Ambika Sharma

**** ****** ***

Elk Grove, CA ****4

916-***-****

acdbe9@r.postjobfree.com

Objective

Well-rounded and energetic professional with diverse experiences seeks new challenge and opportunity to enhance business sales and provide excellent customer service.

Key Areas of expertise

-Inside/Outside Sales -Excellent Customer Service

-Data Management -Public Relation

-Negotiations -Call Center

-Personnel Management -Leadership & Training

Professional Profile

• Escalate Business Development through strategic initiative which increases productivity and revenue growth

• Self-motivated person with good team work experience

• Organized and detail oriented with strong analytical mind

• Dedicated and dependable, experience in client negotiation and inside & outside sales

• Results driven and recognized for “can-do” attitude expand clientele by attracting new customers while maintaining existing customer base through exemplary account management and customer service

• Excellent negotiation and customer service skills

Employment History

Personal Banker – Chase Bank, Laguna, Elk Grove, CA

Aug 2011-Jan 2014 (to date)

Meet customers on daily basis to set up accounts, negotiate loans, investment options etc.

Cross sell other bank products suitable or customer

Maintain a pipeline to contact customers over phone, set appointments and follow-ups,

Educate customers on required banking products

Maintain excellent relationships with fellow workers and customers to achieve required goals

Real Estate Agent – Lakeside Realtors, Elk Grove, CA

Mar 2006-Present

Have been engaged as a real estate agent on part-time basis from March 2006 to date.

Loan Counselor – Barclays Bank/Ocwen Financial, North Highlands, CA

Jan 2010-Oct 2010

Contacting borrower’s delinquent on Mortgage loans, counsel, educate them, work closely with other internal departments to find best solutions & alternate to foreclosures, take financial statement recommend best options and set payment arrangements, thus helping to retain existing customers, by providing exceptional customer service.

Revenue Specialist – Edfund, Rancho Cordova, CA

Nov 2005-Dec2009

Contacting borrower’s delinquent student loans, counsel, educate them, take financial statement & set payment arrangements. Build pipeline, maintain constant contact with exiting customers to increase revenue collection, and to minimize loss to the company.

Loan Counselor – Homeq Services/Wachovia Bank, North Highlands, CA

Jul 2003-Nov 2005

Contacting borrower’s delinquent on mortgage loans, counsel & educate them, find alternate to foreclosures, take financial statement, recommend best solution & set payment arrangements. Using various resources to skip trade and locate untraceable borrowers, maintain constant contact to increase production and revenue collection. Received high MBO for being above average performer several times.

Personal Banker – Wells Fargo Bank, Sacramento, CA

Jun 2002- Jul 2003

Opening new account for new & existing customers recommending other appropriate products and cross selling, Taking and processing application for personal, auto, student, and mortgage loans. Providing exceptional customer service to expand new customer base while maintain existing customers by providing exemplary account management and customer service. Consistently exceeded goals and objectives and received top performer awards.

Personal Banker – Providian Financial Bank, Sacramento, CA

Nov 1999- Apr 2002

Contacting new and existing credit card customers selling balance transfers, recommending and selling other credit card products. Also did credit card account collections for 6 months. Recognized several times by the company as a top performer and selling balance transfers for over $1 million a month. Also recognized or cross selling core products.

Public Relations Officer – Fiji Police Force, Suva, Fiji Islands

Jan 1997- Aug 1999

Responsible in maintaining excellent Police & Public relationship by being police spokesperson, and Media Liaison Officer

Conducting lectures, seminars, workshops to members of Police Force to improve and maintain excellent public relationship.

Taking grievances, working with dissatisfied members of public, taking their complaints, recommending solutions to the management and providing feedback.

Education

High School Diploma

Some College in Management & Police duties at Fiji Police Academy

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