Know Your Customer (KYC) / Anti-Money Laundering (AML) Specialist

Abdulfatai Sanni-Oba

** ******** ***, ******* ****, London, E4 9LZ

Telephone: 075******** (Mobile)

E-mail: acd6wa@r.postjobfree.com

Personal Profile

I am a Qualified Accountant with specialist experience in Regulatory

Reporting, Anti-Money Laundering (AML) Analysis, Know Your Customer (KYC),

Customer Due Diligence, Sanctions, Anti-Bribery & Corruption (ABC),

CFT/CTF, Financial Crime and Regulatory Compliance having worked in similar

capacities in the Financial Services Sector. I have strong technical

understanding of the UK and international KYC/AML rules and regulations;

including MiFID classification, PEPS reviews as well as renewal and

remediation of Corporate clients, which ranges from Limited Liability

Companies, Publicly listed companies, hedge funds, SPV, Correspondence

Banks, Trusts, Charities, NGO, Partnership etc

Other Key Skills/Qualities

. Good knowledge of global financial crime requirements - including US

Patriot Act, Joint Money Laundering Steering Group Guidance Notes, the

Money Laundering Regulations, Bank Secrecy Act, SoCA, PoCA and global

sanctions (including OFAC), Third and Fourth EU Money Laundering

Directive

. Strong managerial skills on projects e.g. colleague/people management,

budgeting and project management together with experience of drafting

reports and other deliverables suitable for presentation to a client

. Skilled Trainer on KYC/AML and Financial Crime Matters with fantastic

communication skill, pays extraordinary attention to detail, and

always willing to give the little extra

. A good team player and a strong communicator with the ability to use

different styles and techniques of management, share best practice

experiences and case studies

. Strong relationship management skills, including proven ability to

interact with individuals at various levels and departments of the

company both in person and through other channels

. Proven organizational and time management skills resulting in ability

to manage numerous projects simultaneously Ability to influence and

build constructive relationships within a team, make positive

contributions and champion constructive idea's for team performance

. Ability to digest and synthesize large and complex amounts of

information, financial and otherwise, from numerous sources; Ability

to handle stressful situations while maintaining a professional

approach to problem solving

. Professional, self-motivated, deadline-driven team player able to work

in an ever-changing environment

Software Skills

Exceptional computer skills including advanced ability in Excel, Word,

PowerPoint CRM Dynamics, SQL, Oracle, and Microsoft Office Tools;

experience with research tools such as CIP, Complinet, Lexis

Nexus/World Compliance, AML Manager, Public records and other internet

research sites; with an acute capability to quickly learn new systems

and software applications

Education & Professional Qualifications

Associate Chartered Accountants (ACA)

Part-Qualified ACCA

Masters in Business Administration & Finance (MBA)

B.Sc (Hons) Business Administration & Accounting

Career History

Apex Consults Limited (contracted to various Financial Institutions)

April 2010 to Date

KYC/CDD Remediation Projects

. Responsible for conducting Customer Due Diligence (CDD) and Enhance

Due Diligence on corporate clients, which ranges from Limited

Liability Companies, Publicly Quoted Companies (i.e. Regulated and

Unregulated Markets, equivalent and non-equivalent jurisdiction),

Correspondence/Foreign Banks, Partnerships, Trusts, Charities, NGOs,

Special Purpose Vehicles (SPV), Regulated and Unregulated Funds

(including Hedge Funds, Pension funds etc)

. Performed Customer Due Diligence on corporate clients by identifying

and verifying the following information using approved sources i.e.

Full legal name, Evidence of legal form, Country of incorporation,

Registered address, Nature of business, Purpose of account or

relationship, Source of wealth, Ownership structure, source of fund,

expected account activity, Investment Managers, Administrator,

Custodian and Authorised Representative

. Analysed and reviewed Corporate client files for completeness and

compliance with Regulatory requirements

. Conducted intensive investigations using both internal and external

investigative tools to arrive at a valid risk-based conclusions;

Produced complete and accurate MI and analyse data effectively

. Provided high value, business critical KYC/CDD technical support to

the Corporate Bank Relationship Team

. Obtained, completed and maintained all Regulatory KYC documentation

for all Clients in accordance with the Bank's guidelines and in

compliance with UK & global financial regulations

. Contributed positively to the KYC/KYCB account review operations and

take responsibility for the development and implementation of specific

deliverables and ensuring these deliverables are achieved within the

required time, cost and quality parameters

. Responsible for investigative research, root cause analysis and

consulting regarding highly complex financial crimes transactions,

policy violations and/or suspicious situations with moderate to high

risk activity levels

. Conducted AML reviews and investigations of alerts and determined the

level of risk to be applied to customers using criteria such as nature

of the product, the jurisdiction to which the customer is linked,

customer industry/occupation, delivery channel and complexity of the

ownership structure; investigate beneficial owners

. Conducted effective KYC/AML due diligence procedures including

screening for new and existing counterparties and ensuring that

internal and external KYC /AML requirements are effectively met at all

times

Double Light Ltd May 2009 to

March 2010

Compliance Analyst

. Performed Risk Assessments, Process & Control reviews and ensured

segregation of duty amongst staff

. Provided Quality Assurance assessments and escalated High Risk issues

to the Head of Compliance & Operations

. Provided compliance guidance and support all functional units of the

business

. Ensured the company, its employees and external consultants

understands and complies with relevant Federal and Laws, Regulations

and Policies in relation to its core business activities

. Regularly reviewed and screened customer's to identify Politically

Exposed Persons (PEP) and businesses related to PEPs (such as a

business where one of the other Directors is PEP) and ensure

classification of into High Risk or Standard Risk PEPs

. Reviewed and monitor regulatory issues relevant to the business i.e.

