Banking, Trade Finance, Payments, Domain Consultant, Business Analyst

RAVISHANKAR K R

Contact No. : 966-***-**** E-mail: ***********@*****.***

Seeking assignments as Banking domain / Trade Finance Consultant with an

organization of high repute in Banking or IT Industry

PROFESSIONAL SNAPSHOT

V Offering over 15 years of experience which includes 12 years in Corporate

banking in Banking Industry and about 5 years in IT industry.

V Proficiencies include:

. From Banking sector:

o Experience in handling Corporate & Retail banking operations, viz.,

deposits, loans, cash management (Doorstep banking, RTGS, NEFT),

trade finance operations, risk management, compliance management,

customer relationship management, people management, etc.

o Thorough knowledge of Loan Origination, Corporate Lending life

cycle, Banking processes (both Corporate & Retail)

o Experience in processing of Corporate loans end-to-end including

for Trade Finance.

o Exposure to Corporate loans under multiple banking arrangements,

Loan Syndication & Consortium finance.

o Work experience of Trade Finance operations involving Letter of

Credits, Bank Guarantee, financing receivables, Trade credits, Bill

Collection, Merchant trade, Remittances, Cash Letter service, SWIFT

messages, etc.

o Broad understanding of UCP, eUCP, UCPDC, URR, URC.

o Hands-on knowledge on clearing house mechanism, KYC norms, Anti

money laundering.

o End-user experience on 'Finacle' core banking solution for all

routine Corporate (including Trade Finance) & Retail banking

operations.

. From IT Sector:

o Proficient in Business requirement analysis, assessing the

functional impacts, preparing Business Requirement document (BRD) &

Functional Specification document (FSD) for customer sign-off,

designing workflow to meet the customer requirement, Testing,

Project implementation and maintenance support.

o Proficient in testing (includes planning, understanding scenarios

as per requirement, writing test cases, recording the results) and

analysing the solution delivered by technical team for both

functional & non-functional requirements (NFR).

o Providing domain knowledge on Corporate banking to all stakeholders

of the project.

o Work with solution consultants to provide inputs on domain /

application during RFP/RFI.

o Knowledge on writing SQL queries to retrieve data from Oracle

database.

o Exposure to software development models - Agile & Waterfall and

Product Development Life Cycle.

V Self-starter, quick learner, excellent communication, interpersonal,

analytical, problem solving and leadership skills, good team player.

CORE SKILLS

Banking Industry:

Strong functional knowledge of: Corporate banking Trade Finance Cash

management Regulatory Compliance Risk Management People Management

IT industry:

Strong knowledge of: Business Requirement Analysis preparing BRD/FSD/ISD

Testing Implementation Customer Support SDLC

EMPLOYMENT SCAN

ACI Worldwide Solutions (P) Ltd., Bangalore

Since Oct 2009

Key Result Areas

Principal Technical Consultant

V Involved in business requirement gathering for Custom Software

Modification (CSM) works on Trade Finance & Cash Management applications,

its feasibility and identifying the impacted functional areas.

V Liaised with customers to finalise the requirement and provided estimates

(HLE).

V Captured the requirements in Business requirement Document (BRD),

Functional Specification Document (FSD) for customer sign-off.

V Prepared test scenarios & test cases for testing effectively testing

functional & non-functional requirements.

V Liaised with technical & testing team to provide domain knowledge on

Trade Finance & Cash Management for seamless execution.

V Provided CSM requirements to the development team and explain the

business scenario under which they had to be delivered.

V Supervised completion of CSM projects for testing / deployment / go-live

alongside with Project manager.

V Provided functional L2 support for the production issues reported by

customers in Cash Management and Trade Finance applications.

V Provided demonstration of the applications (Product walk though) to

prospective clients in South East Asian countries.

V Created knowledge base for the solutions provided while resolving

customer production issues.

V Worked with solution consultants to provide inputs on domain /

application during RFP/RFI.

V Implemented processes / project methodologies practised by Global Support

team and ensured local team adhere to them.

V Was responsible for identifying:

o Product modules which needed improvement to help product's growth.

o New business opportunities (as Customised Software Modification) among

existing customers.

V Exposure to 'Salesforce' CRM tool to

o provide L1 support to customers for their production issues by

creating Knowledge Centric solution (KCS) articles,

o provide L2 support to customers for their production issues, and

o generate various custom reports for monitoring of production cases for

their age, meeting Service Level Agreement (SLA), etc. and report them

to management.

Key Projects

#1

Customer: TMB Bank PLC, Bangkok

Application: Cash Management application

Duration: March 2013 - December 2013

Description: The application was designed, developed and implemented as a

Payment Solution to process all payment transactions straight through and

interface with their core banking system. However, the application was

running without the old data being backed up / archived. This was posing

performance issue and unnecessary expenditure on hardware.

Responsibilities: Worked on understanding customer requirement, presenting

functional specification document for customer sign-off, designing the

workflow, testing the solution (for both functional & NFR), implementing

and go-live of new archival solution for their Oracle 9i database.

#2

Customer: Kasikorn Bank, Bangkok

Application: Trade Finance application

Duration: (i) March 2012 & (ii) August 2013 - November 2013

Description : The application was designed, developed and implemented as a

Trade Finance Solution to process all Trade Finance transactions as middle

ware and interface with their core banking system (to post accounting

entries), SWIFT (to send / receive swift messages) and FX Online (to apply

FX rates). (i) This project involved modifying & aligning the application

to bank's K-Transformation initiative wherein bank was implementing a

robust solution for their mid & back office requirements. (ii) This project

involved fine tuning the database archival solution provided earlier and

identify & rectify the anomalies in the solution provided. The earlier

solution was not working as per bank's requirement and had thus clogged

their Oracle 9i database resulting in performance issue and huge

expenditure on hardware.

