with NMLS FCRA, HPA & Fair Housing Act
Passed Uniform Standard Test Excellent communication, organization & time
Customer service-focused management skills
WORK EXPERIENCE
UNIVERSAL LENDING CORPORATION
Clovis, NM
09/2010 to 09/2014
Senior Mortgage Loan Officer
Interview homebuyers and homeowners to determine VA, FHA or Conventional financing needs
Prepare and execute initial application and disclosure documents
Ensure all disclosures were compliant with all governing laws
Secure proper documentation and work with a team through processing/closing
Collect and analyze borrower financial and credit information
Conduct educational seminars for referral partners
Pre-underwrite and prepare files for processing/closings
FIRST COMMUNITY BANK, *FKA ACCESS BANK, FKA FIRST BANK
Clovis, NM
06/1997 to 08/2010
Mortgage Loan Officer
Interview homebuyers and homeowners to determine VA, FHA or Conventional financing needs
Certified FHA DE Underwriter & VA LAPP Underwriter
DE Underwriting Certificate of Completion
Prepare and execute initial application and disclosure documents
Ensure all disclosures were compliant with all governing laws
Secure proper documentation and work with a team through processing/closing
Underwrite and prepare files for process and closing documents
Collect and analyze borrower financial and credit information
Conduct educational seminars for referral partners
Train processing/closing personnel as needed
EDUCATION/DEGREES/CERTIFICATION
2011
BAAS
ENMU, Portales, NM, United States
NMLS# 350-***-****
NMLS
All CE hours current
2008
ASSOCIATE OF SCIENCE
ENMU/Roswell, Roswell, NM, United States
REFERENCES
Available Upon Request