Data Protection, Market Abuse and Conflict of Interest

. Ensured all staff members are aware of the compliance rules and

procedures to safely fulfil their roles

. Ensured compliance with all internal policies and procedures with a

view safeguarding the assets of the organisation and ensure

correctness of data

. Safeguarded the confidentiality of non-public information and personal

data relating to customer and respect the confidentiality of parties

. Where control issues are found; developed management action plans to

manage and mitigate the business risk to which the activity under

review is exposed (including the cost/threat to business)

. Assisted with the implementation of monitoring programme and undertook

thematic reviews covering Data protection, Sanction checking,

Disqualified person's record etc

Barclays Bank March 2007 to

April 2009

Client Documentation Analyst (CDD checker)

. Responsible for conducting Customer Due Diligence (CDD) and Enhance

Due Diligence on corporate clients, which ranges from Limited

Liability Companies, Publicly Quoted Companies (i.e. Regulated and

Unregulated Markets, equivalent and non-equivalent jurisdiction),

Correspondence/Foreign Banks, Partnerships, Trusts, Charities, NGOs,

Special Purpose Vehicles (SPV), Regulated and Unregulated Funds

(including Hedge Funds, Pension funds etc)

. Analysed and reviewed Corporate client files for completeness and

compliance with Regulatory requirements

. Conducted intensive investigations using both internal and external

investigative tools to arrive at a valid risk-based conclusions;

Produced complete and accurate MI and analyse data effectively

. Provided high value, business critical KYC/CDD technical support to

the Corporate Bank Relationship Team

. Obtained, completed and maintained all Regulatory KYC documentation

for all Clients in accordance with the Bank's guidelines and in

compliance with UK & global financial regulations

. Worked closely with external legal experts and other Bank areas;

undertake and adhere to all compliance regulations

. Contributed positively to the KYC/KYCB account review operations and

take responsibility for the development and implementation of specific

deliverables and ensuring these deliverables are achieved within the

required time, cost and quality parameters

. Responsible for investigative research, root cause analysis and

consulting regarding highly complex financial crimes transactions,

policy violations and/or suspicious situations with moderate to high

risk activity levels

. Conducted effective KYC/AML due diligence procedures including

screening for new and existing counterparties and ensuring that

internal and external KYC /AML requirements are effectively met at all

times

First Bank Plc (AML & Financial Crime Specialist) Nov

2005 to Feb 2007

. Prepared Suspicious Activity Reports in compliance with established

regulatory guidelines and time frames

. Effectively obtained information and assistance from appropriate law

enforcement agencies, peer banks, and other external groups on AML

issues and cases

. Functioned as a key contributor with demonstrated knowledge of AML/KYC

issues, as well as broader functional knowledge of Financial crimes;

Assisted with the development of policies and procedures

. Championed continuous improvement in the Due Diligence process, and

serve as a change agent/manager

. Worked directly and serve as deputy to Monitoring & Surveillance

manager to identify and escalate open issues that represent risk;

monitored and escalate aging issues and unresolved disputes with the

Monitoring teams

. Reviewed policies and procedures related to CIP to ensure consistency

across the Line of Business and compliance with the Bank-wide KYC

Standards

. Reviewed suspicious activities and suspected financial crimes,

properly report and categorize issues that could potentially create a

loss or regulation exposure to the Bank

. Participate in other change projects, UAT deployment, testing and/or

meetings as deemed necessary

. Work closely with team managers daily to ensure that the work is

prioritized based on staffing and capacity for AML Monitoring &

Surveillance Team

Stanbic Bank Plc Jan 2001 to

Oct 2005

Senior Analyst - AML/Financial Crime & Fraud Investigations

. Perform compliance oversight functions and provide technical support

the Head of Compliance with essential research, analysis and planning

activities

. Provide an end-to-end and robust KYC expertise throughout the

remediation and refresh process

. Ensure compliance with applicable Financial Crime legislation and

regulations and internal policies

. Supports management in the day-to-day compliance efforts with AML/KYC

requirements

. Works with relationship managers to identify required KYC information;

provides guidance on policy and procedural requirements around on-

going AML/KYC reviews

. Provide regular training and updates to colleagues on relevant

regulatory issues, sanctions lists and identification of PEPs; also

undertake Subject Matter Expert (SME) role for remediation project

. Monitor daily alert and account activity through the use of electronic

transaction monitoring case management systems

. Developed and implemented a Compliance Audit Programme and Checklist

including Staff Training on AML, KYC, Insider Dealing and Market Abuse

for client

. Developed and managed all details of the compliance management

program, which include planning, organizing, and controlling the daily

investment, lending and operational activities

. Reviewed Account opening and AML guidance Manual and this resulted in

fewer queries about required client documentation and also

substantially reduced the rate of incomplete account opening documents

for new business

. Ensured that client's employees conduct their day-to-day business in a

lawful and ethical manner with the assistance of a highly effective

compliance function

. Produce daily Management Information (MI) on common compliance themes

and analyse data effectively

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