Internal Audit

VIKRAM DHAR - B.Com, PGDFM.

Citizenship : Indian ? Date of birth : 14 August 1986

Contact

Mobile No.: +91-988*******, +91-915*******

E-mail Id: ************@*****.***

Address

Temporary Address: 4/2/H/9 Nilmoni Mitra Row, Kolkata - 700 002

Permanent Address: Vill. -Adarshapally, Dist - Burdwan, Post- Nasaratpur,

W.B - 713519

Career Objective:

A senior position in the Financial Services industry with a focus on

Operational Management, Team Leadership, and Process Improvements.

Education:

Examination Board/ Year Of % Of Division/

Passed University Passing Marks Class

P.G.D.F.M I.M.T Ghaziabad 2011 62 1st

C.P.T I.C.A.I 2007 52 2nd

AMFI - Mutual N.C.F.M 2009 56 2nd

Fund (Advisors)

Module

B.Com (Hons.) University Of 2007 61 1st

Calcutta

(Goenka College)

H.S. C.B.S.E 2004 75 1st

Madhyamik C.B.S.E 2002 53 2nd

Achievements:

. Based on my performance assessment company has promoted me as a Senior

Executive grade"COM-5'' in April 2014.

. Certified by certificate from Indian Institute of Gems & Jewelry,

Mumbai Sponsored by Ministry of Commerce, Government of India as a

Certified Gold Loan Appraiser in 2012.

. Rewarded by Certification from Goenka college Of Commerce & B.A. under

university of Calcutta for scoring 1st class in Graduation.

Work Experience:

Organisation Name Post Experience

Shriram Transport Finance Sr. Executive - Internal Jan 2012 till date

Co. Ltd. Audit

Medica Pharmacy Pvt. Ltd Executive - Audit & Aug 2010 - Dec 2011

(A unit of Medica Synergy Financial Compliance

Pvt. Ltd.)

Goutam Sanyal & Co Accounts & Audit staff Oct 2007 - Aug 2010

Swapan Acharyya & Co. Accounts & Audit staff Feb 2007 - Sept

2007

Job Description:

Organisation Name Key responsibility area

Shriram Transport Internal Audit

Finance Co. Ltd. Operational Level activities (West Bengal & North

East, Bihar & Jharkhand & Odisha Region):-

(Jan 2012 - Still

working) To verify & confirm whether the existing procedure &

controls are adequate and adhered to the company

policies.

Monitoring of Credit Appraisal & Risks- checking of

credit appraisal's done by credit managers while

approving loans.

Analyzing the arrears in collection under different

process to measure the Non-performing assets, Long

Pending Arrears & Expired agreements of secured loans.

Discussions with Branch Managers, Credit Managers &

other Sr. Level Executives on overall business

activities of branch & portray the same to senior

level management through our reports.

Third party confirmation in case where need arises.

For e.g., Bill discounting, working capital loans etc.

Meeting with customers secretly (with prior approval

of HOD) where required while visiting to branches.

Scrutiny of vital documents on which loans are

approved such as Registration Certificate issued by

R.T.O, Insurance papers, Tax Invoice with Dealer's

quotation, Vehicle Inspection report, Personal

Discussion document etc.

Sample verification of KYC documents of customers

adhering to RBI guide lines & Company policies.

Finalization of Audit Reports with Major Observations,

Risk analysis & control, Compliance & Review of Audit

reports.

Compilation of all India audit reports & presenting

the same for external auditors.

Investigation of Advance Funding cases done by the

branch during a given period.

Graphical representation of branch collection report

with analytical approach.

Branch visiting activities:

Preparation of Pre-Audit intimation

Collection (TR) & Deposit, Cash verification.

Branch expenses - Telephone, Rent, Advances for

expenses, Electricity.

Seized vehicle verification with proper documentation.

Fixed assets verification.

Booking of loan expenses seizing, parking, insurance,

etc.

Settlement of Insurance claim & their related pending

queries.

Gold Loan activities:

Checking whether the loan has been as per RBI norms.

Sample verification of documents required for

sanctioning of loan.

Physical verification of stocks (Gold).

Finalization of Audit Reports with Major Observations.

Medica Pharmacy Finance & Operation Level:-

Pvt. Ltd MIS report (Monthly/Yearly)

(A unit of Medica Cash Book Handling

Synergy Pvt. Ltd.) Cash Book reconciliation

Salary reconciliation

Random Cash Audit of retail outlets.

Expense Budget report

( Aug 2010 - Dec Handling retail level problems

2011 ) Checking DC purchase margin

Analyzing sales, purchases, expenses & collection done

Preparing Daily collection report

Taxation:-

Preparing monthly professional tax with challan &

filling quarterly return.

Administration & Accounts:-

Full & Final settlement - Employees

Cash book preparation of retail shops

Monthly collection status

Assisting statuary auditors (KPMG)

Others:-

Handling SOP team executives

Handling data entry operators

Handling retail In-chargers

Goutam Sanyal & Co Preparation of Financial accounts as per schedule VI

Internal Audit

E-Filling of various returns

Statutory Audits

(Oct 2007 - Aug Preparation of Projection report

2010) Preparation of Projection report

Audit of Non- Profit organisation etc

Other official Works

Swapan Acharyya & Preparation of Projection report

Co. E-Filling of various returns

Debtors ageing, Creditors ageing

Preparation of Financial accounts as per schedule VI

(Feb 2007 - Sept Internal Audit

2007) VAT Audit

Provident Fund Audit

Various Statutory Audit

Vouching

Other official Works

Co - Curricular Activities & Professional Association:

Regional Level Football (Gauhati) 2002, Govt. Inter College Sports Meet

2004-05 to 2006-07.

Achive 2nd Position in Javelin Throw at Govt. Inter College Sports Meet.

Participated in Social Service activities during Schooling.

Computer Proficiency:

MS - Office (Word, Excel (Professional Level) & Power Point).

Knowledge of Internet.

Knowledge of ERP package - (Soft life)

100 hrs. Practical training from ICAI.

Personal Information:

Fathers' Name : Mr. Naren Chandra Dhar

Date of Birth : 14th August, 1986

Nationality : Indian

Religion : Hinduism

Marital Status : Unmarried

Hobby : Listening music, Online Trading, Playing computer

games etc.

Languages known : English, Hindi and Bengali.

Permanent : Vill. -Adarshapally, Dist - Burdwan, Post- Nasaratpur,

Address W.B - 713519

I hereby declare that all the details furnished above are true to the best

of my knowledge and belief. If asked for the original Documents can be

produce.

Date:

Place: Kolkata Vikram

Dhar[pic]

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