Ramchandra Tawar
Mobile: +91-967*******
E Mail: ********@*****.***
PROFESSIONAL PROFILE
To achieve a challenging position where I can fully contribute my skills as an efficient professional to prove my
credential in the organization and do value addition to it.
Versatile, result producing IT professional with 9.5 years of IT experience.
Comprehensive experience in PMO managing, scheduling and planning, tracking and monitoring multiple
projects with multiple teams in multiple geographical locations. Has experience in preparation of project plan,
estimation, scheduling, task assignment, project monitoring, risk, quality, integration, stakeholder and team
management.
Extensive experience in business analysis skills like requirement planning and management, requirement
elicitation, analysis and documentation, requirement communication, assessment and validation. Conducting
walkthroughs, review test cases, conducting user testing, writing use cases. Has experience in business process
consulting skills like As Is mapping, To be mapping and Gap Analysis
Has work experience in full SDLC and handled roles like project manager, business analyst, business
consultant, technical specialist, solution designer, programmer analyst and tester
Banking sector professional with an in depth understanding retail, corporate and investment banking products.
Has experience in credit systems (loan originations, decision making, loan management, account management,
Treasury, collections, recovery, asset and risk management). Has work experience in banking products like
loans, low income lending, home loan and vehicle finance, credit cards, branch accounting etc. Has work
experience in in core banking and worked in all phases of credit life cycle.
Involved in practice development activities such as, new service offering development for clients, preparing
approach notes and proposals, conducting presentations for potential clients, research and expert help to
business development team
Brief Profile A dynamic professional with 8.5 years of experience in the Banking and 1 year in
Telecom domain, handled multiple assignments in Project management, Business
analysis, Process analysis, design, development, consultation.
Total Experience 9.5 years
Business Areas Personal and Business Banking
Corporate and Retail Banking
Investment banking
Telecom
Functional Skills Project management skills like estimation, scheduling, planning, forecasting,
decision making, issue tracking, work delegation, risk management, operational
risk management, resource management, Meeting management etc
Business Process Consulting skills like As Is mapping, To be mapping and Gap
Analysis, Used Tools like ARIS and Visio.
Business Analysis skills Enterprise Analysis, Requirement Planning and
Management, Requirement Elicitation, Analysis and Documentation,
Requirement Communication, Assessment and Validation. Conducting
walkthroughs, Review test cases, Conducting user testing, writing use cases
Strong Networking and Relationship building.
Analysis,Design, Development, Testing
Client Interaction
Content Management End user hands on experience in using ARIS
Domain consultation experience in Banking Products(Low income unsecured
lending, loans, VAF, Card, Home Loans and Transactional Products)
Banking Systems ( Credit Originations, CACS collections, Account management,
Card direct delivery system CDDS)
Industries Banking : Standard Bank of South Africa(9 yrs)
Telecom : Sprint USA through IBM (1 yr)
Programming COBOL,SQL,JCL
Languages
Databases Teradata,DB2,RDBMS
OLTP CICS
Business Process MS Visio
ARIS
Modeling Tools
Other Tools Microsoft Project, EPM, BMC change management, quality Center, File aid, Change
man, Expeditor, Strobe, Platinum etc
PROJECT SNAPSHOT
Client Project Name & Responsibility Role Period Employer
Description
Standard Bank Core Banking Project Sep 2011 – till Nihilent
Project
of Transformation – Manager date Technologies
Management
South Africa CACS(Collections
System) For Finacle
Standard Bank Core Banking Consultant/ July 2009 Aug Nihilent
Domain
of Transformation Lead Business 2011 Technologies
Consultation/
South Africa Enterprise work Packages Analyst
Business
Analysis
Standard Bank Consultant/ July 2009 – Nihilent
CDDS( Card Direct Domain
Delivery System)
of Business July 2008 Technologies
Consultation/
South Africa Analyst
Business
