Manager Management
Resume:
Jason Todd Wallace
Birmingham, Alabama 35209
*************@*****.***
EXPERIENCE
Regions Financial, Birmingham, Alabama
Economic Capital Manager April 2014-Present
• Manage the reengineering of the Economic Capital process as well as its implementation into various other
areas such as RAROC, CCAR, and budgeting.
• Active in the implement of new more robust risk return hurdles.
• Member of newly formed Balance Sheet Management Committee aimed at efficient and an effective asset
allocation strategy.
Senior Analyst- Vice President Risk Analytics November 2011-April 2014
• Calculate credit parameters including Loss Given Default (LGD), Probability of Default (PD), and Credit
Conversion Factors (CCF)
• Responsible for the design and implementation of a cash flow model used to estimate the level of
impairment for our residential first mortgage restructured troubled debt portfolio
• Responsible for calculating the allowance for loan and lease losses for the commercial portfolio
• Active in the ongoing monitoring of credit quality trends
BBVA Compass, Birmingham, Alabama
Economic Capital Manager January 2011-November 2011
• Managing all phases of the ongoing implementation of Economic Capital Calculations/Models
• Working to implement a more robust capital calculation into bank wide pricing models
• Leading the development of all Economic Capital reporting processes as well as analytics
Statistical Analysis & Modeling Team Lead July 2010-December 2010
• Driving force in the restructuring of the Allowance for Loan and Lease Loss calculation process
• Responsible for the implementation various cash flow models
Statistical Analysis & Modeling Analyst November 2008-July 2010
• Basel II and Economic Capital Modeling
BB&T Capital Markets, Charlotte, North Carolina
Collateral Analyst- Vice President May 2007-March 2008
• Managed the residential mortgage conduit database for the Residential Real Estate Finance Group
• Assisted in design and spearheaded the testing and implementation of the mortgage database system
• Mapped data received from mortgage originators and prepared it for use in pricing models using CAS
• Facilitated communications between various third parties including rating agencies and investors
SunTrust Robinson Humphrey, Atlanta, Georgia
Asset Securitization Associate- Portfolio Management January 2006-May 2007
• Delivered sophisticated cash flow models that accurately reflected deal structure attributes
• Responsible for the monthly monitoring of over $1 billion in conduit securitization transactions
• Active in the daily management of client relationships and the push to improve transaction efficiency
Compass Bank, Birmingham, Alabama
Senior Risk Consultant January 2005-January 2006
KPMG LLP,
Risk Advisory - Structured Finance August 2003-January 2005
EDUCATION
GEORGIA STATE UNIVERSITY Atlanta, Georgia
Completed 3 Semesters of course work in the Doctorate of Risk Management and Insurance program
UNIVERSITY OF ALABAMA Tuscaloosa, Alabama
Master of Banking and Finance May 2001
Bachelor of Science in Commerce and Business Administration May 2000
PROFESSIONAL SKILLS
Passed level I of the CFA exam in 2006
Experience working with Collateral Analysis Software (CAS), CreditManager, QMF, VBA, C++, SQL, and SAS
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