KYC ANALYST

FELIX OWOLABI AKINLAJA

FLAT ** AUDLEY COURT

* ***** *** *** ***

SOUTHEND-ON-SEA ESSEX

Tel:077******** or 017********

Gender: Male

E-mail: *****.*******@*****.***

COVER LETTER

I am confident that I would be a valuable asset to your organisation. Diligence,

integrity, smart working, resilience, flexibility and helpful banking behaviours are

attributes that put me above others. Adaptability and determination to get a job

done brilliantly are my mantra.

I currently work for Royal Bank of Scotland Group, within its core banking

operations specialism as a contract staff via manpower Recruitment Agency . I

possess competencies such as; very strong skills for business research,

analyzing and developing reports accurately and having them escalated

accordingly, critical reasoning, effective communication, multi-tasking, time-

management, business management and numerical skills which are essential to

your organisation.

My key strength is experience in project management (Remediation schemes),

KYC/AML analyses and team leadership. Banking operations and investigative

skills in transactional/non-transactional information and account analysis

bordering KYC - On boarding/Ongoing, Account Take Over (ATO), carrying out

due-diligence and enhanced due diligence on various cases.

The wealth of research and analytical experience I have in adverse media

reports and escalation makes me well rounded in this area in addition to the risk

analytical skills acquired in my banking profession as well as business banking

degree modules.

I ensure I deliver quality in every case I complete due diligence on as I

understand the significance of getting it right the first time. My commitment to

excellence stems from my understanding of the reputational risk and financial

losses resulting from huge fines and penalties that may occur if I fail to adhere to

the requirements of the Money Laundering Regulations 2007.

The following is my resume for your kind consideration:

1

ACADEMIC/PROFESSIONAL QUALIFICATIONS

• In progress – ICA –International Compliance Association -

Specialist Certificate in Money Laundering Risk in

Capital Market

a) Bond and stock markets

b) Money and derivative markets

c) The key capital market frameworks and

concepts

d) Primary, secondary and wholesale

markets

e) essential concepts of AML and Counter

terrorism Financing

f) Delivery channels

g) Money laundering characteristics

h) Identifying suspicious activity

i) Additional vulnerabilities - financial

crime

j) Identifying solutions and controls to

mitigate risk

PROFESSIONAL/ON THE JOB TRAINING

Markets in Financial Investment Directive

(MIFID)

Special Purpose Vehicles (SPV’s)

Fighting Financial Crime

Fraud Prevention

AML/KYC Account Opening

accreditation

2

• Feb 2011 – Mar 2012 BA (Hons) Business (Banking) Univ. of Wales.

a) Project Management

b) Managing Risk in Banking

c) Managing Self and Others

d) Strategic Management

e) Financial Decision Making

f) Banking Management

• Jan 2008 – May 2012 BTEC HND Business and Management,

Edexcel - UK

a) Marketing Planning

b) Managing Financial Resources

c) Managing Communications, Knowledge and

Information

d) Introduction to Internet and E- Business

e) Research Project

f) Working with and Leading People

g) Managing Activities to Achieve Result

h) Business Environment

i) Organizations and Behaviors

• Mar 2003 – JUL 2004 Diploma in Business Administration, Uni- Abuja

a) Accounting

b) Economics

c) Common Law

d) Statistics

e) Business Mathematics

f) Information Management

3

CAREER HISTORY:

2013 to Date:

ROYAL BANK OF SCOTLAND GROUP - RBS, NATWEST, MINT & ULSTER

BANK (Banking Operations)

Responsibilities:

1) Performing KYC on high net worth individuals and all other entities

before acceptance for banking facilities (loans, credit cards,

overdraft, current accounts) through KBA – Knowledge Based

Authentications, EID and V, Adverse Media Search and PEP

assessments using Thomson Reuters World Check. Ensuring all

evidence is properly recorded and stored for easy accessibility.

2) Sanction analysis, suspicious activity/Account Activity Review

(AAR) reporting and appropriate follows up on escalations through

account take overs. Investigations and reviews of suspicious

activity reported to the IMLRO (Internal Money Laundering

Reporting Officer).

