Willie Jean Willliams
**** ********* ** *******, ** 77047 832-***-**** *********@*********.***
Objective
To obtain any organizational improvement position in a professional environment that allows the use of my advanced skills in
the residential mortgage industry, including but not limited to REO, foreclosures, appraisals, loan processing, closing, and
underwriting, call center operational activities, mediations and negotiations, training and development, quality assurance, and
communications.
Profile
Ingenious real estate (both residential and commercial) and mortgage industry, accounts receivables,
operations, sales, and call center representative possessing abilities to produce efficient teams, monitor and
improve employee performance, and develop innovative training and improvement processes. Strong report
building knowledge. REO, BPO, Underwriting, Loan Orginating, Underwriting, and Closing experience.
Strong analytical skills. Very detailed, flexible, and adapt well to change! Self motivated, independent and
customer service oriented. Professional and proficient account receivables specialist and cold caller. Very
articulate with the ability to effectively sell principles and techniques. Acquired new clients via sales that
produced annual revenues over $8,000,000. Resourceful, creative, and hands on leader, delivering significant
improvements in targeted functions. Designed and implemented projects to provide standards and improve
quality. Evaluated, budgeted, forecasted, and administered sales, mortgage, and real estate related activities.
Proven expertise in policy and procedures development, managing work flow, team building, customer service,
client services, training and development, and organizational floor operations. Proven diversity skills with a
team of more than 40 employees, profiled new employees for personality and skill compatible positions, set and
managed quotas, and applied creative thinking to organizational processes. Developed, executed, and
implemented business strategies to maximize income and profitability. Found ways to reduce operating costs
while maintaining quality and satisfaction. Assisted in creating organizational code of ethics, initial
interviewing processes, and client conference calls. Demonstrated above average verbal, analytical, written
communication, decision making, people, mediation, and negotiation skills.
Skills Summary
Microsoft Appraisals Client Services
Office(including Excel) Real Estate Law Reconciliation
Well versed in H.A.M.P Customer Service Floor Operations
Residential Mortgage Drake Tax Software Project Re Design
Industry Crisis Management Project Management
Commercial Mortgage Foreclosure IRR ANAYLYSIS (Cash Flow
Industry FHA/HUD/VA Method)
Multi sourcing Notary Officer
Loan Processing Residential Inspections
Closing
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Willie Jean Willliams
3511 Schurmier Rd Houston, TX 77047 832-***-**** *********@*********.***
Professional Experience
Increased revenues and profits, controlled costs and improved client satisfaction
Adept in crisis management situations
Mortgage Industry including Loan Processing, Closing, Foreclosures, and Special Forebearance
Loss Mitigation: including processes such as short sales, loan modifications, MHA, and H.A.M.P.
Found ways to reduce operating costs while maintaining quality and satisfaction
Diagnosed problem situations; identifying concrete actions to address the problems
Facilitate standardization and simplification of development methodologies
Problem resolution
Real Estate Industry both commercial and residential
Employment History
Mortgage and Real Estate Specialist: Jean Williams Realty, 02/2000 to Current, Houston, Tx
Main objective of residential and commercial home sales, home buying, refinancing, and home retention. Develop
and maintain office budget, production reports, training manuals and guidelines to assure compliance with
regulations and laws. Assist clients with purchasing, leasing and selling residential and commercial property.
Mortgage Loan Originator, underwriting, funding, and closing. Brokers Price Opinion (BPO) experience as well
as preparing market analysis reports for investors and mortgage servicers. REO properties management. Use of
government programs such as HAMP and MHA to process loan modifications. Processing documents for home
loan modification approval or denial. Review and service files to determine if all required loss mitigation
activities were handled and documented in accordance with the requirements of HAMP, proprietary modification
guidelines or other programs' requirement as they pertain to the time of the Foreclosure process, prior to making
the final foreclosure determination. Assemble documents, data and information from multiple systems and
organize them as required. Communicate errors to appropriate department for resolution. Review documents,
extract appropriate data elements, and enter/load them into required template or system. Provide documentation
for any exceptions and escalations as necessary.
Mortgage Support Specialist: Pro-Staff/Stewart, 3/12/2012 to 2/27/14, Houston, Tx
Main objective home retention. Using government programs such as HAMP, NHR, and MHA to process loan
modifications. Processing documents for home loan modification approval or denial. Underwriting and short sale
experience with current and charged off home loans. Review and service files to determine if all required loss
mitigation activities were handled and documented in accordance with the requirements of HAMP, proprietary
modification guidelines or other programs' requirement as they pertain to the time of the Foreclosure process, prior
to making the final foreclosure determination. Assemble documents, data and information from multiple systems
and organize them as required. Communicate errors to appropriate department for resolution. Review documents,
extract appropriate data elements, and enter/load them into required template or system. Provide documentation
for any exceptions and escalations as necessary.
City of Houston Public Works, 5/1979 to 12/1999, Houston, Tx
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Willie Jean Willliams
3511 Schurmier Rd Houston, TX 77047 832-***-**** *********@*********.***
Main objective of management. Review daily analysis report, bill customers, research accounts, supervised
annexation of new water services, adjust bills, data entry, assign daily duties to subordinates, and assign work
schedules. Resolved customer complaints, prepared monthly production reports, quality assurance, and
compliance. Organized and scheduled training manuals and classes as well as conduct new employee orientation
and training instruction.
Education and Special Training
Real Estate License
•
Licensed Notary Public
•
Real Estate Law
•
Property Management
•
Business Development
•
Finance
•
Foreclosures, REO Assets, Short Sales and Loss Mitigations Consultant
•
Property Inspections and Appraisal
•
Commercial, Residential Real Estate and Investments
•
Accredited Buyer Representation
•
Property Title Procedure
•
References Available Upon Request
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