Manager Officer
Resume:
M A N OHA RA
NR
rat h i n asam y m @ ah oo.co
y
m
PH : 999-***-****
Obje ct i ve :
Seek i n g f or a Seni or Positi on i n M icr o f i n an ce sector:
** * *** * * cr o f i nan ce an d 13 y ear B an king ex per i ence w ith M .com .,CA I I B.,
qu al i ficati on i nclud i n g the f ol l owing sk ill set .
Mi cr o F i nan ce
*Expan sion
*O perat i on
*Staff M an agem ent
*Credit A ppra i sal
* Por t f olio M an agem ent
*R epor ti n g
B an king
*G en eral Ba n ki n g * Credi t A ppra i sal * Pr i or i ty Sect or L endi n g (A gr i &
M SM E) * F OREX
* O perat i on s
Aca dem i c a n d p r of essi ona l qua l i f i ca t i on :
Bach elor of comm er ce -- 61% - 1981
M ast er of comm er ce -- 70% -1983
Certified associat i on of I n dian I n stitute of Ban k ers - (C AI I B ) - 1996 - (55%)
E XP E R I E N CE
P RO F I LE: M I C R O
F I N AN C E
E X PE R I E N C E :
Madura M icro Finance L td
.
Regional Manager Since April 2011
S.M.I.L.E. Micro Finance Ltd Divisional Manager 2006-2010
R esponsi bi li t i es :
1 9 8 7 For m at i on of n ew b ran ch es.
* Ver tical E xpan sion (M em ber i n du cti on )
•1 9 8 8 A ppr oval of L o an Pla n .
* M ai n t en an ce of 100% r ecov er y .
•1 9 8 9 Mo n i t or i n g of Area M an agers an d B ra n ch M an agers.
* On the j ob t rai n i n g t o t he Field staff.
•1 9 9 0 Send i n g M IS and Accoun ts Repor t t o H O.
•1 9 9 1 B udget i n g an d f i n an cial f orecasting f or t h e D i v isi on .
•1 9 9 2 Taking F und ers t o t h e F i eld f or Centre V isit.
ON J OB T R AI N I N G E X P O SURE :
•1 9 9 3 J AN 2007-Ef f ect i v e L endi n g t o Poor, College of A gr icu lt u ral Banki n g (RBI ),Pun e.
•1 9 9 4 J un e 2008-E xposur e V i sit t o Ban gla desh
•1 9 9 5 M ay 2010 – A SA ( Bangla desh ) on i m pr ov i n g operat i on al efficien cy, Cost Redu cti on and
D ecentral iz at i on of pow er h eld @
LE A D (L eagu e f orCheu cat i on and Desi gna t i on : M an ager (Cr edit) T enu re :
Ed nn ai. 2002-2006 4y ears
at
D ev el opm ent), T ric h y .
HO
P r evi ous a ssi gn me n t :-
Responsi bi li t i es : As M en t i on ed in S.M .I .L.E ex cept m i n or dev iat i on
ON J OB T R AI N I N G E X P O SURE :
•1 9 9 7 2004- Set ti n g S tan dar ds f or M FI (Sa-dh an ) at H y der abad.2004.
•1 9 9 8 A n alysis of Fi n an cial State m ents a t Gu r goan (E D A Ru ral Syst em s)-2004.
•1 9 9 9 Basic Accoun ti n g f or M F I ’s, M u m bai -2003(Spon sored by S IDBI F ound ati on )
•2 0 0 0 2003 –Pov er t y I dentif i cat i on T ools -D .S.K.Rao @T ri ch y (Or gan i zed by G r am a
B a n k i n g E x p er i en ce:
ST AT E B AN K O F D esignat i on : “ Of fi cer -M M T enu re -- 1985- 1998 (12
I NDI A 2”
y ear 2 M on t h s)
1985-1987 -- A tten ded on and off t he j ob T ra in i n g on Gen eral Ba n ki n g,Credi t -
SME, A gr ic u lt u r e, Com m ercial & Instit u t i on al an d F orex D i v isi on s.
Assig n me n ts :-
•2 0 0 1 1987-90 C redi t O ffi cer -Pr ior i ty Sect or len di n g – Ponneri,Ch enn ai.
•2 0 0 2 1990-92 O ffi cer - FO REX B u reau (A i r por t B ra n ch -M een am bak k am,Ch enn ai.
•2 0 0 3 1992-94 O ffi cer -Gen er al Ban ki ng-A l andu r,Ch enn ai.
•2 0 0 4 1995-96 C redi t O ffi cer -M SM E -M elu r,M adu ra i .
•2 0 0 5 1996-97 B ra n ch M an ager –Mo dagam (near T.Kal l u patti)
•2ana r a 1997k98
C 0 0 6 B an - F orex O ffly 1985 -Oct 1985 i t y B r an ch. Sr ivaiku n t am
Ju i cer –M adu rai C
T eaching Experience :L ect u rer i n Commerce, July 1982- June 1985
GVN College,K ovil pat t i.
Person a l P rof i l e :-
N am e :
: R.Manoh aran
A ddress :
S/OT.Rath in asam y
65/29, K an n adasan M ain Road
S.S.Col on y, M adu rai -625010.
I h ereby declare t h at t he above m ent i on ed par t ic u la r s are t rue t o t he best of m y
k nowledge an d shal l pr odu ce a ll t he r elat ed cert if i cat es on r equ est .
Place : M adu rai,
R.Manoh aran
D ate :
13.09.2014
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