Quality Control Sales
Resume:
Bonnie Chambers
Cell: 754-***-****
Email: ****************@*****.***
Via Websites
Date: June 23, 2014
Re: Employment Position
Human Resources Representative:
I learned about your position from your company website. I am very interested in the position with your
company and believe that my education and employment background are appropriate for the position.
I work well with senior staff, managers, and administrative personnel. My previous work experiences and
skills have allowed me to work effectively to develop new procedures, succeed deadlines, train support staff,
and stay within the budget.
My employment experiences maybe summarized as follows:
Thirteen Years – Auditor, Mortgage Underwriter & Compliance, Loan Specialist, Quality Control
Eleven Years – Sales, Independent Contractor, Team Leader
Eight Years - Analyst, Loss Mitigation Specialist
Six Years – Paralegal
Computer Software Skills - Microsoft Office & Professional, Excel, Word, Access, Outlook, PowerPoint, Desktop Originator
Desktop Underwriter, Loan Processor, Share Point, Home Base, Home Saver, LAMP, LMA/LMP/LMT, Citrix. Opus
I Portal, Stewart, Urban, FHA Connector, AS400, IDesk, CASH, Data Track, Calyx Track, and Fannie
Desktop Underwriter, SAP, NX Client, Encompass and Quadravison.
.
Enclosed is a copy of my resume, which more fully details my qualifications for the position.
I look forward to talking with you regarding position with your company. Please contact me at
754-***-**** or email me to confirm that you received this email. Thank you for your consideration.
Sincerely,
Bonnie Chambers
BONNIE S. CHAMBERS
****************@*****.***
OBJECTIVE: A full-time position with a solid well-established company within an environment conducive to personal and
professional growth.
EXPERIENCE:
1/10 – 04/2014
Contractor Assignments
Auditor/Business Control Specialist /Remote Underwriter/Mortgage Compliance
Front Line Underwriter, Forensic and Due Diligence, Quality Control, Post Close
Audit and Peer Review Negotiator & Underwriter’s files for Loss Mitigation Approval/Declines
Manual Underwrite more than 35 loans per week; Audit Review for FHA, HAMP, Jumbo loans, Securities
Knowledge of Freddie Mac and Fannie Mae guidelines, Securitizations, and Anti-Money Laundering
Equibank Lending 1/07-1/10
Loan Specialist/Underwriter
Underwrite Residential, Commercial loans, Conforming and Non -Conforming Loans
HUD, TIL, Investor Guidelines, Underwrite A,ATL A and Subprime Loans
Calculate Income, Tax Returns, Financial Statements, Contracts, Appraisals, Title
Detect misrepresentation and fraud and knowledge of compliance law regulations, AML
Verify income and employment, review credit history, calculate borrowers assets
Underwrite more than 25 loans per week, obtain FHA case file ID numbers
Authorize Signature on $1.5 million dollars in loan amount for loan approvals
9/00 – 1/07
Various Assignments
Loan Underwriter
Manual Underwriting, Forensic and Due Diligence, Quality Control, Post Close, Life
Delivered and Sold Conventional "A" paper product, Reviewed Closed Loans
Signing Authority =$500k, Record data and review conclusions in QAS
Risk Analysis & made decision about deficiencies identified during the review process
FNMA, FHLMC, GNMA (HUD/VA),PMI companies
9/98 – 9/00
Chase Manhattan Mortgage
Loss Mitigation Analyst
Managed Pre-Foreclosure Sales, Deed-In-Lieu, Payment Plans (50 States)
Requested Title and Liens Searches, High volume calls from call center
Trained Temps, Contractors, Attorneys on products, software and guidelines
Knowledge of FHA, FNMA, FHLMC, VA, and Compliance Law Regulations
Remax, GA & FL 12/99-9/10
Realtor & Team Leader (Independent Contractor)
Prepare Seminars to expand Sales and Introduce new Products & Properties
Prepare Real Estate and Lease Contracts for Residential and Commercial Properties
Verify Zoning Regulations, Work Leads, Prepare Advertisements & Disbursements
Million Dollar Producer in sales, Train buyer agents, temps and other employees
1/92 –9/98
American International Group
Legal Analyst / Paralegal
Prepared Monthly Reports for penalties and fines – 50 state filings
Researched and reviewed corporate documents and objectio n letters, Knowledge of P&C Insurance
EDUCATION:
Virginia Union University 1988
Finance
Fordham University 1992
Paralegal
Gold Coast Professional School
Real Estate Salesperson 1999
Mortgage Broker 2002
State Certified Appraiser 2002
COMPUTER SKILLS:
Microsoft Office & Professional, Excel, Word, Access, Outlook, PowerPoint, Desktop Originator
Desktop Underwriter, Loan Processor, Share Point, Home Base, Home Saver, LAMP, LMA/LMP/LMT,
I Portal, Stewart, Urban, FHA Connector, AS400, IDesk, CASH, Data Track, Calyx Track, and Fannie
Desktop Underwriter, NX Client, Encompass, Citrix, Opus and Quadravison.
Contact this candidate