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Customer Service High School

Location:
Somerset County, NJ
Posted:
October 03, 2014

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Resume:

KAREN PEREZ

*** ******* **

New Brunswick, NJ ***01

732-***-****

acf837@r.postjobfree.com

PROFILE: Professional with strong organization and management skills,

seeking a position within the company to leverage my years of broad

customer service and to further my scope of my professional skills.

EDUCATION:

Northwest Vista College, San Antonio, Texas

Associate of Science, Concentration Pre-Med

January 2012- August 2012

Gibbs College, Boston, Massachusetts

Associate of Science Degree

August 2007- May 2009

Piscataway Vocational and Technical High School, Piscataway, NJ

High School Diploma

Graduated May 2006

PROFESSIONAL EXPERIENCE

Cenlar, Ewing, New Jersey

December 2012- October 2013

Loss Mitigation Specialist

* Inbound/Outbound contact with Collection, Foreclosure, and Bankruptcy

borrowers/members by phone using a professional and customer service

oriented manner, in an attempt to persuade them to cure their loans, and

in an effort to avoid potential foreclosure and REO exposure.

* Review relevant information and offer all available possible options,

conveying information effectively ultimately to resolve missing documents

to complete a modification or to offer Foreclosure alternatives and also

to Bankruptcy loans if any was available.

* Servicing FHA, GSE, and Asset Loans in all areas of the loan with the

loan modification review, handling missing documents, short sale

assistance, payments and all of the foreclosure inquiries.

* Providing Spanish speaking borrowers/members assistance

* Perform other duties/projects as assigned

Wells Fargo Home Mortgage, San Antonio, Texas

October 2010- August 2012

Loan Servicing Specialist III

* Responding to phone inquiries from customer and third parties, answering

questions pertaining to all areas of loan servicing including payment

research, taxes, payoffs, prepayments, adjustable rate loans on

foreclosure bankruptcy loans.

* Handle all of Chapter 7, 11, 12, & 13 Bankruptcy loans. Also assisted

processors with dockets when needed due to the capability of reading,

understanding, and evaluating Bankruptcy pleadings and other legal

documents.

* Made contact with other Company departments, outside counsel, Bankruptcy

Trustee, Attorneys as well as the customer and the customer's bankruptcy

counsel, and verified all notices are properly filed with the courts

within the acceptable time frame

* Researching and analyzing problems and recommending solutions with high

degree of accuracy and control.

* Placed outbound calls to notify borrowers of loan status

* Helped new team members with their inquiries

* Recognized as the Employee of the Month 4 different times.

* Consistency as the top performer

Wells Fargo Home Mortgage, San Antonio, Texas

September 2010- October 2011

Loan Servicing Specialist II

* Provided loss mitigation services to customers inquiring for Hamp,

Map, Short Sale, Assumptions.

* Answer inbound inquiries from borrowers and third parties regarding

status of the loss mitigation, loan modification and foreclosure

process.

* Interview borrower to understand borrower's specific situation;

identify and request the appropriate documents required for loan

modification review.

* Achieved score card matrix targets consistently; recognized with top

scorecard of the team.

Snelling Staffing Services, East Brunswick, New Jersey

November 2009- May 2010

Secretary

* Responsible for Spanish speaking employees.

* Translated all Spanish applications into English and inputted them

into database.

* Performed administrative and clerical duties.

Holiday INN, San Antonio, Texas

June 2009- October 2009

Front Desk

* Was responsible for booking internet and phone reservations

* Welcomed and received guest on their stay

* Was in charge of making sure guest left with a positive experience

Vecina's Beauty Supply, Jamaica Plain, Massachusetts

June 2008- February 2009

Administrator

* Was responsible for translating orders from Spanish to English

* Responsible for keeping and maintaining all inventory

* Came up with creative ideas to sell products

Aldo Shoe Store, Boston, Massachusetts

August 2007- February 2009

Store Manager

* Created all employees schedules

* Organized weekly conference calls with area supervisors

* Made sure weekly goals were met and exceeded

* Made sure store's presentation was always immaculate

PROFESSIONAL SKILLS

* Experienced with foreclosure/bankruptcy loans with chapter 7, 11, 12,

and 13

* Experienced managing a pipeline of work

* Knowledge of Microsoft office, P309, CPI/MSP

* Ability to analyze credit documents and solve problems

* Able to adapt, and meet multiple priorities and critical time

deadlines

* Experienced with liquidation and loss mitigation

* Excellent verbal and written communication skills and organizational

skills

* Administrative experience or interacting with customer/people

* 2-3 years of managerial experience

* Bilingual in English and Spanish



Contact this candidate