Objective
To work with an organization where experience can be further developed and
expanded.
Profile
Motivated, personable business professional with excellent communication
skills both written and verbal. Talent for quickly mastering technology and
experience with windows based applications. Diplomatic and tactful with
professionals and non-professionals at all levels. Accustomed to handling
sensitive, confidential records. Demonstrated history of meeting deadlines
and quotas. Flexible and versatile - able to maintain a sense of humor
under pressure. Poised and competent with demonstrated ability to easily
transcend cultural differences. Thrive in deadline-driven environments.
Excellent team-building skills.
Skills Summary
Office & phone etiquette Computer proficient
Organization skills Customer Service
Written Correspondence Scheduling
General Office Skills Marketing
Professional Experience
Operations Processor 2 - February 2013 to Present, Wells Fargo Bank
(Vault), San Antonio, TX
As an operations processor my duities are as follows, file ordering,
reviewing and receiving incoming work, and contacting the appropriate
recources as needed. Along with entering transactions into CRT/PC,
verifying accuracy, balancing general ledger accounts, and resolving
complex customerissues using various resources and records. Job duties also
include, preparing, editing, distributing, and or correcting specialized
and or complex documents. As a operations processor, we must be able to
work under general supervision following established procedures, show the
ability to make proper judgment within the guidelines, and act as an
escalation point for complex issues or transactions, providing traing as
needed, and have the capability to learn new procedures as you go, as well
as working well with others.
Mortgage loan specialist - June 2012 to January 2013, Contractor of USAA
with Millenium, San Antonio, TX
Reviews mortgage loan applications and procures necessary supporting
documentation in accordance with established Fannie Mae requirements,
along with obtaining, reviews, and analyzes applications and credit
investigations; reviews credit and financial information for submission to
Underwriter. Gathers and analyzes financial and other information to
support structuring and approval of loans. Documents justification for
decision, recommends structure of loan request. Orders and obtains credit
reports; orders lien searches; orders appraisals and flood certifications;
advises the supervisor of problems. Prepares log-ins for loan and other
fees received, types denial letters and other correspondence; contacts
underwriting, loan committee. Maintains registers for new loans,
commitments, denials, maintains quality control on incoming files from loan
officer and brokers for completeness. Provides information for, and assists
in the preparation of, various loan reports as directed, provides quality
customer service. Ensures process meets service level agreements.
Bankrucptcy Specialist -October 2011to May 2012, Bank of America, San
Antonio, TX
Queue: Tracking steps to make sure time frames are being met per the
investor guidelines. ACD Line: Daily communication with the
Debtor/Mortgagor, Daily communication with counsel regarding the status of
debtor's loans. Suspense Report: Processing Payments by the borrower that
was made outside the department. Payment processing: Setup loans with
counsel via "intercoms" (online communication w/counsel) for legal
remedies/or to cover the Bank's Mortgage's interest. Monitor loans for
Delinquency and accuracy of account and taking appropriate steps (if
needed), to pursue legal action so that Bank of America and Town and
Counrty Homes can pursue collection activity.
Providing counsel with payment histories in the form of excel spreadsheets,
for the purpose of providing proof of a debtors indebtedness, assisted in
formatting the tracking templates for the bankruptcy department. Help with
coaching fellow co-workers and new employees in procedures and methods of
handling a variety of situations and scenarios. Meet with management and
provide suggestions on enhancing yet stream ling functions in the
bankruptcy department to enable processes to be handled within investor
guidelines efficiently.
Mortgage Loan Processor - December 2009 to July 22, 2011 OMNI Mortgage,
Texas
Obtain documentation necessary for completion of mortgage loan
applications. Verification of income and assets, ordering credit reports,
appraisals, title commitments, payoffs and surveys when needed. Maintain
client contact to include borrowers, realtors, builders and title
companies. Excellent customer service skills and meeting closing
deadlines. Clearing account conditions from underwriting and scheduling
closings. Reading DU findings and verification that all findings are met
and clear prior to submission to underwriting.
Education
National Institute of Technology, San Antonio, Texas - Pharmacy
Technician -Sept. 2005
Palo Alto College, San Antonio, Texas - Applied Science - Dec. 2009