Engineering Development

SARAH PEREIRA

***** ********* **. *** ***** Twp MI 48111

248-***-**** ************@*****.***

SUMMARY

Top performing finance professional with expertise in financial

consolidation, forecasting, and budget management. Sole Financial

Consolidator for $1.7 Billion of Fortune 500 company automotive product

development budget. Proficient in engineering financial analysis including

monthly forecast development, budget deployment and program target setting.

Awarded Top Achiever for the last 2 years at Ford Motor Company; an award

only given to the top 10% of the workforce. Tasks include leading business

teams to achieve their engineering targets, program milestone reporting,

expense reconciliation, and new product business case development.

Experience managing medium sized groups with strategic focus on developing

standard processes. M.B.A.: Michigan State University Broad School of

Business.

EXPERIENCE

. Ford Motor Company July 2011 thru Present

Product Development Financial Consolidator

- Consolidation of NA Product Development Engineering financials

accurately tracking $1.7 billion of yearly development expense.

- Manage $430 million engineering cost structure for Mustang,

Fiesta, Transit, and the Lincoln MKX to predict over or under

spending and the subsequent actions to manage within the Cycle

Plan.

- Created standardized Excel templates to improve the team's

efficiency, saving 25% time on reconciliations and limiting

manual calculations in a generally non-standardized environment.

- Championed new processes in cross-functional teams, including:

transitioning to a centralized database, standardizing reporting

metrics, and identified $4.6 million cost savings.

- Led finance team in analysis and submission of monthly forecast

reporting for all engineering functions within Product

Development resulting in timely delivery of accurate forecasts.

- Report monthly forecasts for all Product Development functions

in NA to the Engineering Controller for direct discussion to

facilitate changes to the business plan.

- Facilitate transition of PD engineering finance consolidated

spending from GAAP to IFRS.

- Develop and analyze comprehensive ad hoc business cases for new

development ideas and innovative projects resulting in accurate

financial projections fostering smart business decisions.

- Managed cross-functional groups of engineers, buyers, and

suppliers to develop cost efficiency plans and competitive

pricing for the 2015 model year F-150.

- Top Achiever Award in 2012 & 2013: Awarded only to the top

10% of the workforce.

- Ford Recognition Award Recipient for Extraordinary Efforts

('11,'12, '13,'14).

. Secure Realty Investments, LLC October 2008 thru

Present

Managing Partner

- Monitor and maintain income, assets, and expenditures

according to company directive to maximize return on investment.

- Determined potential investments while assessing risk of

collateral opportunities.

- Develop cash flow statements for presentations to potential

investors for new projects.

. JP Morgan Chase August 2010 thru July 2011

Sr. Credit Underwriter

- Responsible for final loan decision based on credit and income

tax return analysis.

- Analysis of property appraisals and collateral valuation.

- Ensure loan files meet investor guidelines, state regulations

and company directives.

- Evaluation of personal and corporate tax returns including all

schedules, expense accounts, and investment statements.

- Research and analysis of collateral appraisals for acceptable

home lending standards and loan to value ratios.

. Towne Mortgage Company October 2009 thru August 2010

Sr. Default Manager

- Managed a portfolio of loan assets of $730 million which

included responsibilities in maintaining compliance, portfolio

performance and guideline creation and implementation.

- Managed default department which consisted of loss

mitigation, real estate operations, collections, foreclosures

and bankruptcy management.

- Experience in Foreclosure and eviction law.

- Exceeded performance goals for early and late stage collections

results, foreclosure timeline management, loss mitigation

workout ratio, and data integrity.

- Responsible for regulatory compliance of GSE partners within the

default division.

. Citimortgage June 2007 thru April

2009

Sr. Credit Underwriter 4

- Performed quality control reviews and compliance with state and

federal regulations.

- Consistently maintained a 99% accuracy and efficiency scorecard

from investor pool.

- Trained underwriting, processing and sales staff on risk

assessment, guideline adherence, income analysis, and acceptable

loan criteria to improve portfolio performance and increase

company profitability.

- Assisted in developing processes, programs and guidelines to

increase productivity to ensure satisfaction and compliance of

company objectives.

- FHA trained. Experience with all FHA loans including 203K.

Education

. MBA 2012

Michigan State University

Broad School of Business

. Bachelor of Science: Business Administration

Colorado Technical University

Graduated Summa Cum Laude

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