TARA ELIZABETH TRANTHAM

** ********* *****

Home Phone:

864-***-****

Greenville, SC 29607

Cell Phone: (864)

***-****

acgbj5@r.postjobfree.com

SUMMARY

Licensed attorney and experienced process-oriented corporate generalist

with significant experience in the financial services industry and

management of legal and compliance departments, regulatory compliance and

risk management, contract review and negotiation, litigation management,

merger and acquisition activities, purchase and sale agreements, financial

services, commercial transactions, creditor rights, regulatory, employment

law matters and litigation, software and licensing issues, antitrust,

marketing and distribution, and internal/external client counseling.

Excellent oral and written communication / presentation skills; proficient

in MS Office programs; excellent negotiation and problem-solving

strategies. Outstanding reputation as an organizer; metrics driven team

leader.

WORK EXPERIENCE

WORLD ACCEPTANCE CORPORATION Greenville, SC

General Counsel and Secretary (January 2013 - present)

. Provide daily legal guidance for the business operations and assist in

strategic planning and goal setting decisions as part of Executive

Management.

. Attend annual Attorneys General meetings on behalf of the Company to

as a liaison and as part of our governmental affairs programs.

. Perform due diligence in preparation of Merger and Acquisition

activities.

. Advise Executive Management with respect to our filings and SEC

requirements.

. Draft and negotiate direct purchase and sale agreements.

. Review all contracts, including, but not limited to; purchase and sale

agreements, confidentiality, software, servicing agreements, leases,

dealer agreements, and software license agreements.

. Manage the external and internal risk management and quality assurance

department.

. Perform monthly risk assessment analysis to ensure that compliance and

procedural vulnerabilities are monitored and quickly corrected.

. Develop, maintain and provide legal and compliance metrics to

executive management and the Board of Directors.

. Legal Advisor to the Board of Trustees.

. Develop and maintain a state by state analysis of the laws and

regulations which affect the Company and keep such analysis updated

with changes in state laws.

. Provide quarterly legal and compliance training to Operations in both

the United States and Mexico.

. Chair the Disclosure Committee which meets quarterly to ensure the

Company's financials meet the requirements of the SEC prior to our

annual reporting.

. Provide daily counsel regarding employment and human resource issues.

. Handle global compliance issues in Mexico.

. Conduct internal investigations regarding fraud issues, data privacy

issues, employee matters, etc.

. Ensure that all business policies and procedures comply with FDCPA,

FCRA, FCPA, GLBA, TILA, HIPAA, and all other applicable laws and

regulations.

. Maintain all corporate governance documents.

. Manage the centralized bankruptcy department.

. Identify matters for referral to outside counsel.

. Review and revise outside counsel pleadings and otherwise assist in

litigation matters.

. Review and approved all marketing materials and publicity statements.

WORK EXPERIENCE

SECURITY FINANCE CORPORATION OF SPARTANBURG Spartanburg, SC

Assistant Secretary and Assistant General Counsel (January 2009 -

present)

. Provide daily legal guidance for the business operations and assist in

strategic planning and goal setting decisions as part of Executive

Management.

. Perform due diligence in preparation of Merger and Acquisition

activities.

. Draft and negotiate direct purchase and sale agreements.

. Review all contracts, including, but not limited to; purchase and sale

agreements, confidentiality, software, servicing agreements, leases,

dealer agreements, and software license agreements.

. Manage the external and internal risk management and quality assurance

department.

. Perform monthly risk assessment analysis to ensure that compliance and

procedural vulnerabilities are monitored and quickly corrected.

. Develop, maintain and provide legal and compliance metrics to

executive management.

. Legal Advisor to the Board of Trustees.

. Develop and maintain a state by state analysis of the laws and

regulations which affect the Company and keep such analysis updated

with changes in state laws.

. Provide quarterly legal and compliance training to Operations in both

the United States and Mexico.

. Co-Chair the Process and Procedure Committee which meets bi-weekly to

ensure the Company's policies and procedures comply with all

applicable state and federal laws and regulations.

. Provide daily counsel regarding employment and human resource issues.

. Handle global compliance issues in Mexico and currently researching

compliance issues in Canada.

. Conduct internal investigations regarding fraud issues, data privacy

issues, employee matters, etc.

. Co-Chair the Process and Procedure Committee for the Company's Mexican

Operations.

. Ensure that all business policies and procedures comply with FDCPA,

FCRA, FCPA, GLBA, TILA, HIPAA, and all other applicable laws and

regulations.

. Maintain all corporate governance documents, including licensing

matters.

. Manage the centralized bankruptcy department.

. Identify matters for referral to outside counsel.

. Review and revise outside counsel pleadings and otherwise assist in

litigation matters.

. Review and approved all marketing materials and publicity statements.

SHERMAN FINANCIAL GROUP, LLC/ RESURGENT CAPITAL SERVICES, LP

Greenville, SC

Vice President and Assistant General Counsel (August 2005 - January 2009)

. Instituted and developed the legal and compliance department from

inception to a department of 20 lawyers, paralegals and support staff

from a single attorney department which resulted in saving the Company

over 10 Million dollars over a period of 3 years by bringing the

majority of legal work in-house.

. Managed the Compliance (State and Federal) and Legal Departments.

. Reported directly to the President, member of the executive staff and

provided legal guidance for decision-making and business partnerships

for executive management team.

. Provided monthly reports to the executive management team detailing

the legal and compliance departments' monthly progress and metrics,

such as; number of lawsuits, number of attorney general complaints,

number of BBB complaints, cost of litigation etc.

