Ernest W. Pounders ***** Roberts Cemetery Rd. Hockley, Texas 77447
832-***-**** or email: **************@*****.***
Objective Claims Large Loss/Consultant Examiner
Education 1971 - 1974 Liberty University Lynchburg, Virginia
BS -Business
1986-1988 Center for
Advanced Legal Studies College of Law Houston,
Texas
Paralegal -Member of the State Bar of Texas Legal
Assistant Division admitted in 1989.
Work experience
Presently, I am doing contract independent
adjusting and appraisals & consulting.
Liberty Mutual Insurance Company January 2006-
April, 2012 I was a property Large Loss Specialist
111 in the Houston office Personal Lines. I was
charged for the handling both hurricane Katrina
re-inspection losses as well as large loss
residential fires. The southwest region is
responsible for the handling of losses in a seven
state region. Since my employment, I have received
the recognition of being awarded the Bravo award. I
am multi-line licensed in Texas, Oklahoma, New
Mexico, and Wyoming. We also handle Louisiana,
Arkansas, and Colorado.
Nationwide Insurance Company September
2001-December 2005 -Houston, Texas
I was a Personal Lines Large Loss Property Adjuster
responsible for the handling of mold, fire, and
foundation claims. I have also commercial property
experience with this position. I also handled the
complex cases that are in litigation. My
responsibility was to get these files ready for
mediation, to mediate them if possible, and to
supervise the defense counsel.
1998 - 2001 Louisiana-Pacific Corp. Conroe, Texas
Corporate National Claims Analyst
I was Nationally and Internationally responsible
for the supervision of claims personnel and the
management and implementation of the claims
processes and procedures with regard to liability
and property claims of our products. I handled
building materials manufacturing defective product
claims. I looked for installation errors with
regard to building materials. I negotiated with
builders concerning the proper repair by accurately
estimating the damage by the using as my authority
RS Means, or the National Construction Estimator. I
also handled liability claims regarding mold and
mildew as it may be claimed against our products. I
also administrate and supervise claims with
third-parties and claims in litigation. I am also
a certified professional inspector through the APA.
Independent Claims Adjuster/Consultant (General
Adjuster)
1991-1998 Independent Claims
Adjuster Multi-State
I have worked both Personal and Commercial Lines in
Property and Casualty as an adjuster as well as a
consultant for GAB, Crawford & Co. and Pilot. These
claims include auto, inland marine, casualty,
personal injury and property, bonds, professional
liability, Errors and Omissions. I have also
worked catastrophe assignments such as fire,
windstorm, hurricane, hail, flood, and ice dams,
environmental, toxic mold, and foundation losses
Richard Kline Attorney At Law -SR. Paralegal
1988-1991 SR. Paralegal
Houston, Texas
I was responsible for doing legal research of heavy
complex litigation files mostly with multiple
litigants. Most files in litigation were that of
bad faith, DTPA "Consumer litigation", liability
Personal injury and Property claims. We litigated
complex foundation claims dealing with slab
failures. I also did some extensive civil law
practice, which I am familiar with the Texas Rules
of Civil procedure. Some of our practice is dealing
with both commercial and personal lines litigation.
Our practice did also include casualty auto BI
litigation. We also did workers compensation
litigation. Some of these areas are in property law
dealing with real estate transactions and curative
title research. I supervised other paralegals
working files and attending administrative duties.
I was responsible for working all personal injury
and property claims examining litigation filings or
the actual drafting of such instrument. These
included, Pleadings, Counter Pleadings, Cross
Actions, Petitions of Intervention, Motions,
Declatory Judgments, Summary Judgments,
Interpleaders, Assertions of Affirmative defenses,
Interrogatories, Request for Production, and
Admissions. My responsibilities also were to
examine depositions or attend depositions, court
records, and opposing counsel filings for area of
error or for admissible evidence. We also mediated
actions we defended as was governed by Texas law.
STAFF ADJUSTER
Houston, Texas
1978-1988 SR. Liability and Property Adjuster.
I am a Multi-Lines adjuster. I was responsible for
the handling of both personal and commercial lines
claims. These included fire, windstorm, and hail. I
also handled Bodily injury, and property claims
along professional liability and bond claims.
LICENSES HELD
Group 1 Insurance License, (01) All Lines
Insurance Claims Adjusters
Member of the State Bar Of Texas-Legal Assistants
Division-admitted in 1989. Texas Real Estate
Commission-sales agents. APA-Certified on Building
Materials Manufacturing processes and High Wind
affects on Wood framing. Cause and affect for MOLD
and Mildew environments. NFIP- Federal Flood
Certification,
Other Vocational Training and Experience:
Tomball Properties 1997-98
Texas Real Estate Commission -My license is
presently placed in the inactive status. I have
worked in the sales of real estate by opening
title, coordinating surveys, ordering appraisals
and arranged for real estate financing. Title
polices and retention of attorneys for curative
tile research, environmental studies, and
negotiation for the sale of property.