Vera F. Moore

574-***-****

acegkm@r.postjobfree.com

Work Experience:

Flair Interiors RV Production Department

Goshen, IN

**-****-**-**** *******, sewing, glue departments' daily fill in where

needed making sure production work met as per vendor requests.

Forge Industrial Staffing Contract Associate Distribution Clerk

Elkhart, IN

01-201*-*-**-**** Program & configure warehouse of database information and

provided support to warehouse users. Daily transactions of moving product

distribution from warehouse to truck and verification of said product

merchandise to customer loaded for delivery.

Tyson Foods Inc Leg ? Inspector

Dexter, MO

03/2012 - 01/2013 Standing 100% of shift to perform necessary trims lift

30% to remove birds weighing 2-5 pounds from the line. 100% visual

confinement to check birds and make trims, 80% visual confinement to make

cuts and comply per USDA quality grade of poultry meeting required

standards being able to inspect at a minimum of 35 birds per minute.

Working in cold and hot environment per shift worked.

Spherion Staffing / Manpower Hand packer/Order Filler

Sikeston, MO & Elkhart, IN

05/2009-08/2013 Daily assembly of Ice Cream product standing a full 10+

hour shift working in cold and hot environment. Checking for proper weight

and code dates before sending product down conveyor line. Ability to lift

20-50 pounds. Pulling of items per computer sheets from warehouse per RV

requirements making ready to be shipped per UPS and FedEx.

Clear View Nursing & Retirement Home Housekeeping/Personal Care Aide

Sikeston, MO

08/2008 - 08/2009 Handled housekeeping responsibilities in accordance with

daily check sheet

Stripped clean all floors and rooms in a professional manner. In

compliance with professional standards and applicable state and federal

laws

NARS Billing Operations/PSA Floor Person

Cape Girardeau, MO

09/2007 - 09/2009 Answered inbound customer calls on behalf of Charter

Communication. Performed bookkeeping procedures, maintain a complete and

thorough understanding of technical systems, carry out supervisory and

management responsibilities in accordance with office procedures. Identify

and respond to issues of confidentiality.

MORTGAGE WORK HISTORY

Purpose: To ensure application documents of loans originated by loan

officers are accurate and complete. To assist with the intake, approval,

processing and closing of over 95% Conventional, FHA, VA, purchase,

refinance mortgage loans in accordance to investors, government and lending

regulations. To review the pipeline management reports and loan origination

system to adherence to scheduling requirements. To communicate any

scheduling issues or concerns with managers or mortgage loan officers.

Strongly support efforts of loan officer with meeting closing in timely

manner and having repeat real estate business and company growth.

Neighborhood Assistance Corp of America (NACA)

St. Louis, MO

01/2007 - 08/2007 Housing Counselors - Loan Processor

Aames Home Loans D/B/A Accredited Home Lenders South Bend, IN/ St.

Louis, MO

07/2001 - 09/2007 Sr. Loan

Processor

TCF Mortgage D/B/A Twin City Federal Chicago,

IL/Minneapolis, MN

09/1977 - 07/2001 File Manager/Jr. DU Underwriter Pilot Program

Project revolution DU pilot program

FNMA desktop underwriter

Review DU findings report and if possible issue credit approval

Submitting files with 90% first time approvals.

. Developed and maintained a through working knowledge of loan

documentation requirements per regulations and Lenders/Bank policies.

. Order appraisals, credit bureau reports, title insurance commitments

and verifications.

. Cross-reference information documented on loan applications with

source documents for accuracy and completeness

. Prepare documentation for all new loans, modifications and extensions

. Process withdrawn and denied files for appropriate documentation,

expense reimbursements from applicants and logging of transactions for

appropriate regulatory reporting

. Compile and input loan application information and, when necessary,

provide to lending officers in a timely manner

. Ensure prompt, efficient ad pleasant service to lenders, loan

assistants and borrowers by solving problems whether or not they

relate to this position or the Loan Processing area

. Effectively communicate with other departments of the Bank or

Mortgage Company to facilitate a centralized processing environment

. Maintain working knowledge of all software utilized to document loans

Additional Responsibilities:

1. Provide backup for other loans as necessary to meet production

requirements

2. Perform other work-related duties, as assigned

3. Maintain a professional and clean personal work area

4. Attention to detail, organization and accuracy. Experience

utilizing personal computers and general office equipment (fax

machine, photocopier, calculator)

Knowledge Of:

Mortgage process and structure

Encompass and/or other mortgage software

Automated Underwriting (DU/LP)

Exemplary customer service skills, including dealing effectively with

the public and staff, both in person and over the phone.

Capable of independently processing the most complex loans.

Make judgments as to whether the loan is "reasonable" even if it meets

published guidelines on the surface. If it does not appear

reasonable, must escalate for further evaluation. Document any

potential issue or concerns regarding loan reasonableness or potential

fraud/misrepresentation and escalate to next level manager or Loan

Risk and Recovery depending on the circumstances. Maintain knowledge

of regulatory changes, external and internal compliance requirements,

and investor guidelines to insure loan salability. Insure Settlement

Agents meet eligibility criteria before submission of loan to closing.

Making sure all payoffs meets delivery time line requirements.

Education:

Scott County Central R-V High School Diploma 1973

Sikeston, MO

Ivy Tech Community College (No Degree) 2010-2012

Elkhart, IN

References: Furnished upon request

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