Linda Eltz
**** ***** *****, ******* ** *****
Cell: 850-***-****
aceh68@r.postjobfree.com
Experience:
REMN, Edison, NJ March, 2013-May,2014
Remote Mortgage Underwriter
? Evaluate and verify loan applications.
? Responsible for approving and denying loan applications.
? Responsible for complete underwriting of all mortgages to ensure they meet Fannie Mae, Freddie
Mac and investor guidelines.
Lender Live, Glendale, CO Sept., 2012-Feb. 2013
Remote Mortgage Underwriter
? Evaluate and verify loan applications.
? Responsible for approving and denying loan applications.
? Responsible for complete underwriting of all mortgages to ensure they meet Fannie Mae, Freddie
Mac and investor guidelines.
Tyndall Federal Credit Union, Panama City, FL July, 2011-Sept.
2012
D.E. Mortgage Underwriter
? Evaluate and verify loan applications.
? Responsible for approving and denying loan applications.
? Responsible for complete underwriting of all mortgages to ensure they meet Fannie Mae, Freddie
Mac and investor guidelines.
? Underwrite FHA, VA, RD loans
Vision Bank, Panama City Beach, FL, Feb., 2008-
July, 2011
Mortgage Servicing/Closing Manager
? Responsible for the closing, auditing and servicing of all mortgage loans. Handle customer phone
calls regarding payments, escrow accounts, payoffs and all calls relating to the servicing of
portfolio loans.
? Submitted FHA test cases for certification of bank as an FHA approved Lender.
Coastal Community Mortgage, Panama City, FL Feb. 2007-Feb. 2008
D.E. Mortgage Underwriter
? Reviewed financial statements, credit reports.
? Evaluated and verified loan applications.
? Responsible for approving and denying loan applications.
? Responsible for complete underwriting of all mortgages to ensure they meet Fannie Mae, Freddie
Mac and investor guidelines.
? Underwrote FHA, VA, RD loans
? Helped establish company as a mortgage lender by obtaining numerous investors in the secondary
market for loans to be sold to.
Prosperity Bank, Lynn Haven, FL April, 2006-Feb., 2007
D.E. Mortgage Underwriter
? Evaluated and verified loan applications.
? Responsible for approving and denying loan applications.
? Responsible for complete underwriting of all mortgages to ensure they meet Fannie Mae, Freddie
Mac and investor guidelines.
? Underwrote FHA, VA, RD loans
Peoples First Community Bank, Panama City FL July, 1990-April,
2006
D.E. Mortgage Underwriter
? Evaluated and verified loan applications.
? Responsible for approving and denying loan applications.
? Responsible for complete underwriting of all mortgages to ensure they meet Fannie Mae, Freddie
Mac and investor guidelines.
? Worked in the mortgage servicing department handling customer phone calls, escrow accounts,
payoffs, conversion and modifications.
? Compliance trainer for the mortgage lending department.
Educational Qualification:
Florida State University, Panama City, FL (Sept., 1986-May, 1988)
B.S. Elementary Education, Cum Laude
Gulf Coast Community College, Panama City, FL (Sept. 1978-May, 1981)
A.A. General Education
Professional Qualifications:
D.E. Underwriter since 2006
SAR for VA LAPP Appraisals since 2011
Mortgage Bankers Association-Certified Residential Underwriter Level II