KARYN G. DIPIETRO
*** *********** **. ***********, ** 24590
Phone: 434-***-****
Mobile: 434-***-****
Email: **********@*****.***
QUALIFICATIONS:
Business Management
Consulting & Problem Solving Strategic
Planning/Forecasting Finance & Marketing
Operations Streamlining & Management Policy & Procedure Development
Compliance and Security
Productivity & Performance Management
Staff Motivation & Supervision Team
Building/Leadership Management Training
HR Appraisals & Staff Evaluations Cross Training & Cross
Selling Community Outreach & PR
EMPLOYMENT: VIRGINIA NATIONAL BANK Charlottesville, VA
Office Manager, Loan Officer 2013-2014
. Support Managing Director of Retail Banking in all
aspects of operations.
. Commercial and Consumer Loan origination,
underwriting and closing.
. Responsible for overall direction and coordination of
subordinate management and non-
supervisory employees, including
interviewing, hiring, coaching and performance reviews.
. Leads, guides and oversees the efficient operation of the office by
coaching employees to deliver
quality customer service to meet banking needs of
individuals and business community.
. Actively maintains and develops long term business & personal banking
relationships with
existing and prospective customers through delivery of
deposit accounts, loan products and
banking products and services.
. Provides excellent strategies and solutions relating to financial
decisions for personal and
business relationships to include Private Banking, Treasury
Management and Trust Services.
. Maximizes financial performance and productivity to ensure increasing
profitability.
. Active participation in civic, government, professional, business and
community affairs in effort
to solicit and develop new retail and business clients.
. Medallion Signature Guarantee Officer, Notary Public.
PIONEER BANK
Charlottesville, VA
Commercial Banking Center Branch
Manager 2008-2013
. Support Senior Lender in management of $35MM commercial
loan portfolio.
. Lead, guide and oversee all operations of bank office
including recruiting,interviewing, hiring training,
coaching and evaluation of bank staff.
. Commercial loan documentation and administration.
. Acquire and analyze supporting documentation for loans
such as: Credit Reports, Appraisals, Surveys,
Inspections, Tax Returns and Income Statements.
. Interact with Attorneys, Guarantors, Insurance
Companies, Loan Committee to expedite loan process.
. Performs Credit Review, Cash Flow Analysis, Tax-Run
Global Analysis, Construction Draws.
. Underwriting Consumer Loans and Commercial Loans Up To
$500,000.
. Develops new relationships with commercial and consumer
customers as well as maintains current business and
personal relationships.
. Budget Management.
. Collections management.
. Represents financial institution at professional and
business functions in the community.
. Medallion Signature Guarantee Officer, Notary Public.
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ATLANTIC COAST K-9
Charlottesville, VA.
Co-owner/Operations Manager
2005-2010
. Accounts payable/Receivable.
. Marketing and Sales throughout the region.
. Project Management.
. Financial Management-Annual budgeting.
. Business Tax preparation.
. Web site design and current updates.
. Billing/Collections
. Business development
SIS / FAMILY BANK/BANKNORTH
Fitchburg, MA
AVP/Regional Banking Center Coordinator
1998-2005
. Directed 20 branches throughout central Massachusetts
with 265 employees.
. Commercial Lending---Retail Banking---Administration---
Business Development
. Coached managers and staff within each branch to raise
standards of excellence.
. Served as manager or consultant to problematic branches
on policies, procedures, audit
infractions, operations, documentation, staffing, and
employee issues.
. Trained staff on: effective customer service, policies
and procedures, attitude, cross-selling,
productivity management, sales, presentation and cash
audit skills.
. Supervised and managed float teller staff of 25 employees
and filled in for absent managers.
. Elected to be a member of the Region III Audit Team and
served as a Notary Public.
. Robbery Division Team Member.
. Trained staff and implemented computer systems for newly
acquired banks throughout New England.
FIDELITY CO-OPERATIVE BANK
Fitchburg, MA
Retail Banking Center
Manager
1993-1998
. Managed branch operations and trained, motivated and
supervised staff of 26 employees.
. Developed systems and procedures that increased the
efficiency of operations.
. Audit Committee-Loss Prevention-Robbery Task
Force/Trainer.
. Loans-Customer Service-Collections-Mortgages.
I.C. FEDERAL CREDIT UNION
Fitchburg, MA
Operations Supervisor, Head Teller
1987-1993
. Managed operations, supervised staff of 13 and assisted
problem banks to resolve
problems.
. Served as Acting Branch Manager for 3 months and as an
active decision maker on
the Management, Policy and Procedure, Operations and
Community Service Committees.
EDUCATION:
Fitchburg State University, Fitchburg, MA
. Business Administration Program - Computer Applications,
Accounting, Management, Finance and Economics.
Virginia Bankers Association, Richmond,
VA
. Consumer & Commercial Lending
Specialized Training
. Telemarketing; Effective Customer Service;
Business Management; Government Rulings
and Regulations; Security Management;
Discipline and Discharge; Sexual Harassment;
HR Appraisals; International Banking
Technologies; Microsoft Word, Excel and Windows.