Ryan Denove
**** ****** **, **** #****, Phone- **1-460-
2855
Orlando FL, 32810 Email- *******@*****.***
Skills : Highly proficient in Microsoft Office, Microsoft XL and Microsoft Word, strong analytical skills,
comprehensive coaching and training skills, presentations (Oral and Written).
Professional Experience: Strategic auditing, finance & business skills with extensive experience in
financing complex, high-value services and multimillion dollar assets. Highly adept at formulating strategic
plans and targeted selling concepts, increasing deal size, growing pipeline, opening new geographies and
navigating through periods of change. An innovative leader with a unique ability to combine competitive
analysis, statistical data and relationship skills into bottom line results. A strong leader with business
management skills, viewed by co-workers as creative, analytical and collaborative. Strategic thinker, planner
and excellent communicator.
Digital Risk, LLC. Maitland FL
Position - Senior Financial Analyst May 2009 – May 2014
Primary responsibilities include risk analysis of residential real estate, product development, risk
management, business modeling, process engineering, strategic planning and a variety of predictive analytics
including credit risk, whole loan pricing, securitization, and hedging.
• Assisted in establishing Fannie Mae auditing project with Digital Risk.
• Analyzed over 5,000 residential mortgages for Fannie Mae and Freddie Mac.
• Collaborated in financial reporting for Fannie Mae for mortgage performance evaluation.
• Enhanced comparable search and confirmation strategy resulting in increased productivity.
• Prepared risk analysis reports for Fannie Mae.
Millennium Capital Mortgage Corp.
Longwood FL
Position- Manager, Construction Lending July 2003 – April
2009
Duties included strategy implementation of construction lending units, secondary market loan sales, training
and hiring.
• Managed over $50 million in originations and secondary loans purchases.
• Engineered value-added financial products to minimize builder’s risk and maximize revenues.
• Facilitated loan draws and documentation for construction and permanent loan.
• Directed the financing mechanisms for developers building new construction communities in Orlando,
Tampa, Miami and Palm Coast.
• Structured Loan in Process accounts (LIP), created Draw Disbursement schedule, determined allowable soft
costs and project reviews for several large developers in Florida and Georgia.
Education:
Seminole State College 2 years 3.34 GPA
Focus- Psychology
Winter Springs High School