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Real Estate Sales

Houston, TX
April 30, 2014

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Ernest W. Pounders ***** Roberts Cemetery Rd. Hockley, Texas 77447

832-***-**** or email:

Objective Claims Large Loss/Consultant Examiner

Education 1971 - 1974 Liberty University Lynchburg, Virginia

BS -Business

1986-1988 Center for

Advanced Legal Studies College of Law Houston,


Paralegal -Member of the State Bar of Texas Legal

Assistant Division admitted in 1989.

Work experience

Presently, I am doing contract independent

adjusting and appraisals & consulting.

Liberty Mutual Insurance Company January 2006-

April, 2012 I was a property Large Loss Specialist

111 in the Houston office Personal Lines. I was

charged for the handling both hurricane Katrina

re-inspection losses as well as large loss

residential fires. The southwest region is

responsible for the handling of losses in a seven

state region. Since my employment, I have received

the recognition of being awarded the Bravo award. I

am multi-line licensed in Texas, Oklahoma, New

Mexico, and Wyoming. We also handle Louisiana,

Arkansas, and Colorado.

Nationwide Insurance Company September

2001-December 2005 -Houston, Texas

I was a Personal Lines Large Loss Property Adjuster

responsible for the handling of mold, fire, and

foundation claims. I have also commercial property

experience with this position. I also handled the

complex cases that are in litigation. My

responsibility was to get these files ready for

mediation, to mediate them if possible, and to

supervise the defense counsel.

1998 - 2001 Louisiana-Pacific Corp. Conroe, Texas

Corporate National Claims Analyst

I was Nationally and Internationally responsible

for the supervision of claims personnel and the

management and implementation of the claims

processes and procedures with regard to liability

and property claims of our products. I handled

building materials manufacturing defective product

claims. I looked for installation errors with

regard to building materials. I negotiated with

builders concerning the proper repair by accurately

estimating the damage by the using as my authority

RS Means, or the National Construction Estimator. I

also handled liability claims regarding mold and

mildew as it may be claimed against our products. I

also administrate and supervise claims with

third-parties and claims in litigation. I am also

a certified professional inspector through the APA.

Independent Claims Adjuster/Consultant (General


1991-1998 Independent Claims

Adjuster Multi-State

I have worked both Personal and Commercial Lines in

Property and Casualty as an adjuster as well as a

consultant for GAB, Crawford & Co. and Pilot. These

claims include auto, inland marine, casualty,

personal injury and property, bonds, professional

liability, Errors and Omissions. I have also

worked catastrophe assignments such as fire,

windstorm, hurricane, hail, flood, and ice dams,

environmental, toxic mold, and foundation losses

Richard Kline Attorney At Law -SR. Paralegal

1988-1991 SR. Paralegal

Houston, Texas

I was responsible for doing legal research of heavy

complex litigation files mostly with multiple

litigants. Most files in litigation were that of

bad faith, DTPA "Consumer litigation", liability

Personal injury and Property claims. We litigated

complex foundation claims dealing with slab

failures. I also did some extensive civil law

practice, which I am familiar with the Texas Rules

of Civil procedure. Some of our practice is dealing

with both commercial and personal lines litigation.

Our practice did also include casualty auto BI

litigation. We also did workers compensation

litigation. Some of these areas are in property law

dealing with real estate transactions and curative

title research. I supervised other paralegals

working files and attending administrative duties.

I was responsible for working all personal injury

and property claims examining litigation filings or

the actual drafting of such instrument. These

included, Pleadings, Counter Pleadings, Cross

Actions, Petitions of Intervention, Motions,

Declatory Judgments, Summary Judgments,

Interpleaders, Assertions of Affirmative defenses,

Interrogatories, Request for Production, and

Admissions. My responsibilities also were to

examine depositions or attend depositions, court

records, and opposing counsel filings for area of

error or for admissible evidence. We also mediated

actions we defended as was governed by Texas law.


Houston, Texas

1978-1988 SR. Liability and Property Adjuster.

I am a Multi-Lines adjuster. I was responsible for

the handling of both personal and commercial lines

claims. These included fire, windstorm, and hail. I

also handled Bodily injury, and property claims

along professional liability and bond claims.


Group 1 Insurance License, (01) All Lines

Insurance Claims Adjusters

Member of the State Bar Of Texas-Legal Assistants

Division-admitted in 1989. Texas Real Estate

Commission-sales agents. APA-Certified on Building

Materials Manufacturing processes and High Wind

affects on Wood framing. Cause and affect for MOLD

and Mildew environments. NFIP- Federal Flood


Other Vocational Training and Experience:

Tomball Properties 1997-98

Texas Real Estate Commission -My license is

presently placed in the inactive status. I have

worked in the sales of real estate by opening

title, coordinating surveys, ordering appraisals

and arranged for real estate financing. Title

polices and retention of attorneys for curative

tile research, environmental studies, and

negotiation for the sale of property.

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