508-***-**** Cell
727-***-**** Home
Mary Hovagimian
Objective To secure a position in an office environment where
I can utilize my skills and have room for
advancement
Summary of Recognition of the importance of always keeping
qualifications excellent customer service. Knowledge of
computers. To follow a loan and bring to close in
an accurate and timely manner. The understanding
of the importance of verifying any and all
information in all files due to the fact there
could be fraud. I am someone who loves and
generates energy by dealing with people.
Experience
December 2010-October 2013 Bank of America Taunton
Ma
Loan Processor (Home Service Specialist)
Credit signing authority to approve loans with
automated decisioning
Maintain high level of customer service
Review income/asset and all documentation for
completeness
Clearing conditions
Resolve appraisal disputes
January 2009 - November 2010 Edelheit &
Associates, PC
Paralegal
Request FC Deed (both clients Chase/FNMA) from
local closer/FC Attorney
Review FC Deed to ensure recorded correctly
Prepared Deed to buyer and send to client
Receive P&S contract
Review to ensure accuracy in completion
Send to agent and local closer
Upload to system
Note the system
During the months of January - June of 09 this
time was with a Temp Agency and then was hired on
to their payroll in June
July 2006 - October 2007 IndyMac Bank Braintree, Ma
Customer Account Manager
Received file from underwriter with approval
Fax to broker and follow up with a phone call
Collect conditions from broker.
Send out fee sheets
Input information to the system
Scheduled loan to close
Pass file to closer.
August 2005 - January 2006 Law Office of Robert E
Kelley Braintree
Paralegal
Prepare HUD for closing.
Prepare title commitment
Prepare closing protection letter.
Prepare deeds
Schedule closing
Conduct closing
Review title V report for completeness
Assist office manager on all daily duties
October 2002 August 2005 Washington Mutual Quincy,
Ma
Senior Loan Coordinator
Received file from underwriter with approval
Fax to broker and follow up with a phone call
Collect conditions from broker.
Validate approved files (RLA $1 mil)
Scheduled loan to close
Pass file to closer.
January 2001-August 2002 Long Beach Mortgage
Hingham, Ma
Account Manager
Received file from underwriter with approval or
denial .
Fax out to broker and sales rep and follow up with
a phone call.
Collect conditions from broker and attorney.
Send out fee sheets
Input information to the system
Print out documents and send to attorney to close
Follow up on file to be sure the loan closed
Pass file to the funder
April 1998-December 2000 RAH Federal Credit Union
Randolph, Ma
Loan Officer
Auto, Collateral, Personal, Retirement and Home
Equity
Completed loan application with borrower.
Received paystubs
Pulled credit report
Analyzed debt ratios for qualification
Gave approval or denial
Monthly reports to the board of directors
Collection
Pulled delinquency report.
Made contact with borrower to schedule repayment
Monthly reports to the board of directors.