3) Researching, collecting and analyzing client information to ensure

compliance with regulatory policies, internal standards and

identifying exceptions to escalate to relevant authority and following

through to ensure appropriate actions are taken. .

4) Resolving various KYC/Compliance queries and support operations

for bank branch network and individual clients across the group.

5) Performing overall risk assessment of client due diligence files

relating to financial crimes, country and reputational risk. Ensuring

the bank does not facilitate transactions involving sanctioned

countries.

4

6) Conducting due diligence on Key Account Parties (KAPs) in relation

to new mandates and mandate amendments by ensuring

appropriate identification and verification are carried out.

7) Performing account analysis to identify the risks associated with

customers personal and business accounts.

May 2012 – Oct 2013 Tesco Stores Limited, Pitsea

(Team Leader - Trainee)

Responsibilities:

1) Managing colleagues Rota, absences,

holidays and general administrative

works.

2) Delegating colleagues to various tasks

as required

3) Handling customers complaints and aim

to solving difficult situations satisfactorily

in one touch, i.e. achieve complaints

closure in one transaction or attempt.

4) Developing reports from complaints

handled with the aim to escalating them

to relevant authorities for further

processing.

5) Providing up to date product information

to enhance full product benefits to

customers as well as improve sales to

the company.

6) Setting up promotional products for

customers’ visual appeal.

7) Support to various team work, especially

to weak teams.

5

6

Mar 2010 – Apr 2012 Asda Stores, Edmonton Green, London

(Sales and Customer Services Assistant)

Responsibilities:

1) Accurate periodic inventory of

merchandise and stocks

ordering/replenishment.

2) Taking payment from customers for

goods bought.

3) Providing information to customers on

features, qualities, cost of products and

available alternatives on comparative

basis.

4) Writing trading reports and several other

entries of daily events for the manager to

process.

Jul 2004- Jan 2008 Oceanic Bank International, Nigeria

(Sales and Marketing Officer/Complaint)

Responsibilities:

1) Analysis and presentation of weekly/

monthly accounts performance reports,

handling of money laundering reports –

monitoring and compliance.

2) Face-to -face marketing of products and

cold calls; keeping existing customers

informed about new products and services

and guiding new customers through

account opening procedures vis-à-vis

know your customer (KYC) guidelines

3) Delivering a superior customer service at

all times by building relationships based on

trust and integrity, using sound

professional judgment to consider

complaints objectively on behalf of the

bank and the customers to decide a fair

outcome.

7

4) Carrying out investigations necessary to

resolve complaints to provide resolution at

the first point of contact as far as possible;

in some cases conducting root cause

analysis activities.

5) Supporting colleagues in improving their

skills by providing practical training and

coaching where necessary through a

collaborative effort

Key Competencies:

• Excellent analytical skills; ability to analyze data and produce useful

information from them; ability to quickly analyze customer’s needs and

circumstances with a view to matching a most appropriate and suitable

products and services.

• Experience in carrying out due diligence and enhanced due diligence on

customers and other entities.

• Research skills with experience in using various banking tools for

searches, KBA, EID & V.

• Great experience in using multiple network of systems at the same time

for resolving queries for individual customers and bank branches.

• In-depth knowledge of Financial Conduct Authority regulations for banking,

including a personal and professional commitment to Treating Customers

Fairly by taking ownership of queries and usage of KIS principles (keeping

it simple).

• Communicate in a clear and engaging manner, listen actively and quickly

building rapport while maintaining a professional approach at all levels

with confidence in person, on the telephone and in writing.

8

• Experience in effective team working and sharing best practices.

.

• Ability to work under pressure and beat deadlines using project

management skills through critical path analysis.

• Computer Literacy (MS Word and Excel Usage)

ACTIVITIES AND INTERESTS:

• Blogging Expert: Designing and setting up blogs using wordpress.com

• Follow Bloomberg Business and Trading analysis

• Avid Reader: Reads Development Economics books/journals and

generally reads about a dozen books per month.

• Sports: basketball, football and very good at swimming and teaching

swimming to children.

• Driving.

REFERENCE:

REFERENCES ARE AVAILABLE ON REQUEST

9

Contact this candidate