Sales Customer Service
Resume:
Personal Resume
John Packard
Saratoga Springs, Utah
84045
acdz4f@r.postjobfree.com
Work Experience
Licensed Reverse Mortgage Loan Officer
**/**/*012 – Present Eagle Home Mortgage. (NMLS #999557)
- Responsible for business development, sales, and qualification
of prospective clients. Determine loan suitability for client. Review, analyze
and assess borrowers financial condition. Work with borrower throughout
loan process. Responsible for client relationship from sales to loan funding.
Business Finance Consultant
12/2010 – Present Fortius Consulting
-Consulting subsidiary of Fortius Companies, Inc
- Provide capital raising services for small and midsized businesses including
Personal Loans, Business, Real Estate, Venture Capital, Startup Capital,
Bridge Capital, Mezzanine Capital, Acquisition Funding, Equipment Leasing,
and Factoring. Assist smaller businesses with improving management
efficiency, marketing techniques, and increasing sales. Identify cost cutting
opportunities to enhance bottom line profitability. Write business plans for
businesses seeking capital.
President/CEO/Owner
12/2001 - Present Fortius Companies, Inc., Saratoga Springs, Utah
-Started Holding company. Business incorporated in 2001
*Mergers and Acquisitions *Investment & Portfolio Management
Management of funds for company and select clientele. -Handle all duties
related to business management. – Affiliated with a Private equity fund with
committed capital of $100 million. Involved with purchases of middle market
companies with EBITDA of $2-$4 million. Responsible for finding and
evaluating acquisition candidates. Conduct due diligence to determine
investment suitability.
Financial Advisor / Coach
3/2004 – 7/2008 Prosper, Inc., Provo, Utah
-Evaluate financial condition of personal and business finances. -Structure,
organize, and implement customized financial plans. -Create workable budget
plans for families and business. -Assist clients with developing and
implementing customized investment and allocation models. -Instruct and
Teach individuals to properly and effectively invest and trade in the Equity/
Option/Futures markets. -Provide One-on-One mentoring-Utilize customized
teaching techniques for each client.
Business Broker
04/2005 – 2007 The Dimensions Business Brokers, Salt Lake City, Utah
-Develop relationships with potential sellers. - Assist sellers with valuation of
business. -Interview and qualify potential buyers. -Work with legal and
accounting professionals - See that Business transition is handled correctly. -
Responsible for marketing, sales, and all confidentiality issues related to
selling qualified businesses.
Investment Representative
10/1999 - 6/2002 Edward Jones Investments, Provo, Utah
-Designed and Implemented investment strategies. -Asset Management for
Corporate and Individual Clients. -Assisted clients to formulate financial
objectives depending on their individual needs. -Set up Client Investment
Reviews to discuss summary of portfolio performance and goal revision.
-Responsible for prospecting new clients and networking
Investment Representative
6/1996 - 10/1999 Fidelity Investments, Salt lake City, Utah
-Sales of High Net Worth products, including annuities, estate planning, and
tax services. *Top High Net worth Product sale Producer. -1999-Placed stock,
bond, mutual fund, and options transactions for clients. -Original member of
the Asset Retention Sales Team--A business pilot program *MVP Award for
Asset Retention Sales Team. - 1999-Presented Fidelity's products and
solicited business from existing and potential customers. *Consistently ranked
in the top 20% of Asset Production for1998 and 1999 *Top Fixed Income
lead producer, 1997.
Trust Operations Manager
8/1993 - 6/1996 Central Bank and Trust, Provo, Utah
-Responsible for all Trust Department Transactions. -Allocated dividends
(from stock, bonds, mutual funds, annuities, ect.) and other asset distributions
to appropriate customer accounts. -Answered customer concerns and
questions regarding their investments. -Trained team members in trust
operations guidelines and customer service.
Education
6/1996 University State Of New York, Albany, New York
Bachelor's Degree
Extension Program B.S. Finance
6/1995 Brigham Young University, Provo, Utah
Some College Coursework Completed
5/1993 UVSC, Orem, Utah
Associate Degree
Skills
Excel PowerPoint Fluent Italian
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