Analysis
Standard Bank Consultant/ June 2008 – Nihilent
CACS( Computer assisted System Analysis
collection System)
of South Sr.Programme July 2007 Technologies
Africa r Analyst
Standard Bank National Credit Act Consultant/ Sr. June 2007 – Nihilent
Programming
of South System Oct 2006 Technologies
Analysis
Africa Analyst
Sprint US IBM Aug 2006 – Melstar
Sprint (Phase 2) Software
Analysis,
engineer July 2005 Technologies
Design,
Development
PROJECT DETAILS
Project 1:
Organisation Nihilent Technologies
Project Name Core Banking Transformation – Rest of Africa(ROA) CACS(Collections System) for Finacle
Integration
Client Name Standard Bank of South Africa
Role Project manager(client Side) – Sr. Solution Designer(Parent organization)
Duration (From – To) Sep 2011 till date
Business Domain Retail Banking( Personal, Business banking, Home loans, VAF – Vehicle assisted Finance,
Low income lending, Credit Cards, Branch accounting) and corporate investment Banking
Project Type Enhancement
Technologies Cobol,JCL,VSAM,DB2,CICS, MQFTE, Connect direct
Systems Finacle, T24, Bank master, CACS( Computer assisted collection system)
Tools MSP, EPM Change man, Expeditor, BMC change manager,Aris etc
Team Size 25
Description The objective of this project is to build interfaces between Finacle to CACS and CACS to
Finacle and also implement CACS (computer assisted collection system) in African
countries.
Responsibilities • Involved in project management activities like project
initiation,estimation, scheduling, planning,
forecasting, monitoring and closing
• Involved in schedule management, scope
management
• Involved in integration management, communication
management, Stakeholder management
• Involved in business analyst activities like
requirement gathering, elicitation, test cases reviews,
preparation of user training etc.
• Identify, analyze, respond and minimize risk
throughout the life of the project
• Involved in operational risk management.
• Involved in cost and quality management.
• Managing multiple projects with a team of 25+
people
• Responsible to deliver project in time with Quality
• Assisted PMO in process improvement
Project 2:
Organisation Nihilent Technologies
Project Name Core Banking Transformation –Enterprise work package
Client Name Standard Bank of South Africa
Role Consultant/ Lead Business Analyst
Duration (From – To) July 2009 Aug 2011( 2 Years)
Business Domain Banking
Project Type Retail Banking( Personal, Business banking, Home loans, VAF – Vehicle assisted Finance,
Low income lending, Credit Cards, Branch accounting) and corporate investment Banking
Technologies ARIS, Visio, Ms Office
Team size 16
Description The vision of standard bank is to be a customer centric, socially responsible African bank
providing relevant banking service to chosen markets. To achieve this, SBSA is deploying
the best people and appropriate technology to deliver sustainable premium returns
• Unpack create offering capability which was defined at L4 process.
Responsibilities • Elicit and document business and Functional requirements
• Review Test cases
• Prepare user training manual
• Conduct walkthroughs
• Identification of key tools, information feeds required and types of information required
to support achieving the appropriate outcome.
• To incorporate User Experience Design input into a high level design view of what would
be contained in screens to aid the Create Offering capability Design.
• Develop a good understanding of how SAP and any other related systems can support the
Create Offering capability.
Project 3:
Organisation Nihilent Technologies
Project Name CDDS – Card direct delivery System
Client Name Standard Bank of South Africa
Role Consultant/ Business Analyst
Duration (From – To) July 2008 July 2009( 1 Year)
Business Domain Banking specifically in Credit systems like( loan originations, Personal application scoring,
Probe account management, CACS collections( Computer assisted collection system)
Project Type Retail banking(Personal and Business), Corporate investment banking
Tools ARIS, Visio, Ms Office
Technology SAP, Mainframes, Cobol, Jcl, VSAM, CICS
Team size 12
Description The product is being developed by the bank in order to make the business application
scoring process online and job involves frequent liaison with various parties around
requirements, system testing and process management.
