Derrick Jackson Daytime: 704-***-****
***** ****** *** *****, *********, NC 28273
OBJECTIVE
Seeking a challenging career which utilizes my leadership, customer service, accounting and finance background.
EDUCATION
Charleston Southern University, Charleston SC (December 1998)
B.S. in Business Administration//minor Information System w/emphasis on Management
Highly qualified professional with extensive experience in finance, customer service, and management.
Consistently maintain a high degree of effectiveness in balancing daily responsibilities. Proven capable and
reliable in handling multiple tasks while maintaining an orderly efficiency of operations.
SKILLS
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Payment Processing Problem Identification/Analysis
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Operations/Administration Quality Assurance
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Customer Service Client Relations
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Loss Mitigation Specialist Supervisor & Staff Training
PROFESSIONAL HIGHLIGHTS
Loss Mitigation Specialist ll- Mortgage
Heavy phone usage receiving calls from attorneys, customers, and realtors in reference to Modifications, payoffs, short
sale, and reinstatement issues. Responsible for written summaries and documents explaining reason for default and
resolutions possibilities. Responsible for completing income analysis with clients, as well to collecting mortgage payment
to provide optional repayment programs along with 3rd party client phone interaction.
Loss Mitigation Specialist- Auto
Minimize potential losses for the company by reviewing all charge off requests, assign repossessions, redeem
repossessions, decision and process amendments, review and decision third party applications, review 90+ days
delinquent accounts and give collections resolution instructions, assist with major repairs of automobiles by working with
client and repair shop to obtain necessary documentation.
Lien Release/ Payment Processing
Supervised the release of liens on property once paid in full based on state regulations, assisted Senior Management
Team with strategic planning and performance improvement, handled complex issues and reviewed transactions for
processing, prepared and analyzed production reports as assigned, assisted Payment Processing Senior Management in
goal setting, monitored employee development, recognition, and coached toward resolution of performance problems or
development to the next level, assisted human resources and personnel management to include but not limited to:
hiring/interviewing, scheduling, payroll processing, compliance with legal requirements, and identified opportunities for
improving inter-departmental workflows.
Team Lead
Conduct soliciting payment on delinquent accounts. Assist team members with questions and concerns to resolve
customer complaints resulting in repossession. Provide training and mentoring for department mangers. Fraud detection
and extensive cross training to numerous collections functions and activities
Collections Manager
Management of a staff of 15 while providing monitoring and arbitrator duties among the call center departments. Evaluate
employees as well developing and motivating staff functions. Help to implement training codes and procedures to educate
with new operation and regulations.
Account Representative
Timely assessment and understanding of customer expectation. Take a hands-on approach in clarifying customer
expectations and resolve issues efficiently. Answer and follow through on customer accounts, and handled complex
discrepancies related to repossession. Recorded existing client accounts and processed inbound paperwork after receipt,
including system update and customer notification.
PROFESSIONAL EXPERIENCE
Loss Mitigation Specialist/Lien Release/Payment Processing Supervisor/Team Lead/Account Representative,
CitiFinancial Auto, Fort mill, S.C. (Sept’99 – July’09)
Santander Consumer USA(July’09-June’12)
Citi-Mortgage(Aug’12-present)