Responsibilities: (i) My role was to translate the requirement to

development team and provided guidance to the testing team in testing the

solution for various scenarios. Played the role of Test Manager for on-site

VIT testing of the solution and provided off-site support to customer

during their SIT/UAT. (ii) My role was to assess the present status of

records in the Production database, validate them for backup, provide work

around to move them to backup and streamline the solution to suit bank's

requirement.

#3

Customer: Kasikorn Bank, Bangkok

Application: Cash Management application

Duration: January 2012 - October 2012

Description: The project was designed, developed and implemented as a

Payment Solution to process all payment transactions straight through and

interface with their core banking system. The solution provided standard

module to receive all data from various sources, format validation;

calculate fee; schedule payment; General Ledger posting and report in

various formats. This project was part of bank's K-Transformation

initiative wherein bank was implementing a robust solution for their mid &

back office requirements.

Responsibilities: Worked on SIT / UAT testing cycles in the roles of

Technical Consultant and Test Engineer; Worked on preparing & executing on-

site test plans; Co-ordinated with other vendors involved in the project

for smooth execution of SIT / UAT testing cycles; Worked as Support

Engineer during go-live and warranty period.

#4

Customer: Thanachart Bank, Bangkok

Application: Trade Finance application

Duration: February 2010 - March 2010

Description: The project was designed, developed and implemented as a Trade

Finance Solution to process all Trade Finance transactions as middleware

and interface with their SWIFT (to send / receive swift messages). The

solution provided standard module to receive data from user or de-merged

SWIFT message, format validation; calculate fee; schedule fee collection;

and generate report / various correspondences for customers. This project

was to enhance the functionalities of the application under bank's phase-2

programme.

Responsibilities: I was part of the team gathering customer requirement,

authoring functional specification documents for customer acceptance,

testing the solution provided by development team.

#5

Apart from above mentioned projects, I was involved in requirement

gathering of other CSM projects in Trade Finance application of Kasikorn

Bank, Thailand.

PREVIOUS ASSIGNMENTS

ICICI Bank Ltd. July 2006 -

September 2009

Team Leader, Trade Finance Transaction Processing Hub (GTSU), Hyderabad

July 2009 - September 2009

V Lead a team involved in processing of foreign inward remittances, inland

bills, payment for import transactions; monitoring their turnaround time;

increasing operational efficiency levels of team members; implementing

systems and procedures to minimise error rates; adhering to internal &

external regulatory compliances; identifying operational risks &

implementing control mechanism and leading & motivating people.

V Exposure to 'Finacle' core banking solution to perform Trade Finance

operations.

Branch Operation Manager, Corporate Office, Bangalore

July 2006 - June 2009

V Worked as 'Operation-in-charge (OIC)' of their Corporate banking branch

in Bangalore & also as 'Trade Specialist' for ICICI offices across

Karnataka.

V Looked after Operation Management which involved :

. Monitoring routine branch operations (Cash/NEFT/RTGS/Collection) and

all Trade Finance transactions at the Branch.

. Customer service (monitor operational efficiency, resolve customer

queries / complaints).

. Regulatory compliance (to comply with internal & external regulation).

. Risk management (to identify and control risk).

. People management (to lead & motivate employees and provide training).

V Liaised with customers to understand their Capital account transactions

and provided consultancy on the regulatory requirements.

V Responsible for assisting resources working in branches across Karnataka

for their routine Trade Finance operations.

V Exposure to 'Finacle' core banking solution for routine branch operations

for corporate clients.

Karnataka Bank Ltd. as Manager April

1997 - June 2006

Manager (Scale II) April

2005 - June 2006

V Handled the complete Trade Finance operations at their Chennai office

which included - Export, Import, Remittances, Trade Financing, SWIFT,

etc.

V Involved in Loan Origination, assessing client's working capital

requirement and putting up loan proposal with sanctioning authorities.

V Structuring working capital requirement as fund or non-fund based

depending on the customer's business requirement.

V Exposure to 'Finacle' core banking solution for routine branch

operations.

Officer (Scale I) April

1997 - March 2005

V Handled the complete Trade Finance section at Tirupur office for 3 years

& Ernakulam office for 5 years; had exposure to all banking products,

viz., Deposits, Loans, Clearing, Bills, Trade Finance - Export, Import,

Remittances, NRI services, Trade Financing, SWIFT, etc.

V Exposure to Corporate Lending life cycle, Loan Origination, Banking

processes (both Corporate & Retail).

V Serviced Consortium finance accounts end-to-end.

V Exposure to NRI services.

Mysore Kirloskar Ltd. as Application Engineer

April 1994 - December 1996

V Worked as Application Engineer of CNC machines and was involved in

writing and testing CNC programs for FANUC and SIEMENS systems; used Auto-

CAD software for engineering drawings.

ACCOLADES:

ACI Worldwide Solutions (P) Ltd., Bangalore

V Received Global Cheers award for executing the key project #4

successfully.

V Received Global Applause award for my contribution to implementing the

processes / project methodologies practised by Customer Support team into

my team.

Karnataka Bank Ltd.

V Received word of appreciation from the management for coding a programme

in Fox-pro to handle the routine Trade Finance operations at Ernakulam

branch.

ACADEMIA: Bachelor's Degree in Engineering from Mangalore University in

1994.

PERSONAL VITAE

Marital status : Married

Languages Known : English, Kannada, Hindi, Tamil and Tulu[pic]

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