Quality Control Sales

Lisa C. Davis

**** **** *** *** ***** Mountain, Georgia 30087

770-***-**** home ******@*****.*** 770-***-****

cell

Objective:

To obtain a position with a dynamic organization that complements my

extensive experience in regulatory compliance, quality control, accounting,

mortgage banking (Fannie Mae, Freddie Mac, & HUD guidelines), knowledge in

management, sales and strong interpersonal and financial literacy skills.

Suntrust March 2013-present

Closer and Quality Control Specialist - Close loans and perform audit and

quality control functions to ensure compliance with salability, credit reps

and warrants on all files. Review underwriting conditions, run desk top

underwriting models, review MERS, flood data, title, employment details,

attorney validations, FHA case numbers and numerous other details to

ensure compliance. Interact with external and internal business partners.

Wells Fargo Home Mortgage July 2011 - Dec 2012

Senior Home Mortgage Consultant Originate loans and leverage business

relationships with realtors and clients to generate purchase and refinance

loans. Ensure compliance with underwriting guidelines and credit overlays

to ensure a high pull through percentage of loans.

Refer business to retail branch for deposits, consumer and commercial

loans.

Bank Of America formerly Countrywide Home Loans 1/2010 -

April 2011

Home Loan Consultant - Originate home loans, order credit, and all aspects

of closings for customers and agents. Generated leads and conducted

educational seminars.

Home Banc Mortgage Corporation - Mortgage Loan Advisor 8/2001 - 12/2009

Originated, and closed home loans, managed a team of associates. Managed

realtor alliance partnerships, facilitated all aspects of ensuring smooth

loan closings for clients and realtor partners. Level 1 Conventional

Underwriting and served on Special Project Team for Quality Control Audits.

Communicated the results of the findings with management for improving

quality of salable loans and risk for weak policies and procedures.

Conducted numerous home educational seminars.

Citizen Trust Bank Mortgage Services - Loan Officer 7/2000

- 7/2001

Originated, processed, and closed loans.

Bank of America - Vice President 8/1996 - 4/2000

Strategic Home Loan Disclosure Manager - Monitored and increased volume of

home loans in geographic census tracts and leveraged retail branches.

Formed partnerships with various non-profits and governmental bodies to

maintain and achieve the highest Community Reinvestment Act rating.

Developed effective programs for retail home loan officers in target

markets.

Bank South - Vice President Community Reinvestment Officer 8/1994

- 7/1996

Served as regulatory liaison between regulators and banking staff to ensure

compliance.

Developed and monitored programs to ensure compliance with consumer

legislation and the Community Reinvestment Act

Office of the Comptroller of the Currency 1/1985 -

3/1994

As a Commissioned National Bank Examiner, I served as Examiner-In-Charge or

Functional Examiner-In-Charge of various size community and mid-size banks.

Goal to ensure safety and soundness of assets, accounting, earnings,

management and capitalization. Some duties included Shared National

Credit Reviews, and examinations. During my tenure, I also was an analyst

for the EIC of a mid-size bank, served as the senior assistant on a

training team, and specialized in Compliance.

Education: University of South Carolina BS Accounting

Strengths: Ability to work independently, and collaborate with management

and peers verbally and in writing. Strong work ethics and dependable.

Other Activities/Involvement

Previous Board Member, CAMP, & Dekalb Fulton Housing Counseling Center

United Way Volunteer, Habitat For Humanity Volunteer

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