Doc Drawer, Funder, Processor, Post Closing

Mark Picking

Placentia, CA

*********@*****.*** - 213-***-****

WORK EXPERIENCE

Loan Document Drawer

Crossline Capital Inc - Lake Forest, CA - November 2013 to Present

• Responsible for processing and funding loan applications for FHA/VA/HELOC/JUMBO/CONVENTIONAL/

PURCHASES/SECOND HOMES ensuring they are in compliance with bank policies, meeting all investor

guidelines.

• Audit new file submissions to determine deficiency items.

• Order and review personal credit reports, taxes, preliminary title reports, VVOE's and flood certificates.

• Works with loan officers, consumers, and escrow to obtain credit information, coordinate closings, calculate

closing costs for disperse funds.

• Monitors loan processes, reviewing reports, assisting clients with payments and complying with State and

Federal regulations.

• Prioritize work flows.

• Manages assigned pipeline daily.

• Systems used-Encompass, DU/LP

Loan Document Specialist IV

Wells Fargo Bank - Costa Mesa, CA - January 2013 to July 2013

• Responsible for processing and funding loan applications for FHA/VA/HELOC/JUMBO/CONVENTIONAL/

PURCHASES/SECOND HOMES

• Reviews and gathers documents, trust documents, and clearing funding conditions.

• Inputs all incoming loan package data into system.

• Analyze credit, income, assets, title and collateral documents.

• Manages assigned pipeline average 100-150 a month.

• Prepared documents with escrow balancing TIL before sending wire for funding.

• Disburse loan funds and prepares final loan package.

• Communicates with Branches, Title/Escrow, external and internal departments on status on loans.

• Systems used-LIS and OMNI

Real Estate Purchase Contract Processor

Old Republic Title Company - Orange, CA - March 2012 to June 2012

• Review and execute REO property contracts for Bank of America portfolio account.

• Researching mortgages and preparing documentations data and records according to policy and procedures.

• Ensuring sales price, buyer’s name, property address and all terms on approved offers.

• Prepared loan demands and re-conveyances.

• Routine customer inquiries.

• Handled payments for property taxes and other transactions.

• Responsible for creating the file in system and opening escrow.

• Created escrow instructions, agent commissions splits, and submitted the completed executed contract

package to the escrow office, buyers and selling agent.

• Systems used- Mortgage Serv

Real Estate Purchase Contract Processor

Routh, Crabtree, Olsen - Santa Ana, CA - May 2011 to March 2012

• Review and execute REO property contracts for Freddie Mac.

• Requested docs, trust certifications, LLC docs, addendum's and amendments.

• Ensuring sales price, buyer’s name, property address and all other terms to match the approved offer before

accepting the contract and executing it.

• Drawing up escrow instructions, agent commission splits, and submitted the completed executed contract

package to the escrow office, buyers and selling agent.

• Systems used- Escrow Assistant.

Associate Closing Coordinator/ Post Closing Coordinator

First American Asset Closing Services - Santa Ana, CA - February 2007 to May 2011

• Assisted and facilitate on closings, closing documents and forward to clients.

• Order and review preliminary title reports, deeds of trust, and liens.

• Reviewed executed loan documents and REO purchase contracts for completeness and compliance.

• Provided internal and external customer service to sellers, buyers, closing offices and agents by phone, mail,

fax and/or email.

• Demonstrated proficiency in standard closing practices.

• Maintained performance standards as required to meet the Closing Unit's service level agreements.

• Participated in various department projects and cross-train for closing.

• Processed HUDs and 3rd party vendors to confirm final funding figures prior to closing.

• System used- MERS, Default System.

Escrow Specialist/Escrow Specialist Team Lead

Fremont Investment & Loans Anaheim - Ontario, CA - June 2003 to January 2007

• Handled customer calls in regards to accounts.

• Maintained a portfolio of taxes and escrow policies ensuring no lapse in coverage.

• Set up taxes and insurance policies on newly impounded accounts.

• Assisted on escalated issues, ran daily progress reports on associates and overdue file reports.

• Coached, mentored and cross train to team members.

Lereta Corp/ LandAmerica Covina / Irwindale, CA 02/2001-06/2003

(Residential Property Tax Specialist/ Team Lead)

• Serviced loans for several different lenders.

• Outbound calls to county/city/town tax agencies for delinquent tax bill and payoff.

• Updated inquires and resolutions in database and alerting our clients of tax sales, foreclosures, bankruptcies

and liens.

• Issuing payments for delinquent property taxes, using data collected from the tax agencies.

• Responsible for setting up "buckets" for impounded escrow accounts

• Handled escalated issues, daily progress, new orders, file reports, and approved time cards for the

associates.

• System used- Alltel

Residential Property Tax Specialist/ Team Lead

Lereta Corp - Irwindale, CA - February 2001 to June 2003

• Serviced loans for several different lenders.

• Outbound calls to county/city/town tax agencies for delinquent tax bill and payoff.

• Updated inquires and resolutions in database and alerting our clients of tax sales, foreclosures, bankruptcies

and liens.

• Issuing payments for delinquent property taxes, using data collected from the tax agencies.

• Responsible for setting up "buckets" for impounded escrow accounts

• Handled escalated issues, daily progress, new orders, file reports, and approved time cards for the

associates.

• System used- Alltel

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