Responsibilities • Elicit and document business and Functional requirements
• Review Test cases
• Prepare user training manual
• Conduct walkthroughs
• Mentor and train resources
Project 4:
Organisation Nihilent Technologies
Project Name CACS – Computerized Assisted Collection System
Client Name Standard Bank of South Africa
Role Consultant/ Sr. Programmer Analyst
Duration (From – To) July 2007 June 2008( 1 Year)
Business Domain Personal and Business Banking( Products involved like personal loan, low income lending,
home loan, vehicle finance, credit cards, branch accounting )
Project Type Enhancement
Technologies Cobol,JCL,VSAM,DB2,CICS,SAP
Tools Changeman, Expediator, BMC change manager, Aris, Platinum,Strobe
Team size 12
Description The project is called CACS. This Collection system takes data from all departments like
SAP, Home loan, Branch accounting and that is used for decisioning. Previously all the
decision use to take manually .Objective of this project is to make it computerised. This
project involved design, development, testing, defect fixing, and implementation.
• Impact Analysis.
Responsibilities • Analyze functional spec and create technical specifications.
• Coding, Unit testing, bug fixing.
• Identify critical path and Minimize batch run time.
• Responsible for Stabilization of batch in all environments.
Project 5:
Organisation Nihilent Technologies
Project Name National Credit Act – Credit Beauraux
Client Name Standard Bank of South Africa
Role Consultant/ Sr. System Analyst
Duration (From – To) Oct 2006 June 2007( 9 months)
Business Domain Banking
Project Type Personal and Business Banking
Technologies Cobol,JCL,VSAM,DB2,CICS, SAP
Tools Changeman, Expediator, BMC change manager, Aris, Platinum,Strobe
Team size 8
Description National Credit Act or NCA was South African Government’s way of monitoring the
credits flowing out from all the credit agencies in the country. The project involved
changing existing programs as well as writing new ones for compliance to this Act.
• Impact Analysis
Responsibilities
• Analyze functional spec and create technical specifications
• Coding, Unit testing, bug fixing
Project 6:
Organisation IBM India Pvt Ltd through Melstar Technologies
Project Name
Sprint (Phase 2)
Client Name Sprint US
Role Software Engineer
Duration (From – To) July 2005 - Aug 2006( 1 year)
Business Domain Telecom
Project Type Telecom billing
Technologies Cobol,JCL,VSAM,DB2,Teradata, CICS
Changeman, Expediator, file aid
Tools
Team size 20
Sprint offers an extensive range of innovative communication products and solutions,
Description
including wireless, local and multi product bundles. Sprint is widely recognized for
developing, engineering and deploying state of the art network technologies, including
the United States' first nationwide all digital, fibre optic network; and one of the largest
100 percent digital, nationwide wireless networks in the United States. Basically it’s a
telecom Billing Application.
Responsibilities
• Impact Analysis.
• Analyze functional spec and create technical specifications
• Coding, Unit testing, bug fixing
• Preparation of test plans and test cases
• Implementation.
NOTABLE ATTAINMENTS
• Received True Blue appreciation awards (5 times) from Standard Bank for dedication and commitment to
deliver the projects on time.
• Received appreciation awards (1 time) from Nihilent Technologies for dedication and commitment to deliver
the projects on time.
• Received Appreciation Award from collections (CACS) team of Standard bank of South Africa (2 times) for
quality project delivery.
• Received Appreciation Award from National Credit Act team from Standard bank of South Africa for on time
and quality project delivery.
EDUCATION
• B.E (Mechanical Engineer) from Govt. Engineering College Aurangabad, BAMU University Aurangabad 2002
• 12th from Railway Junior College Purna 1996.
• 10th from Railway higher secondary school Purna 1994.
PERSONAL INFO
DOB : 1st April 1978
Permanent Address : Flat B6/501, Rakshak nagar gold Ph 2, Kharadi, Pune 411014
Current Address : Flat B6/501, Rakshak nagar gold Ph 2, Kharadi, Pune 411014
Cell phone # : +91-967*******
Passport Number : K2864167
Email Id : ********@*****.***
References : Available on request