IVETTE GARDINER
West Orange, NJ *7052
Mobile # 973-***-****
*******@*******.***
SUMMARY OF QUALIFICATIONS
Have extensive customer service as well administrative experience working
in the financial service industry (handling daily account transactions as a
teller, administrator and analyst). Experienced working part time in the
medical and retail industry as well.
WORK
EXPERIENCE
11/2006 to 12/2013 Valley National Bank
Credit / Loan Administrator
As a Credit / Loan Administrator in the banking industry, responsibilities
included the day-to-day operation of a commercial loan dept. Worked in
concert with the lenders in their daily customer responsibilities and took
appropriate action when handling customer issues. Other duties included
analyzed financial statements, prepare credit packages, monitor overdraft
system daily, transfer funds (line advance and paydowns), involved in loan
closing and loan disbursements, new account set-ups, prepared loan
documentation, process loan payments and advances, investigate and resolve
cash management, account analysis, wire transfer (domestic and
International) and other projects as assigned.
10/2005 to 9/2006 Independence Bank
Credit Analyst
Prepare credit loan proposals and analysis for mortgage warehouse borrowers
consisting of mortgage companies/brokers. Spread quarterly and annual
audited financial statements.
1/2003 to 09/2005 Ridgedale Family Medical Center
Dr. Giuseppe Marzella
Medical Billing Assistant - primarily involved entering patient eligibility
of benefits on medical billing system. Responsibilities also included
general office duties as required by medical staff.
3/6/2000 to 11/2003 Nor Crown Bank
Credit Analyst
Prepare commercial loan packages., underwrite loans for working capital,
debt restructuring, real estate finance and start up funding for new
business. Prepare loan commitments, spread and analyze financial
statements. Collect CRA Data for CRA Officer (Community Reinvestment Act).
1990 - 1996
Part Time Macy Department Store, Morristown, NJ
Sales Associate
Daffy's, East Hanover, NJ
Sales Associate
Responsibilities included working in a fast-paced environment, handling
multiple priorities, and learning new procedures. Ability to work as part
of a team but also able to complete tasks independently with little
supervision.
EDUCATION:
Bachelor of Arts Degree - Psychology Major, Drew University, Madison, NJ
1986
*Bilingual - English and Spanish
References:
Alma Rivera, Pharmacy Technician, Costco Wholesale, Vineyard Road, Edison,
New Jersey
To
Debbie Stitzer, Loan Administrator - Valley National Bank, Wayne, NJ
Barbara Massenzio - Loan Administrator - Valley National Bank, Wayne, NJ