**** ******* ***** **. * . Jacksonville, Florida *2246
Phone (904-***-****. E-mail *********@*****.***
CINDY A. MCCALLUM-GARRETT
Comprehensive knowledge of Mortgage Banking attained through more than 20
years of experience to include default, project management, Customer
Service, broker price opinions, working with vendors, technical /corporate
training and MSP experience. Successfully met goals, objectives and metrics
established by management through results oriented leadership, employee
empowerment, and cost beneficial measures. Excellent reputation for
delivering challenging projects to exceed the client expectations. Managed
and implement policy and procedures within all business units through
innovative training and communication.
Core Competencies
( Mortgage Banking Professional ( Customer Satisfaction
( Mortgage Servicing
( Appraisals ( Broker Price Opinions
( Field Reviews
( Default (Foreclosure, Bankruptcy) ( Call Center
(
Professional and Technical Trainer
( Adult Learning Theory ( Project Management
( Microsoft Office Products
( MSP Experience ( Creative
( Detail Oriented
Education
JERSEY CITY STATE COLLEGE - Course Work Attended: 1982 -
1984
Professional Experience
Lender Processing Services
implementation manager- February 2013- January 2014
. Provided business support and expertise to LPS Clients during the
implementation process.
. Worked closely with the client on the set-up of business rules,
mapping, configuration settings and guidelines.
. Ensured that implementation tasks were completed and recorded on time
and with accuracy.
. Worked closely with developers, project, product managers and sales on
application enhancements required for implementation.
. Provided general support to ensure completion of required tasks for
client integration.
. Assisted with UAT testing of application enhancements during a release
cycle.
. Worked with Powercell to provide a successful transfer of new
implemented clients for post-implementation support
. Traveled to client sites to assist and train for the implementation
process and prepare for the go-live event.
. Responded to any client related inquires professionally and within a
timely manner.
. Updated internal policies and procedures documents as changes were
identified
. Updated Policy and Procedures as changes were identified
. Updated implementation project spreadsheets with tasks and completion
dates
. Reviewed requirements to determine efforts and prepared Statement of
Work if needed
. Tracked and recorded hours of projects in Oracle system
. Prioritized and updated project plan working multiple client
implementations
. Supported the project manager in planning, executing, and updated
project reports until implementation phase closed.
. Identified issues and managed resolutions as needed
eVALUATION SOLUTIONS
A company chartered to provide customized programs to mortgage servicers
and lenders through a consultative approach and customer-oriented long-term
relationships, our service platform was tested and proven by the past
decade's extremes in real estate valuation challenges.
We delivered standard and customized valuation and field services for a
national audience of large and medium-size mortgage lenders, servicers, and
investors.
Director of Client Services
Interior Operations Manager (March 2006 to December 2012)
. Managed a staff of 25 Employees
. Accountable for Lead Supervisors and Senior processors
. Ensured the Client Service Representatives processed all client orders
according to client service level agreement guidelines
. Direct Accountability for ensuring delivery of property valuations for
properties that were in foreclosure, refinanced, or being sold as
short sale for JP Morgan and Chase
. Ensured the review processors assigned all property valuation orders
to brokers and appraisers according to internal and client service
level agreement guidelines
. Ensured quality call monitoring met internal client guidelines to
ensure effective communication between processors and
brokers/appraisers
. Maintained scorecards of Client Satisfactory of 95 % or better
. Scheduled and lead external and internal meetings
. Actively solicited feedback from clients to improve and enhance the
client experience
. Work directly with the operation and appraisal managers to ensure
client orders delivered timely
. Ensured review processors production goals and fee margins were
consistently met
. Provided regular, timely feedback one on ones, reviews and other
measures of development for direct reports
. Hired and staffed employees in areas as appropriate for shirt and long
term as needed
. Partnered with the Director of Quality Assurance, Operations Manager
and Technology to align departments workflow to ensure successful
delivery of client orders through XML
. Ensured client disputes were resolved and responded to within 24 hours
. Maintained company standards by ensuring processors and appraisers
were in compliance with Dodd Frank Act, USPAP and individual state
requirements
. Assessed volume and staff on a daily basis and prepared a daily
workflow plan for supervisors to follow and communicate to staff
. Ensured the Client Service Reps met client expectations and guidelines
. Managed and balanced the workflow to maximize resources to provide the
highest level of customer service
SeLECT PORTFOLIO SERVICING
Select Portfolio Servicing Inc. is a nationally recognized leader in the
residential mortgage servicing business. The company specializes in the
servicing of single-family residential mortgage loans.
