CAREER SUMMARY & OBJECTIVE
I intend to continually add significant value and enhanced skills to an
industry leading organization by utilizing my years of experience and
global network to an executive level.
key Attributes
. Strong verbal and written communication skills
. Proficient in Microsoft Office, Calyx Point, DU, QuickBooks, SAP, and
PeopleSoft
. Superb analytical and interpersonal skills
. Capable of working well under pressure to meet deadlines and strong
time management skills
. Demonstrates leadership, creativity and efficient problem solving
techniques
PROFESSIONAL EXPERIENCE
Business Analyst & Consultant July 2009- Present
Precise Tax Services Altamonte Springs,
Fl
. Negotiates commercial lease and contract review
. Document preparation, review and analysis for compliance
. Projection analysis for budgeting and prioritizing best NPV projects
. Recommend and implement various IT systems
. Assist in preparing businesses for sale or acquisitions
. Prepare and strategically guide clients for credit or loan approvals
. Create Quarterly Profit & Loss statements & Financial Projections
. Assist with auditing and examining of various company quarterly
reports
. Incorporate and Register new businesses: Corporations and Not for
Profit Organizations
. Communicate as liaison with attorneys, banks, realtors, underwriters,
insurances and clients daily
Treasurer for Orlando Committee December 2011-
Present
Hogar CREA ( Volunteer @ Orlando Rehab Charity) Orlando, Fl
. Analyze annual budget of $1,100,000 and recommend financial
initiatives
. Authorize checks for weekly expenses
. Assist with internal audits, project management, and fiscal policies
. Review grant applications for compliance and process improvements
. Consult and advise on IT and financial implementations and upgrades
Senior Mortgage Broker & Jr. Underwriter April 2005-
August 2008
Ziggurat, Inc
Sunrise, FL
. Originated and processed over 400 conventional, FHA, and commercial
loans
. Prepared documents and packaged for Underwriting review and approval
. Successfully met deadlines and complied with Underwriting stipulations
consistently
. Analyzed credit reports, pay stubs, bank statements, P&L statements,
ratios & various tax returns
. Demonstrated ability to handle confidential material in a professional
and highly ethical manner
. Educated borrowers about loan specifications and document requirements
. Provided training/ supervise to lower level team members & provided
feedback to managers
Credit Analyst
July 2003- Jan 2006
American Express, Inc. Plantation,
FL
. Analyzed customer accounts for additional loans or lines of credit,
suspensions, or cancellations
. Resolved customer billing disputes and accounting discrepancies daily
. Assisted with project management and process improvement of Platinum
Card Rewards Program
. Responsible for personal time management with minimum supervision
. Performed daily administrative duties on customer accounts
PERSONAL CHARACTERISTICS:
Project Management Leadership, Reliable, Energetic, Diplomatic, Adaptable,
Punctual, Effective
EDUCATION
Kaplan University
Masters of Business Administration (MBA) 2012
University of Central Florida
Bachelor's Degree in Business Finance 2002
Licensed Mortgage Broker
2004
Licensed Real Estate Sales Associate
2009
NMLS ID #: 105****-****