. Reviewed all contracts, including, but not limited to; structured

finance agreements, mortgage servicing agreements, supply,

confidentiality, software, business associate agreements, servicing

agreements, leases, dealer agreements, balance transfer and software

license agreements.

. Provided counsel on employment and human resource issues.

. Ensured that all business policies and procedures complied with FDCPA,

FCRA, FCPA, GLBA, TILA, HIPAA and all other applicable laws and

regulations.

. Acted as a shared service for the various business groups and legal

entities under the Sherman group of companies, including but not

limited to, Resurgent Auto Finance, Sherman Capital Markets, Credit

One Bank, and Consupago.

. Developed and Co-chaired the Security Steering Committee which

addressed all data privacy and security issues and regulatory

compliance matters.

. Developed an internal audit program.

. Identified matters for referral to outside counsel and directed and

oversaw all outside counsel activities.

. Handled numerous debtor litigation matters in-house and identified

matters for referral to outside counsel. (case load averaged 75 open

litigation matters and 2 to 4 class actions)

. Reviewed and revised outside counsel pleadings and otherwise assisted

in litigation matters.

. Provided counsel on bankruptcy matters.

. Handled bankruptcy litigation and objections.

. Identified bankruptcy matters to refer to outside counsel and directed

all outside activities.

. Reviewed and approved all marketing materials and publicity

statements.

. Drafted settlement agreements, letters of intent, lien releases and

other similar documents.

AGFA CORPORATION, HEALTHCARE DIVISION Greenville, SC

Assistant General Counsel (August 2001 - August 2005)

. Managed the legal and regulatory and quality assurance departments.

. Addressed and counseled on antitrust issues, particularly with respect

to global restrictions and concerns.

. Handled a multi-million dollar patent infringement case.

. Drafted and negotiated customer product, service, and software license

agreements, creating form agreements and sales tools for ease of use

for execution of more than 100 agreements per year.

. Addressed and counseled on antitrust issues, particularly with respect

to the distribution channel.

. Provided counsel on employment and human resource matters to the

Greenville site and the Agfa manufacturing plant in Bushy Park, South

Carolina.

. Reviewed all advertising and marketing materials for the U.S., Canada

and Mexico.

. Reviewed and negotiated all distribution agreements for Agfa in U.S.

Canada and Mexico.

. Negotiated contracts and settlements; participated in and provided the

legal guidance for strategic decision-making and business alliances

and relationships; provided the legal expertise for all contracts

(supplier, product purchase, software license agreements,etc.) for

Imaging Systems business which includes: distributorships, e-commerce,

product warranty & liability, corporate healthcare (group purchasing

organizations), supply chain, regulatory areas (HCFA reimbursement,

Fraud & Abuse, FDA, HIPAA, etc.) and all other areas of the business

. Identified matters for referral to outside counsel and directed all

outside activities

. Reviewed and revised outside counsel pleadings and otherwise assisted

in litigation matters.

. Advised on all HIPAA related issues and agreements.

. Managed Equipment Agreement and Service Maintenance Agreement process.

. Managed customer dispute process with 80% success rate in retaining

business or gaining settlement of dispute.

. Managed customer compliance process through review of contracts and

interface with Customer Incentive & Support department as well as

field personnel.

. Reviewed all Requests for Proposal ("RFP"), drafted revisions or

exceptions, and worked with RFP team to assure that Agfa's interests

were protected.

. Drafted settlement agreements, letters of intent and other similar

documents.

ENTERPRISE INNOVATIONS Cary, NC

Staff Attorney (July 2000 - August 2001)

0. Conducted patent searches.

1. Located and collaborated with out-of-state legal counsel.

2. Prepared contracts and covenants not to compete.

3. Managed databases and prepared documents.

AMARI AND LOCALLO LAW FIRM Chicago, IL

Law Clerk (July 1998 - April 1999)

4. Assisted attorneys in areas of real estate and tax law.

5. Aided attorneys in reducing client's real estate taxes.

6. Researched property tax information.

7. Filed complaints and briefs.

8. Compiled Class 2 residential briefs and complaints.

EDUCATION

The John Marshall Law School Chicago, IL 1999

Juris Doctor

. Class rank: Top 15%

. Law Review

. Dean's Grant Scholarship

. Dean's List

. Moot Court - Health Law Competition Team Member

. Study Abroad Program in Norway for International Comparative Law

. Student Advisor

. Work-a-Day Program in Cabrini Green Housing Projects

The University of North Carolina Chapel Hill, NC 1995

Bachelor of Arts degree in Political Science, with a minor in Religious

Studies

. Campus Y Volunteer

. Student Government Representative

. Member Pre-Law Society and Students for Advancement of Racial

Relations

PROFESSIONAL ORGANIZATIONS & MEMBERSHIPS

. Phi Alpha Delta Legal Fraternity

. American Bar Association

. State Bar of Georgia

. State Bar of South Carolina

. Furman Connections Program (Women Leaders of the Upstate)

. Leadership Greenville Class of 35

. Safe Harbor board member (3 years)

. Greenville Professional Women's Forum

. Young Lawyers Division of the State Bar of Georgia

. Health Law Section of the State Bar of Georgia

. Young Lawyers Division of the State of South Carolina

REFERENCES

Sandi Coan Greenville Chamber of Commerce

864-***-****

Mike Shetterly Partner, Ogletree Deakins (864) 271-

1300

Michael Keaton Vice President, Resurgent Capital Services

864-***-****

Mark McDonald Chief Operating Officer, Professional Financial Services

803-***-****

Melinda Davis-Lux Partner, Wyche Firm (864)

242-8223

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