EXPERIENCE

Valley National Bank (New Jersey) **13 – Current

Post Closer

• Currently coordinating business volume of approximately 70 daily insurance renewals, cancellations, and reinstatements.

• Joined Valley National Bank after The Money Store’s business slowed, due to the recession.

• Currently performing daily calls to insurance agents for renewals on policies for both Commercial Loans and Commercial Mortgages.

• Sending daily cancellation notifications to loan officers and updating our loan origination system (Baker Hill) when reinstatement letters arrive.

• Coordinating lenders, legal counsels, and other departments for missing items and exceptions related to incomplete loan documents.

• Preparing original Uniform Commercial Codes (UCCs), continuations, and amendments for filing.

• Preparing checks for escrow refunds.

• Preparing discharge letters to attorneys and their clients.

The Money Store (New Jersey) 2012 – 2013

Mortgage Processor

• Due to economic conditions, our goal was to close nine loans per month.

• Joined The Money Store after Bank of America relocated its New Jersey employees to New York City.

• Processed mortgage applications from set-up to closing.

• Managed daily phone and email communication with both managers and loan officers

• Verified conditions from approval and suspended loans for income, assets, title, appraisal, subordinations, CEMA, credit report, Homeowner Insurance Policies, appraisals and sales contracts.

• Processed Conforming, FHA, HARP, and Purchases.

• Validated Title Policies, Homeowner Insurance Policies, Appraisals, and Sales Contracts.

Bank of America (New Jersey) 2009 – 2012

Home Services Specialist

• My pipeline was approximately 90 loans, which included underwriting in addition to processing.

• Led weekly interaction with borrowers for all loans in the pipeline.

• Joined Bank of America after surviving all rounds of layoffs at Stanley Capital Mortgage Company during the recession.

• Responsible for processing or underwriting (DU Level 1) Conventional, FHA, and Purchase loans.

• Coordinated loan officers, bank lenders, and sales representatives to get status and corrected documents for each file.

• Verified conditions of approval for income, assets, title, appraisal, subordinations, CEMA, credit report, Homeowner Insurance Policies, Appraisals, and Sales Contracts.

• Daily use with Bank of America's system (Blueprint).

• Validated Title Policies, Homeowner Insurance Policies, appraisals and sales contracts.

Stanley Capital Mortgage Company (New Jersey) 2006 – 2008

Mortgage Processor

1. My pipeline was approximately 45 loans.

• Joined Stanley Capital Mortgage Company to relocate with my husband, who joined a firm in New Jersey.

• Responsible for uploading new applications and all supplementary materials into on line mortgage software.

• Daily phone calls to loan officers, bank lenders, sales reps, and appraisers to get status and

corrected documents for each file.

• Updated weekly pipeline reports for loan officers on Excel.

• Processed Conforming, FHA, loans using Caylx Point system.

• Knowledge of DO, LP, and Clout.

• Validated Title Policies, Homeowner Insurance Policies, Appraisals and Sales Contracts.

• Verified employment, assets, payoffs, and debts on clients credit report.

Delta Funding Corporation (Massachusetts) 2005 – 2006

Mortgage Account Manager

• My pipeline was approximately 55 loans.

• Joined Delta Funding Corporation to relocate closer to family in the Boston area.

• Responsible for uploading new applications and all supplementary materials into our paperless system and for discussing client needs with brokers, attorneys, and account executives.

• Ensuring accuracy by conducting follow-up calls to brokers and account executives when loans are

• omplete in order to confirm the “Clear-to-Close” status of the loan.

• Processing an average of 60 active loan applications, which exceeds the average of 40 active loan applications.

• Closed the most loans in one month five times in eleven months, #1 of 4 Account Managers.

PREVIOUS EXPERIENCE

• First American Mortgage Trust: Mortgage Processor 1998 – 2005

• 1st National Bank of Arizona: Wholesale Account Manager

• Navy Federal Credit Union: Post Closer

INTERESTS

I like to make time to travel, visit Cape Cod, and watch The Big Bang Theory.

Contact this candidate