Business Analyst
Resume:
John J. Etherington
****************@*****.***
Financial Analyst
Business development of new markets through networking, business image, and
brand recognition.
Operations optimization of business through procedures, automation,
documentation, workflow.
Innovative development of award winning products to increase revenue on
time and under budget.
Financial performance strategies through process optimization, cost
analysis, and outsourcing.
A few representative Accomplishments
Maximized revenue and reduced cost of sales by analyzing billings for
optimum client size and industry.
Projected two years income statements to calculate break even and required
$1.5m investment capital.
Developed a capital acquisition budget and rollout of $2 million
workstation and office automation project.
Converted an East Coast processing system to run in 3 Bank of America
processing centers across the country including hardware installation,
software conversion and staff acquisition and development.
Automated loan production for World Savings resulting in shorter closing
time, 3x number of loans per processing staff, and faster implementation of
new loan products to innovate market offerings.
Outsourced network operations and support for dial up data collection that
saved $1 million in support costs and avoided $2 million in capital
upgrades over 5 years.
Experience
Our Micro Lending - Miami, FL 33145
(4/2010 - 10/2010)
Lending Specialist / Financial Advisory
Business consultant and advisor to small business for micro loans,
financing inventory, assets, accounts payable.
Company financial review and cash flow advisory for firms seeking startup
capital or loans.
Enhancement of contract language, borrower required signatures and FCRA
notification for compliance.
Contributed networking, business development venues for market penetration.
Packaging of opportunities as financial analysis and loan committee
advisory with verifications.
Sat on loan committee for loan decisions, analysis, recommendations and
data verification.
Integrity Financial - Ft Lauderdale, FL 33308
(2007 - 2010)
Management Consultant / Financial Advisory
Business consultant and advisor to startups in financial services, real
estate lending, and property management.
Business plan review and investment advisory for firms seeking startup
capital or loans.
Built office infrastructure, sales scripts, VOIP call center, CRM and
financial tracking software for
loan modification business, and credit consulting / debt settlement and
short sale negotiation business.
Contributed cost information, projected sales volumes, and proposed fee
schedule to business pro-forma.
Business development executive to expand startup brokerage in venture
capital and commercial lending advisory services.
Packaging of opportunities as sales briefs to investors and commercial
lending institutions.
Marketing consulting on blog / email campaigns, education initiatives, and
online networking for brand awareness.
Electronic Processing Solutions - Boca Raton, FL 33487
(2006 - 2007)
Controller / Business Analyst / Sales Executive
Held several executive positions to make an impact on this company's
biggest problems.
Projected two years income statements to calculate break even and required
$1.5m investment capital.
Automated the sales proposal and quotation process to speed up accurate
quotes with effort.
Corrected procedures to compute commissions for monthly processing and new
sales revenue reporting.
Projected losses and return on equipment investment from cancellations and
equipment life cycle.
Reviewed contract obligations with vendors, and wrote contracts for
installment sales and rentals.
Changed data entry procedures and controls for greater accuracy and faster
entry with some automation.
Assisted with sales of largest clients, developed marketing materials, and
trained additional sales staff.
John J. Etherington
****************@*****.***
DBM Consulting - Auburn, Washington
(2004 - 2006)
Engineering / Marketing and Branding Assistant
Developed identity and brand awareness for charter vacation operation
through industry trade publication.
Managed additional staff, contract help and projects to improve appeal of
products, safety, and engineering soundness.
Engineering assistance for luxury vacation yacht mechanical and interior
refit, ands maintenance of all its systems.
Sabbatical / Student - Concord, CA 94520
(2002 - 2004)
Semi Retired - miscellaneous
Took some time for charity and benevolent activities, and investigation of
other business opportunities.
Contra Costa County Search and Rescue Team, Sheriff's Office, location of
missing persons, urban and wilderness.
Payroll Partner, company financial and product review with an eye to
purchasing the business from retiring owner.
Pit crew mechanic on Porsche racing team, and mechanic for independent
Porsche and Ferrari repair shop.
Studied English, business writing, influential writing styles and public
speaking at a local community college.
Sailed from Fiji to Australia, some 2000 nautical miles in the South
Pacific visiting primitive cultures / cannibals.
International Profit Associates - Chicago, IL
( 2001 - 2001)
Small Business Consultant / Consulting Sales
Rapid evaluation of small business balance sheets and income statements to
identify problems and recommendations.
Consulted to several business types and developed spreadsheet assistance
for business evaluations.
Automatic Data Processing - Concord, CA 94521
( 1988 - 2001)
Program Director / Software Development Manager
Progressive responsibility for directing software development and computer
solutions in new technologies.
Led enterprise wide architecture projects for other divisions and large
external clients in a consulting role.
Managed 4 simultaneous projects to re-architect the tax systems which
passes $2 billion per month.
Resolved billing disputes of $50,000 and invoice allocations for contract
help to keep them working.
Identified $2 million revenue shortfall by gathering and estimating early
system requirements.
Made comprehensive list of deliverables with assignments to ensure
completion to contract spec.
Manager Financial Accounting Systems / Network Design
Advanced project management and conflict resolution to keep deliverables on
schedule.
Saved a mismanaged project from failure by refocusing the deliverables and
creative staffing.
Trained accounting staff to write technical testing routines for the
contract programmers to use.
Resolved an impasse over basic reporting requirements by putting a peer
manager with client.
Resolved staff shortages by borrowing staff and matrix management of
available technicians.
Manager Micro Systems - Technical
Software product development, strategic planning, technical evaluation and
implementation for division.
Support of call centers in 7 offices two states for all PC software systems
and new product development.
Saved $3 million / year with outsourced dial up networking to improve
technical fault resolutions.
Managed development of company's premier payroll product with new
technology and aggressive deadlines.
Designed innovative user interface for displaying tax detail in windows pc
payroll product.
Enterprise infrastructure support for 7 offices and $35 million division
with 24/7 production operation.
Reduction of operations technical problems by 80% with documentation and
training.
Highest managers' staff retention (100%) through corporate merger and
company layoffs.
Education
University of California, Berkeley - Computer Science, College of San Mateo
- Accounting / Economics,
Diablo Valley College - Writing and Speaking, American Management
Association - IT Management
Martinez Adult Education / Contra Costa County Sheriff Police Academy
Deputy Sheriff Training
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