Andrew Stewart III.
PO. Box . Daytona Beach, FL *2120. 386-***-**** . ***.***@*****.***
Qualifications
Equipped with a broad array of real estate expertise and
management/business acumen. Backgrounds include 8+ years as a residential
appraiser, appraisal review, and manager/owner within both start-up and
established appraisal companies. Leverage knowledge of real estate
investing, QC Auditing, training of registered appraisers, real estate &
appraisal consulting, and successfully marketed and maintained services to
Fortune 500 companies. Demonstrated leadership talents and dependability
during both the highs and lows of the past decade. Areas of expertise
include:
Career Track
STAFF APPRAISER,. Property Solutions & Valuation Services
2012 to Present
Apply knowledge of USPAP, FNMA, FHLMC and FHA guidelines in order to
approach a professional opinion of value. Utilize various appraisal
techniques with an understanding of market conditions, retrospective
opinions, and the ability to address REO's and Short Sale's within the
current market. Interpret mortgages and MLS data, land descriptions and
property sales contracts. Maintain positive working relationship with real
estate agents and review appraisal reports as per FNMA and FHLMC laws.
Analyze complex appraisal requests and arrive to an accurate conclusions.
DATA CAPTURE ANALYST, digital Risk.
2013 to 2013
Provide Quality Control Audits for Freddie Mac federally-funded loan
transactions. Assist in Appraisal Review and Audits on post-loans
distributions. Comprised Audits utilizing applications such as LUSY, PACER,
Microsoft Office, Adobe, etc. Complete retrospective reviews on many
appraisal products including REO's, BPO's, or field reviews to ascertain
proper use of the sales comparison approach. Review credit reports, title
commitment and policies. Also review assets and employment documentations.
Proved Quality Control feedback to senior management. Leads achieving time
performance quotas.
OWNER/PRESIDENT, All Florida Appraisal Group llc. 2007 to 2009
Owner/operator of an appraisal firm in Central Florida. Assignments have
consisted of appraisals for the purpose of government & conventional
financing, equity financing, estates, divorce, bankruptcy, relocation,
market valuations REO/foreclosures. Maintained Quality Control appraisal
reviews and audits for registered trainee appraisers. Obtained the market
values for vacant land and maintained the sales information for income
properties.
STAFF APPRAISER, Douglas & Associates Appraisal Group LLC. 2004 to
2007
Catered to a large volume of mortgage companies, investors, and lending
institutes and provided an excellence in quality and service. An associate
member of the Appraisal Institute. Provided opinions of value through
intensive market research. Trained and reviewed work of registered
trainees. Performed both field and desk reviews for lenders. Maintained day-
to-day operational control of the company as well as customer service. Over
100 hours of continuing education. Functioned as a liaison with several
appraisal partners.
Education
Full-Time Student 2009-2012
State Certified Residential Appraiser, Steve Williams School of Real Estate
2004
FHA Certification 2004
Microsoft Certified Professional, Conquest Prep School 1999
Associate of Arts, Daytona State College 2012
Appraisal Institute, Business Practices and Ethics 2013
100+ hours of continuing education available upon request 2002-2013
References
Douglas Burton-State Certified Residential Appraiser
Dan Adragna-State Certified Residential Appraiser
Titan Valuation
Property Solutions & Valuation Services
Kevin Thome-Review Analyst III
Robert Douglas-State Certified Residental Appraiser
Digital Risk
Douglas and Associates
Michael Cordova-Loan Specialist
Veronika Tucker-Director of Finance
Bank of America
Flagler County Chamber of Commerce