Jayson Rae Benloss
Cell. 631-***-**** Email: ********@*******.***
SUMMARY
Finance professional with experience in all aspects of mortgage, escrow
servicing, loan processing, compliance/underwriting and customer service.
Self-motivated individual with a knack for imparting the knowledge acquired
in a fast paced professional environment. Strong staff development skills,
excellent communication skills. Expertise in ACBS, CBS and Impact for the
purpose of booking, servicing/processing residential and commercial loans.
PROFESSIONAL EXPERIENCE
The First National Bank OF Long Island, Glen Head New York 2013-Present
Disbursed Checks and wires to the relevant insurance agents as payment for
annual insurance premiums for escrowed loans.
Ensure payments are sent to CoreLogic for tax payment for the loans
serviced by the bank.
Booked and verified Small Business loans and Consumer loans using the
Common Origination Platform (COP).
Prepare Mortgage Satisfactions and remit payments to the relevant county
offices to be recorded on loans that are paid off.
Verified and review Credit and income documents for applicants of
residential mortgages for final approval.
Requested home owner insurance policies, master policies in preparation for
closing loans in the pipeline and review for adequate coverage as is
required by the OCC regulations.
Work closely with the origination and compliance group to ensure that the
Conventional, FHA and VA applications submitted are in accordance with the
guidelines set forth by the regulators.
Monitor and ensure changes regarding new regulations (State and Federal)
are communicated to the staff.
Schedule Webinar training for the Mortgage Processing/Servicing team to
ensure employees are fully aware of the current changes in regulations.
Citi Private Bank, Long Island City, New York 2011 - 2013
Senior Loan Processor/Loan Closer
Ensure the new compliance regulations which impacts the GFE/TIL are
implemented and the process bulletin updated accordingly.
Work Closely with (internal/external) auditors to ensure the bank is
compliant in regards to the HMDA, RESPA, and SAFE act.
Ensure all relevant documents are in place for closing such as Payoff,
Subordinations, Title, Appraisals, Insurance (HZ and Flood) and also all
relevant assignments.
Approve Housing and Urban Development (HUD's) and ensure all quality
control measures are in place to facilitate a smooth closing process.
Ensure funds are received on closed loans in a timely manner by the
relevant closing agents.
Coordinate signing of loan documents with closing attorney/agents and
borrower.
Prepare and generate Good Faith Estimates and Truth in Lending disclosures
to be sent to applicants of residential mortgages.
Capital One Bank, Mattituck New York
2009- 2011
Senior Loan Operations Coordinator/Supervisors
Commercial Loan Operations Department
Assisted the Escrow Manager in the daily functions of the Mortgage
Administration Department. Supervised a team of ten employees to ensure
compliance as it relates to flood and hazard insurance and taxes.
Communicated with customers, insurance agents and insurance companies,
requested invoices/evidence of property insurance for processing and
disbursement of payment for commercial/residential hazard insurance.
Monitored commercial loans serviced by Capital One Bank for timely payment
of taxes and insurance (hazard and flood) that were escrowed and non-
escrowed.
Verified loans booked on Advance Commercial Banking System (ACBS) and the
Commercial Banking System (CBS) systems to ensure that the information
conforms with the Note.
Disbursed payment by wire or check to CoreLogic as payment for taxes due
which will, intern be sent to the relevant counties.
Led a team of ten employees through the conversion of over 10,000
commercial loans that was acquired from Green Point Mortgage and North Fork
Bank.
RAPID SOLUTIONS GROUP - Melville, New York 2006 - 2009
Supervisor Client Services
Ensured that clients' needs were met in an expeditious manner and also
ensure that the departments Service Standard Level Agreement (SLA) were met
on a daily basis.
Ensured a team of fifteen client service employee's adhered to the
company's policies as it relates to servicing clients.
Helped in the preparation of financial statements for the company and
clients.
Education
CW Post
Degree: Masters in Business Administration (MBA) Currently
Pursuing
(Major) Finance and Business Management
University of Technology, Kingston, Jamaica 2007
Degree: Bachelors of Business Administration (BBA)
(Major) Finance International Business (Minor) Management