Client Service Operations Manager (August 2004 to March 2006)
. Accountable for developing, enhancing, and maintaining production
processes and client satisfaction.
. Implemented new and improved business processes to increase
efficiency.
. Directed three supervisors in managing three teams of production
associates through coaching, providing feedback on performance
metrics, professionalism and future career development.
. Set and reinforced direction, managed change, built team
effectiveness, drove quality and client satisfaction.
. Managed Broker Price Opinions and Appraisals turnaround time
. Prioritized various portfolios daily and directed supervisors to focus
on strategic accounts and or accounts in precarious positions.
. Closely monitored all newly boarded portfolios to ensure they were
assigned properly.
. Managed BPO financial performance on a monthly basis staying within
budget.
. Marketed Residential Real Estate Review to third party clients.
. Prepared detailed monthly reports for director detailing department
performance and budget.
. Worked closely with Credit Suisse Brokers to ensure Appraisals were
processed correctly.
. Managed the Client Service Reps to complete client inquiries in a
timely manner.
jp morgan chase
JP Morgan Chase is a leader in investment banking, financial services for
consumers, small business and commercial banking, financial transaction
processing, asset management and private equity.
Document and Shipping Supervisor (September 2001 to June 2004)
. Supervised 25 Employees.
. Ensured Mortgage Notes were processed and delivered to the Funding
Regions within 24 hours.
. Ensured Funded Files were packaged and delivered to the Custodian
within three business days.
. Trained and Hired for Shipping and Note Control functions.
. Approved and Process Timesheets.
. Prepare Monthly Productivity Charts and Graphs to upper Management.
. Interviewed Candidates for Hire.
. Coached and Counseled Employees.
. Training Ambassador for New Origination System (NPLOS).
. Developed workflow dimensions for Imaging Project.
. Prepared and delivered Employee Quarterly Reviews..
. Develop test scripts for new Tracking System (File Net) Test Director
. Ensured documents are scanned and passed in Quality Control (Kodak
Scanner).
. Ensured Mortgage Notes were returned to the Correspondent within 24
hours of receipt.
merrill lynch credit corporation
Merrill Lynch Credit Corporation (MLCC) provides home financing, home
equity and customizable mortgage solutions.
Senior Training Specialist (January 1991- April 2001)
. Facilitated Professional and Technical Training.
. Facilitated and delivered training workshops on Mortgage Products.
. Assessed Client Needs and designed specific training tools and
methods.
. Facilitated Corporate Culture in Orientation, Customer Service,
Teamwork, and Diversity to New and Existing Employees.
. Developed, Implemented and Automated unit policies and Procedures.
. Created and facilitated training materials on servicing workstations
for CPI and First Data Systems (Customer Service, Taxes Escrow,
Collections, Bankruptcy and Foreclosure Workstations, On Line Letter
Writer and Director).
Customer Service Supervisor, Call Center
. Supervised 50 Employees.
. Trained, Coached and Developed staff.
. Implemented Service Observations with the NICE System.
. Monitored and managed the Abandon Percentage Rate (3%) Centrevue
System.
. Prepared Quarterly and Annually Developmental Reviews.
. Reviewed Customers' monthly billing statements for accuracy before
mailing.
. Authorize Customer wires up to 1 Million.
. Hired and Terminated by HR standards.