DR GARIMA SHARMA, BHMS, NDDY
Address- **** US Route 46, Apartment 58A, Parsippany, New Jersey 07054
Email- ***********@*****.***
Contact- 973-***-****
A multifaceted and highly motivated life and long term care underwriter and trainer
with over 6 years of experience attained within a multinational company with
a track record of growing and restoring profitability, process efficiency and
service excellence
Areas of expertise
•Insurance & Risk- Life, LTC
•Underwriting & Medical Summarization
•Healthcare, Medicine & Drugs
•Medical & Clinical records, Data entry & Data analysis
•Lean Trained & certified
•HIPAA regulations & compliance guidelines
•Strategic planning, Operations & Team management
LOMA Level 1 and 2 certified (280+290), 301
2years experience of working in a clinic as Doctor cum Medical assistant
PROFESSIONAL EXPERIENCE
GENPACT (May 2007 – Nov 2012)
CLIENT: GENWORTH FINANCIAL (EMSI & WFI)
Process & Knowledge Developer/Underwriter in Operations & Training
As Underwriter
•Evaluating medical records for life, long term care and health insurance of new and
existing business and carefully summarizing & underwriting all inter- related risk factors based
on company’s guidelines and philosophy.
•Sound & accurate decision making in whether to Accept, Postpone or Decline a policy.
•Co-facilitated LEAN process improvement project for the team resulting in improvement of TAT
from 18 days to 16 days spent on 1policy
•As Auditor, slashed the error % of the team from 35% to 15% by successfully driving UW sur -
veys, quizzes and training ensuring 100% involvement from employees.
•Underwrote Individual applications with complex medical histories, balancing medical risk with sales
objectives
•Reduced team's backlog by 25% through speedy summarization and underwriting techniques on
high & fluctuating volume days
•Participated and was an integral part of Pilot –"EKG Underwriting project”
•Suggesting system and process improvement on an ongoing basis to constantly increase the efficiency
and effectiveness of servicing customers.
•Effectively partners with co-workers and agents to create a high performance organization
•Assisted other underwriters by collecting information about the applicants and evaluated them based on
the standard underwriting strategies and scope.
•First point of contact for all administrative and logistical support for the team.
As Trainer/Subject Matter Expert
•Coached all the new hires within the stipulated time period for past 2years who exceeded depart -
mental goals consistently for past 6months
•Redesigned format for training, facilitated mentoring programs and effectively increased the visibility of
educating tools by reducing the time for classroom training from 3-months to 1.5months.
•Create and disseminate regular reports of key metrics (dashboards) and evaluated performance metrics
for the whole team
•Upkeep of SOPs,compliance and HIPAA guidelines and conducting RCA
on various team issues
•Orchestrated refreshers & in-house trainings for existing and newly recruited
employees,monitored new hire performances, giving them feedback and designing
appropriate action plans as per the individual need
•Part of Knowledge Transfer & IT form design for Digitization of Medical conditions– HTN and Dia -
betes Mellitus
Achievements
•Bestowed with Bronze award thrice for super delivery on accuracy, productivity and meeting targets
on time and displaying perfection in handling new hires training.
•Awarded with the “Best Presenter” in All Trainers Annual Meet on Lean ideas.
Professional Associations
LOMA (Life Office Management Association) Level 1 & 2 certified
Previous Employments
Holistic clinic as homoeopathic and naturopathic doctor
•Responded to emergencies; assessed the condition of the patient; decided on the type of medical atten -
tion required; called appropriate ambulance service when needed; notified family when resident is
transferred or admitted to the hospital; notified the physician when a change in condition occurs.
•Monitors, records, and communicates patient condition as appropriate utilizing
computerized documentation systems and also on relevant files
•Encouraging Holistic healing and lifestyle modifications
•Attended various state & district level seminars
•Participated in yearly government facilitated Pulse Polio Immunization campaign
Education
•BHMS(Bachelor in Homoeopathic Science) from Nehru Homeopathic Medical College, Delhi Univer -
sity,2007
Projects : Nephrolithiasis(Renal calculi) & Cholelithiasis(Gallbladder calculi)
•Diploma in Naturopathy & Yoga from AYUSH,2008
•High School from DS Modern School, New Delhi (CBSE)
Hobbies
•Active Volunteer at Red Cross Society, helping people in need of blood
•Part of “Go Green” initiative to plant more & more trees
•Anchored various cultural events and organized too