ERIC ASTRUP

ADDRESS: **** **** ******** *****, *******, KANSAS 66801

PHONE: 701-***-****

EMAIL: acd3pq@r.postjobfree.com

CREDIT REVIEW

QUALIFICATIONS PROFILE

Tenacious and detail-oriented professional, offering broad-based experience in finance and banking complemented with in-depth comprehension of loan, lease, and credit processing. Excel in working remotely and under minimal supervision with guaranteed optimal results. Possess verifiable expertise in performing thorough inspection of financial information for individuals and business entities, along with asset values of collateral in order to aid in formulating sound and effective decisions. Exemplify the ability to manage and accomplish multiple tasks while maintaining alignment with workload and schedule priorities. Leverage analytical skills in identifying key issues and providing highly effective resolutions.

AREAS OF EXPERTISE

BANKING AND FINANCE - QUANTITATIVE AND QUALITATIVE ANALYSES - RISK ASSESSMENT AND MITIGATION

LOAN AND LEASE PORTFOLIO MANAGEMENT - CREDIT REVIEW - WORK PRIORITIZATION AND TIME MANAGEMENT

REGULATORY COMPLIANCE - TECHNICAL DOCUMENTATION

PROFESSIONAL EXPERIENCE

WESTERN STATE BANK – WEST FARGO, ND

Credit Reviewer May 2006–Jan 2014

- Took charge of evaluating loan, lease, and other related documentation to ensure accountability and worthiness.

- Authored formal memos regarding document analysis and assigned specific risk ratings to each, and presented final reports to the credit officer and top-tier management for evaluation.

- Conducted quantitative and qualitative analyses on loan and credit line requests, financial documents, collateral values, and credit risks subsequent to loan booking.

STATE OF NORTH DAKOTA – BISMARCK, ND/FARGO, ND

Bank Examiner Jan 2005–May 2006

- Oversaw the flawless execution of exam processes through management of the exam team.

- Organized interviews with banking staff to determine appropriate risks associated with loan files as well as to ensure adherence of operations to quality control measures, federal and state regulations and existing bank policies.

- Prepared and presented comprehensive reports on bank assessments to the bank’s executives and board of directors.

- Facilitated in-depth reviews of the Bank Secrecy Act and USA PATRIOT Act in order to maintain utmost compliance.

STATE OF MONTANA – BILLINGS, MT

Bank Examiner Jul 2003–Jan 2005

- Evaluated bank’s overall operation to ensure alignment with governing laws and regulations and maintain safety and soundness in all banking engagements.

EARLIER CAREER

WELLS FARGO SERVICES COMPANY – FARGO, ND

Banker Connection Service Specialist Apr 2002–Jul 2003

WELLS FARGO BANK – DICKINSON, ND

Business Sales Associate Sep 2000–Apr 2002

Teller Aug 1997–Oct 2000

EDUCATION

Bachelor of Science in Accounting and Business Administration with Concentration in Banking and Finance

Dickinson State University – Dickinson, ND

CREDENTIALS

Credit Reviewer Certification – Equipment Licensing and Finance Association

Principles of Leasing and Finance Workshop

Credit Reviewer Certification – Minnesota Bankers Association

Introduction to Financial Statements - Fundamentals of Financial Statement Analysis - Commercial Lending School

Bank Examiner – Education Foundation of State Bank Supervisors Conference of State Bank Supervisors

Bank Financial Analysis - Credit School - Certified Operations Examiner - Examiner-in-Charge School

TECHNICAL ACUMEN

Various banking software Microsoft Office Suite (Word and Excel)

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