Tami Fredericks
Reseda CA ****5
253-***-**** cell
***************@*****.***
Clearpoint credit solutions
January 2013-March 2013
Title: Certified Credit Counselor
•Advocates consumer health through financial education.
•Reviews debt obligations including credit report analysis.
•Obtains a comprehensive overview of clients financial situation
•Assists clients w/ creating a spending plan
Tami's Catering
January 2010-2013
•Organize and Manage all Catering operations.
•Prepared and cooked four course meals, took orders, delivered meals during lunch; Catered to events in a professional and timely manner.
•Budgeting and establishing financial targets
•Negotiating contracts w/ customers, assessing their requirements and ensuring they are satisfied w/ service.
•Updated web site and Facebook page of weekly meals.
State of Washington - Temp
August 2009-January 2010
Dept. of Social and Health Services
Title: Financial Case Manager
•Conduct intensive interviews in a call center and face to face environment to determine eligibility for financial, medical, and food stamp benefits; analyzes written and oral information
•Obtains and reviews necessary data, documentation, and verification for each program of assistance as it relates to the recipients' specific circumstances
•Explains program requirements and services available
•Ensures compliance with all relevant federal and state requirements
•Refers clients to both mandatory and optional services and to other agencies as required
•Authorizes necessary warrants, medical coupons, and food stamps
•Comply within Federal and State program requirements
•Perform additional special projects as requested
•Facilitate leadership and strategy deployment meetings
KEYBANK
August 2007- August 2009
Title: Operations Support Bilingual Dept
•Assist mass market consumer clients with account inquiries, servicing needs, and issue resolution
•Deliver distinctive client service that is knowledgeable, empathetic, patient, prompt, courteous
•Build rapport, consult and strengthen client relationships while servicing client needs
•Research and provide verification and documentation of issues with resolution at client request
•Act as liaison for our clients to resolve issues by contacting other centers of expertise as needed
•Maintain thorough knowledge and understanding of Keybanks products and services
•Effectively educate clients on the features and benefits of Keybanks products and services
•Recognize implicitly-stated and explicitly-stated client needs and opportunities to offer additional or enhanced products and services
•Knowledgeably respond to and overcome client objections
•Act as peer partner to other Retail Sales through Service Associates
•Independently recognize and effectively act upon client retention opportunities
•Act as liaison for our clients to provide first call resolution by coordinating and following up with other departments or lines of business as appropriate
•Refer clients to the appropriate internal sources as needed
•Meet and exceed sales, accuracy, and efficiency goals while contributing to the overall sales success of the team
•Adhere to established policies and procedures related to servicing, sales, regulatory compliance, quality, and sales client contact strategy
•Work collaboratively to achieve team, department, and line of business commitments
•Assist all Spanish clients by translation both written and oral communication
•Assist with Loans/lines of credit
•Assist with checking, savings accounts
•Maintain ongoing knowledge of computerized banking systems
MORTGAGE LOAN OFFICER June 2005-August 2007
ALKI MORTGAGE-Puyallup
THE LENDING CENTER-Tacoma
DESTINY MORTGAGE-Kent
•Cold Calling Prospects
•Loan Origination
•Ordering Appraisals and Comparable Checks for borrowers
•Build Relationship
•Consolidate Debt for customers
•Refinance and Home Purchase
•Scrub Credit for Clients
•Set-up face to face appointments with local clients
•Close loans
•Translate in Spanish
•Initiate and complete consumer and commercial loan applications
•Attend networking events to develop Center of Influences
•Establish and maintain client relations with potential clients
•Point of contact for all Spanish speaking clients
UNITED STATES ARMY
Aug 1999-Nov 2002
Title: Office Staff
•Manages cashiers
•Keep inventory of food
•Reconcile cash counts with computer count
Title: Food Service Specialists
•Prepared food for dining facility
•Develop daily menus
•Maintain cleanliness of daily facility
EDUCATION
Hocking Technical College
2003-2005
McClain High School
1995-1999
Pierce College Present
LANGUAGE
Fluent in Spanish, Sign Language
COMPUTER SKILLS
Microsoft Office, Internet, Email, Type 40 wpm
CERTIFICATE
Nationally certified credit counselor