Lennesha Whitehead
Success Driven with Proven ability to manage, train,coach, and recieve, flexible, and
adapatable, great communicator, all around diverse
Grand Prairie, TX
**********************@*****.*** - 214-***-****
Detail, coaching, processing, administration, operations, client and customer service,
WORK EXPERIENCE
Underwriting Service Assistant
State Farm - Richardson, TX - February 2014 to Present
Responsibilities
Provide assistance to underwriting staff by performing a variety of support services.
Maintain and update policy holder records. (coverage, name, address)
Prepare incoming applications for underwriting review.
Clear errors and resolve policyholder issues
Process a variety of reports, filings, form letters and cancelation letters to comply with state and federal laws.
Mortgage loam Processor
Citi Bank - Irving, TX - October 2012 to January 2013
Manage a pipe line from 70-120 customer files for refinance/purchases. Maintain a weekly communication with
clients. Ensure effective timely and accurate processing for all loans. Gather information and take each file
from the Pre-approval or credit and income approval status to closing. Ensure that all loan documentation is
complete and accurate and complies with company policies and guide lines. Verify documents, such as income,
credit reports, appraisals, homeowner insurance policies while preparing for the submittal to underwriting.
Complete subordination requests, verify employment, verify tax /escrow and schedule closings with borrowers
and title.
Customer Relationship Manager
Bank of America - August 2010 to October 2012
December 2011 to present)
Act as the single point of contact or liaison for the customer who has a delinquent account or facing liquidation.
Work a caseload from 75 to 100 accounts
Performs all tasks leading to foreclosure, short sale, deed in lieu and modification while determining workout
options and eligibility for special programs for delinquent or non delinquent accounts
Maintain a high level of customer service by being proactive in communication with customers which may
include banking center associates, realtors, etc.
Review, and analyze documents
Jr. Underwriter
Bank of America - August 2010 to October 2012
Responsible for processing FNMA and FHLMC loans to be approved by an Underwriter or a decisioning
automated system
Reviewed and created pending government LMA (Loan Modification Administration) checklists prior to
approval.
Verified conditions of approval which may include customer income/assets documentation but not limited to
child support liens, judgment liens, mechanic liens and undisclosed liens
Responsible for clearing conditions and issuing changes to the terms on previously approved loans
True account Ownership
Bank of America - August 2010 to December 2010
Built Relationships, and Provided Customer service
Worked 30-120 days delinquent accounts to either bring them current or determine eligibility, or pre qualify for
modifications or other workouts options
Worked 2nd Conventional Loans
Head Assistant Manager
Shasa USA - March 2010 to September 2010
Assisted in staffing and opening 3 new store locations
Recruited, Interviewed, Hired, Trained and Developed a goal setting, motivated team to market a new company
to the US market as well as the Dallas/FT.Worth area.
Established goals, maintained employee files and schedules
Implemented successful selling techniques
Visual Merchandised
Straight Roller (backend) True account ownership program
Citi Financial - July 2009 to March 2010
Provided customer service, built relationships, maintained customer's assurance, while educating and finding
different alternatives to cure accounts
Worked 30-90 days delinquent accounts and 120 days delinquent
Reached monthly goals and tiers to BONUS individually and as a team
Co- Manager and Assistant
Forever - December 2007 to September 2009
Assisted the store manager in all store operations
Maintained Strong organizational skills
Interviewed, hired, and trained potential employees, as well as management
Managed over 85 employees and files of all positions and schedules
Implemented multiple selling techniques
Provided strong customer Service skills
Handled extensive amounts of daily cash bank deposits
Opened and closed
Manifested Inventory Procedures
Assistant Manager
Plato's Closet - March 2006 to January 2007
Coordinated the work schedule
Participated in the Gold Star Customer service program
Interviewed potential employees
Buyer certified
Handled register operations and bank deposit
Handled all close to open duties
Hired and trained new employees
EDUCATION
Diploma
Lincoln Humanities and Magnet High School - Lincoln
2003
The University of North Texas - Dallas, TX
ADDITIONAL INFORMATION
Qualifications
• Proficient in detailing, problem solving, and basic detailed operations. Ability to prioritize multiple competing
tasks and the ability to meet deadline requirements and goals without compromising quality.
• Coachable, Self-motivated and highly organized. Strong written and verbal communications skills. Customer
contact experience & customer focused. Comprehension, listening, negotiating and verbal communication
skills. Strong analytical skills
• Knowledge of conventional and/or government guidelines and Knowledge of mortgage banking FNMA,
FHLMC and Conventional loan servicing
• Computer & typing skills, with knowledge of Microsoft office.