Management Customer

GOPIKA GOKULDAS

**Coral house,Withersfield road,waters edge, haverhill, suffolk CB99JZ H: 074******** **********@*****.***

Professional Profile

Audit executive skilled in risk assessment and discussing potential compliance issues with management. Conceptual thinker successful at refining audit systems holding Masters in computerscience.

Core Qualifications

Risk management

Experience

Nov 2009 to Nov 2010 Audit executive

Audit executive Nov 2009 to Nov 2010 Axis bank - Coimbatore, Tamilnadu

External auditing

Microsoft office suite proficiency

Record keeping

Preaudited KYC

Post Audited KYC using AIMS (account ireregularity monitoring system) software Record keeping.

Standards of KYC

The objective of KYC guidelines is to prevent banks from being used, intentionally or unintentionally, by criminal elements for money laundering activities.

Related procedures also enable banks to know or understand their customers, and their financial dealings better.

This helps them manage their risks prudently.

Banks usually frame their KYC policies incorporating the following four key elements: Customer Policy; Customer Identification Procedures; Monitoring of Transactions; and Risk management.

For the purposes of a KYC policy, a Customer may be defined as :

A person or entity that maintains an account and/or has a business

relationship with the bank;

one on whose behalf the account is maintained (i.e. the beneficial owner);

beneficiaries of transactions conducted by professional intermediaries, such

as Stock Brokers, Chartered Accountants, Solicitors etc. as permitted under the

law, and

any person or entity connected with a financial transaction which can pose

significant reputational or other risks to the bank, say, a wire transfer or issue of

a high value demand draft as a single transaction.

KYC controls typically include the following;

•Collection and analysis of basic identity information (referred to in US

regulations and practice a "Customer Identification Program" or CIP)

Name matching against lists of known parties (such as "politically exposed person" or PEP)

Determination of the customer's risk in terms of propensity to commit money

laundering, terrorist finance, or identity theft

Taught lessons to participants(verbal and non verbal or analytical reasoning related to banking)

Quick learner

computer proficient

Knows C++ and JAVA programming,ASP.NET

Education

Languages

Personal Information

Master of Science, Computer science 2013 Ajk college of arts and science - coimbatore, Tamilnadu, India Master of Science, computerscience( 2011-2013)

Ajk college of arts and science - coimbatore - Coimbatore, Tamilnadu, India

CGPA:8.1

Project Done:

Establishment of open journal systems.(OJS)

Project done for:

FCRI(Fluid control research institute).

About OJS:

Open Journal Systems (OJS) is an open-source software for the management of peer-reviewed academic journals.

with front-end ASP.NET and back-end MsSQL.

OJS Features: OJS is installed locally and locally controlled.

Editors configure requirements, sections, review process, etc.

Online submission and management of all content.

Subscription module with delayed open access options.

Comprehensive indexing of content part of global system.

Reading Tools for content, based on field and editors' choice.

Email notification and commenting ability for readers. Complete context-sensitive online Help support. OJS assists with every stage of the refereed publishing process, from submissions through to online publication

and indexing. Through its management systems, its finely grained indexing of research, and the context itprovides for research, OJS seeks to improve both the scholarly and public quality of refereed research.

Fluent speaking/writing/reading/English Fluent speaking/writing/reading/malayalam Fluent speaking/Tamil Intermediate speaking/Hindi

Creation of an expectation of a customer's transactional behavior

Monitoring of a customer's transactions against their expected behaviour

and recorded profile as well as that of the customer's peers.

Place of Birth: Kerala,India

Date of Birth: 3rd of August,1988

Present Resident in Haverhill,

UK Sex: Female

Status: Married

Hobbies: cooking,browsing,glass painting

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