Mayra Janet RodrIguez Gonzalez
Arrecife de la Entrega 108 . Col. Las Moras . CP 48315 . Puerto Vallarta,
Jalisco
Mobile 044.322.105.9516 . Email accudb@r.postjobfree.com
PROFILE
Ten years of experience in Consumer Credit and Personal Loan as well as
developing new business. Market Strategy Analyst with cross-functional
expertise in business and financial analysis, accounting, marketing and new
business development. Expertise in the financial services industry,
combining strong analytical skills with business wisdom to positively
contribute to organization s goals.
RELATED Experience
2011 - 2013 Enova Finantial
M xico, D.F.
Director of Retail Operations
Design and implementation of Customer Direct product to the final consumer
as well as development and implementation of credit policies, procedures
and fraud prevention.
Responsible for the selection of retails outlets, ongoing operation, and
human resources.
Develop marketing strategies to increase penetration of consumer loans.
Responsible for the profitability and portfolio. Follow up directly and
team work with operational team based in Chicago.
VP Opetations
Design and implementation of Personal Loan by payroll deduction as well as
development and implementation of credit policies, procedures and fraud
prevention.
Responsible for the design, development and integration of processes to
launch financial product with immediate funding 24/7. Supporting in the
implementation of interfaces and operational flow along with credit
policies to properly integrate and adaptation of the product to Mexican
market. Operational integration between Bank and Sofom Developer.
Managing the operation of the company, among different customers, suppliers
and partners.
Responsible for directing and controlling administrative activities for the
management of financial and material resources of the SOFOM.
2009 - 2011 Uni n de Cr dito Mexicano de Servicios Profesionales, S.A. de
C.V.
M xico, D.F.
General Manager
Manage and control the financial and material resources of the credit
union.
Validate, execute and follow up of the business plan.
Involved in the management of the treasury, as well as adopting the
measures for the custody of funds and securities.
Present the board a business plan, which includes: budgets, activities and
financial reports.
Financial Operations Manager
Advice and development of new products to financial institutions.
Development of policies, manuals and procedures according to the business
goals.
Coordinate the loan portfolio of a micro credit financial entity.
Develop the personal credit and payroll advance, including the manuals,
procedures and policies.
2003 - 2009 Financiera Alcanza, SOFOM E.R.
M xico, D.F.
Credit Manager
Coordinate the analysis and authorization of personal loans.
Implement new policies and procedures according to the market behavior and
financial delinquency.
Analyze the portfolio and implement preventive and corrective measures
according to the results of the collection.
Operational Manager
Elaborate and implement credit manuals, policies and procedures.
Develop the personal credit and payroll advance, including the manuals,
procedures and policies.
Create marketing strategies to increase the personal loan and payroll
advance portfolio.
Analyze the portfolio and implement preventive and corrective measures
according to the results of collection.
Regional Operations Manager
Coordinate the regional sales and collection mangers.
Supervise the sales and collection strategy for accomplishing the business
goals.
Coordinate the analysis and study of the annual projections.
EducaTIOn
1993-1997 Universidad Guadalajara Lamar
Guadalajara, Jal.
Bachelor degree in business management
1996-1997 ITESM
Guadalajara, Jal.
Certificate in business development
PERSONAL SKILLS AND COMPETENCES
English - Spanish
Negotiation and leadership
Conflict resolution at moments of crisis
Capability to work under pressure
Teamwork oriented results
Human resources management
Fast learning of new concepts and technologies
Decision making based on risk
Work based on values and professional ethics
Insight of Financial needs