Senior Loan Processor
Resume:
Kathleen Ann Hoffman
** * ******** *****, *** Bridge, NJ, 08857
*********@***.***
Exceptional Customer Service administered to clients regularly.
Profile
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Honesty provided throughout entire transaction.
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Detail Oriented with regards to reviewing and verifying documents.
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Constant communication and reassurance given to clients for the duration of the
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Mortgage Application Process.
Precise on meeting deadlines as set forth in the Contract of Sale.
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Knowledge and creative thinking allows for challenging loans to be completed.
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Employment Absolute Home Mortgage Corporation, Manalapan, New Jersey 2013 2014
Senior Loan Processor
Processing Conventional First and Second Mortgage Loans.
1.
Processing FHA and VA.
2.
Review/Approval of Conventional/FHA Appraisals
3.
Completion of Fee Sheets and Final Review of HUD 1’s
4.
Thorough Review of Title, Homeowner’s Policy, Certificate
5.
of Insurance
Restructuring loans to meet Investor Guidelines
6.
Satisfy Borrower’s needs (FICO not fitting guidelines
7.
including: Previous Bankruptcy, Subordinate Financing, Non
Warrantable Condos, PUD’s/DePUD’s)
Obtaining Approval of Title Company or Attorney to close
8.
Loans.
TQL Services obtained for all interested parties in
9.
Transactions.
Ordering of IRS Transcripts and Verbal Verification of
10.
Employment.
Scheduling of Closings.
11.
Input new loans and updated data into Encompass.
12.
Highlights:
Meeting Mortgage Contingency and Closing Dates.
1.
2. Closing a Short Sale in a Seven day period.
Residential Finance Corporation, Manalapan, NJ 2012 2013
Senior Loan Processor
Processing Conventional First and Second Mortgage Loans.
1.
Processing FHA and VA.
2.
DU/LP
3.
Brokered out Loans to Hudson City Savings Bank.
4.
Complete Review of Title.
5.
Obtain and Review Documents necessary for Condo
6.
Approval.
Ordering of IRS Transcripts and Verbal Verifications of
7.
Employment.
Ordering and Final Review of AVM’s and Desk Reviews.
8.
Scheduling of Closings.
9.
Input new loans and updated data into Encompass.
13.
Highlights:
Initial Submission of a Loan to Underwriting where an
3.
Approval and A Cleared to Close was obtained same day.
4. Impeccable detail skills and high level of communication
were used for the partnering of a Special Condo Development
Project
Equity Loans LLC, Manalapan, NJ 2011 2012
Senior Loan Processor
10. Processing Conventional/FHA/VA for various states.
11. DU/LP
12. Review Fee Sheets, Final Checks, HUD 1’s
13. Locking loans with Investors and scheduling loan closing.
14. Reviewing Title, Homeowner’s Policy, Certificate of
Insurance and All documents pertinent to obtaining Condo
Approvals.
15. Review of Conventional/FHA Appraisals
16. Obtaining Verbal Verifications of Employment
Equity Source, Manalapan, NJ 2009 2011
Senior Loan Processor
17. Processing Conventional/FHA/VA for various states.
18. DU/LP
19. Review Fee Sheets, Final Checks, HUD 1’s
20. Locking loans with Investors and scheduling loan closing.
21. Reviewing Title, Homeowner’s Policy, Certificate of
Insurance and All documents pertinent to obtaining Condo
Approvals.
22. Review of Conventional/FHA Appraisals
23. Obtaining Verbal Verifications of Employment.
24. Brokered out loans to various lenders (Hudson City Savings
Bank, Fifth Third, EverBank, US Mortgage, etc.)
Majestic Home Mortgage, Union/Garwood, NJ 2005 2009
Correspondent UnderWriting
25. AIG Premier Compliance: Sovereign Bank, Regions
Mortgage, Flagstar
Senior Loan Processor
26. Processing First and Second Mortgage Loans, Florida/New
Jersey Conventional and Subprime
Brokered out with various lenders.
27.
FHA/VA.(Including: FHA Condo Spot Approvals)
28.
Review and Approval of Conventional/FHA Appraisals,
29.
Construction Loans and Co Op’s
Specialized in New Construction Condos(PUD’s, DePUD
30.
DO/LP Approvals
31.
Completion of Fee Sheets
32.
Locking loans with Investors and Reviewing Final HUD 1’s
33.
Review Title, Homeowner’s Policy, and Certificate of
34.
Insurance
Chase Home Finance, Woodbridge, NJ 1999 2005
Senior Loan Processor
Processing First and Second Mortgage Loans
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Multi State Conventional (FNMA/FHLMC), Specifically
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New Construction, Condo’s(Pud’s, DePUD’s)
FHA/VA(including FHA Condo Spot Approvals)
Review Title, Homeowner’s Policy, Certificate of Insurance
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Review Conventional and Government Appraisals
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DU/LP Approval
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Training Junior Processors
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Restructuring Loans to meet investor guidelines and satisfy
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Borrower’s needs(FICO not fitting guidelines including:
Home Equity Loans, previous bankruptcy, Subordinate
financing, Non Warrantable Condos, alleviation of borrower
paying PMI or MIP, etc)
Issuance of Good Faith Estimate and Truth In Lending,
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Including sending all compliance Disclosures
Received numerous Service Star Awards for Loan packages
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and Meeting deadlines for Mortgage Contingency Dates and
Closing Dates
Made Zippy Times for Top Processor Agency Loans 21 plus
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submitted
Corporate Affinity for Bristol Meyers Squibb(Processed
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Loans for Number One Loan Officer in which she reached
her personal goal closing $3.6 million in loans)
Encompass(3 years)
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Point
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Mortgage Solutions
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Pacs System
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File Center
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Microsoft Word
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Adobe Reader
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Software: Microsoft Excel
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