John McMahon
** ******* *****, ********* ******, NY 11570
516-***-**** (cell) **********@***.***
Credit Risk Management Expertise
Broad based credit background encompassing Capital Markets, Credit, Documentation,
Due Diligence, Execution, Leveraged Lending, Origination, Portfolio Management, Risk
Management, Special Asset Management, Securitization, Structuring, Syndicated Loans
and Underwriting. Substantial large corporate and middle market expertise. Credit
Committee member. Team Leader. Active involvement in Training and Development
initiatives. Diverse industry experience including the following:
Agriculture Healthcare
Ethanol Media (Cable, Cellular, Newspapers, Radio)
Food Project Finance
Forest Products Real Estate (commercial and retail)
Franchise Retail
Professional Experience
Rabobank International, NY Branch 2000 to April 2014
Executive Director, Global Financial Markets (2011)
Objective: Develop loan programs to add diversity to an existing pool of receivables transactions.
Achievement: Closed 8 transactions in 2 years aggregating USD 800 mln of exposure and generating
USD 6 mln of net revenue, while meeting internal return on capital target.
• Developed business plan for franchisee finance business.
• Determined underwriting criteria for remodeling programs.
• Implement risk hedging strategies for portfolio companies.
• Manage a diverse portfolio of international receivables transactions.
• Due diligence and collateral inspection visits with portfolio companies.
• Develop and present new business pitches to corporate clients.
Executive Director, Deputy Regional Head of Special Asset Management (2009)
Objective: Lead bank’s exposure management during credit crisis environment.
Achievement: Successful resolution of 3 largest workout matters aggregating USD 700 mln of
exposure. Presentations to senior management in head office (Netherlands). Generated
USD 10 mln in net revenue and reduced criticized assets by 50%.
• Agented Bank Groups and served as Steering Committee member on multiple matters.
• Bankruptcy, DIP, Liquidation and Litigation experience.
Executive Director, Senior Credit Officer (2004)
• Local Head of Special Asset Management team overseeing 70 transactions.
• Determined loan rating, accrual status and loss reserves.
• Generated more than USD 120 mln of reserve and write-off recoveries.
• Audit contact with federal, state and head office regulatory bodies.
• Monthly Complex Transactions Committee – cross functional group focused on assessing
and structuring the bank’s next generation of transactions.
Vice President, Credit Department (2000) – Capital asset pricing models and cost of capital analyses
for potential loan structures. Coordinate loan sale and equity monetization efforts. Organize and present
‘Lessons Learned” sessions. Develop probability of default and loss given default modeling. Present
methodologies to regulatory and head office constituencies.
HypoVereinsbank AG, NY Branch (“HVB Americas”) 1998 to 2000
Associate Director, International Workout Group – Developed DIP lending business proposal.
Workout matters included bankruptcy real estate, litigation and Mexican corporate matters.
Barclays Bank PLC, NY Branch 1988 to 1998
Vice President, Credit Restructuring and Advisory Group (1992) - Diverse loan workout experience
including corporate, real estate and trade finance matters. Oversee residential mortgage portfolio (USD
50 mln) while maintaining origination capacity. Develop and implement strategy to wind-down middle
market portfolio (USD 75 mln) focused on asset based lending transactions.
Credit Analyst, Real Estate Lending Group (1988) - Oversee construction lending on 10 projects
(hotel, office, residential and retail). Structured, documented and closed 2 new transactions (USD 40
mln exposure, USD 1.5 mln p.a. net revenue). Prepare credit applications for new business activity, as
well as pitch books to gain new business mandates.
Charles P. Young (Financial Printing business), New York, NY 1986 to 1988
Financial Analyst - Developed and structured marketing proposals for major law firms and investment
banks. Assess and price business arrangements. Conducted on-site due diligence.
Education
University of Virginia, B.S., McIntire School of Commerce 1986
Barclays Credit Training program (program at NYU) 1989
Harlan Real Estate (underwriting strategies for real estate finance) 1990
Rabobank Management Training 2004
Leadership for High Performance (management/motivation strategies) 2006
Team Problem Solving workshop 2009
Negotiations Master class conducted by DC Gardner 2011
Series 7, 79 and 63 2013