Sales Manager
Resume:
Devine Maurice Morrison
**** **** ****** ******* #****
Carrollton, TX 75010
acfwiw@r.postjobfree.com
RESULTS-DRIVEN with 9 years in cutting-edge mortgage/housing consultant
industry. Excellent analytical, problem solving and leadership skills. Able
to work under pressure in fast-paced, time sensitive environments.
Experienced in analyzing and streamlining systems and operations to
increase productivity, quality, and efficiency. Proven ability to manage
projects and people from planning through execution. Strong database, and
company processing applications. Additional expertise includes:
Strategic Planning Prospecting & Business Development
Team Building and Leadership Consultative Processes/Needs Assessment
Staff Training and Mentoring Problem Solving Skills
Production Growth/Account Development Efficient Office Management
Delegation Process Improvement& Managerial Experience
Proficiency with Mortgage Applications, Document Collection and Decisioning
Tools
PROFILE
? Organized, enthusiastic management professional; willing to
create new ideas and go the extra mile to improve performance
? Possess strong interpersonal skills, able to work effectively
with individuals on all levels
? Demonstrated ability to develop and maintain sound business
relationships with clients, anticipating their needs
? Strong problem resolution skills; able to efficiently and
effectively prioritize a broad range of responsibilities to
consistently meet deadlines
? achieved a reputation as a leader, resource person, problem
solver, troubleshooter, and creative turnaround loss mitigation
housing consultant
PROFESSIONAL EXPERIENCE
RMS/VENDOR CONNECT LLC 08/05/2013- PRESENT
Short Sales Manager/ Team Lead Negotiator
. Averaged 3 million a month in net proceeds from closed short sales
. Re-designed the database of files to improve production by 400%
. Improved customer services relations bridging the gap between
homeowner and lender
. Created reporting techniques to better monitor and track production
. Generated 30 million in profits and saved 750k in curtailment for the
company
CCCSDV/FANNIE MAE 03/25/11-06/01/13
Loss Mitigation Specialist/Housing Counselor
. Created and implemented best practices to increase production
. Used online decisioning tools sourced by lenders to U/w loans directly
and approve them for Hamp/ Fnma mod etc.
. Calculated new payments in loan mod programs using u/w programs
. Prepared loan packages to be approved by portfolio lenders
. Reviewed borrower and underwrote files based on Fannie mae guidelines
. Ranked in top ten consistently for loan modifications
Bank of America 09/02/10- 03/25/11
Short sales/Deed in lieu negotiator
. Worked with agents and homeowners to execute liquidation options
. Collected the necessary documentation that the bank requires to
complete short sale
. Accessed the risk to the bank by comparing losses in foreclosure
versus short sale by analyzing agents' offers- NPV calculator
. Reviewed files based on BOA guidelines and gathered documentation
to prepare for closing
. Determined if files could be approved based on required
documentation and property information
Community First Bank Loan Services 07/07-08/10
Loan Officer/Mortgage Consultant
? Approved borrowers for FHA or Conventional loans based on the
guidelines pertaining to what they needed to accomplish
? Counseled borrower's on program that would prevent default
and foreclosure
? Educated borrower's on FHA products and placed them in fixed
loans
? Reviewed documents and worked with borrowers to collect
necessary stips to get to closing for refinance and purchase
? Utilized knowledge of mortgage products to properly fit
borrower's into a program that would best suit their objectives
Citywide Mortgage 09/05-06/07
Sr. Loan Officer/ Asst Manager
? Ranked in top three for monthly productivity in office
? Used LP/DU programs to lock rates and approve qualified borrowers
for purchase and refinance
? worked closely with the Branch Manager to implement customer
service and effectiveness of loan officers
? worked closely with lenders to ensure compliance and conditions
for all loans
? Approved files with GMAC, RFC and HSBC using online U/W programs
EDUCATION
Carver H.S.E.S Philadelphia, PA 2001
MTI Loan Officer Certification 2005
VEC Commercial Mortgage Training 2007
Short Sale/Deed in Lieu Training 2010
Neighbor works Training 2012
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