Sales Manager

***** ******** **, **** * Lakes FL, *****

Home: 813-***-****; Cell: 813-***-****; accjl4@r.postjobfree.com;

Summary

www.linkedin.com/pub/jay-rivera/14/b40/588/

Experienced financial industry professional with thorough understanding of

federal anti-money laundering laws and regulations including Bank Secrecy

Act (BSA), US Patriot Act, and Know Your Customer (KYC); proven ability in

development of comprehensive policies and procedures to improve efficiency

and mitigate risk; exceptional facility for providing answers/guidance to

compliance-related questions and identifying compliance and reputational

risks.

Core Competencies

. Account Activity Analysis

* Enhanced Due Diligence

* Suspicious Activity Assessment

* Policy and Process Enhancement

* Staff Training and Development

* Risk Assessment and Mitigation

* Auditing and Research

* Quality Assurance Reviews

Experience

FIU Team Lead - AML Onboarding AVP

November 2009 to Current

Citigroup - Tampa, FL

FIU Team Lead - Politically Exposed Persons/Senior Public Figures

(03/2013-Current)

. Manage a team of junior analysts on day-to-day Enhanced Due Diligence

(EDD) processes for non-resident Politically Exposed Persons

(PEP)/Senior Public Figures (SPF)

. Perform periodic review of cases to ensure appropriate dispositions

have been recommended by analyst; ensuring the decision by analyst is

appropriate and compliant with procedural requirements

. Review/approve permissible exceptions submitted by domestic and

international businesses during the client on-boarding evaluation and

name screening results (e.g., Customer Identification Program (CIP)

discrepancies, internal watch lists, etc.)

. Review and modify North American FIU Compliance On-boarding procedures

to address any possible control deficiencies identified during the

escalation review process

. Interact with Business Senior Management and AML Advisory regarding

any follow-up or corrective actions that result from an escalation

FIU Team Lead - High Risk Businesses

(10/2012-03/2013)

. Managed a team of junior analysts on day-to-day (EDD) processes for

high risk businesses (e.g., reviewing beneficiary owners, signers,

major suppliers and major customers) to ensure no risk to the bank

from an AML perspective

. Reviewed account applications and business documents submitted by

branch employees for customers looking to open business accounts

involving what have been documented as High Risk Business types

. Ensured accounts conformed to government requirements (AML, BSA,

Patriot Act, and KYC)

Senior Compliance Analyst

(10/2010-10/2012)

. Reviewed/validated Know Your Customer (KYC) information (e.g., source

of wealth, employment, business ownership, investment activity,

account profile/expected activity)

. Performed SAR Database, NESS, Google, Quickscreen Case Management

searches/scrubs, reviewing customer and account information and

analyzing compiled data to ensure no risk to the bank from an AML

perspective

Compliance Consultant

(11/2009-10/2010)

. Performed enhanced due diligence/transactional account activity

reviews identifying unusual patterns of activity not commensurate with

previously submitted account profiles and escalating for possible

Suspicious Activity Report (SAR) filing

. Reviewed alerts generated by the Mantas surveillance system and other

money laundering detection systems to identify potential money

laundering activities

Dealer Credit Analyst

July 2007 to October 2009

Ford Motor Credit Company - Tampa, FL

. Worked with the field sales organization in meeting dealer requests,

including structuring alternative credit arrangements

. Interacted with the field sales organization for input, recommendation

and concurrence

. Reviewed, analyzed and decision dealer credit requests/renewals

according to company policies and procedures

. Identified danger signals and made appropriate recommendations to

limit credit exposure within scope of authority

. Coordinated and gathered formal/informal information and disseminated

across the field sales, business center and central office

organizations

. Initiated dealer credit reviews according to procedural guidelines or

as needed

. Monitored and analyzed key risk indicators and operational metrics

through monthly review of financial statements using Generally

Accepted Accounting Principles (GAAP)

. Gathered and prepared dealer documents for the dealer credit file

review/request

. Reviewed documentation against credit request/renewals

. Conducted enhanced due diligence investigations: Uniform Commercial

Code (UCC) filing, searches and validation; good standing, etc., in

support of policies and procedures

. Updated, analyzed and administered internal logs, reports, and records

Assistant Branch Manager

April 2006 to July 2007

AmSouth Bank - Tampa, FL

. Ensured branch abided by and promoted high audit standards

. Accepted consumer and commercial credit requests, interviewed loan

applicants

. Obtained all necessary financial and non-financial data

. Supervised all branch sales and operations in the absence of the

Branch Sales Manager

. Assisted in the development of sales goals, personally achieving those

sales goals

. Ensured the staff achieved sales goals

. Monitored branch service quality levels and coached staff to achieve

appropriate levels

. Assisted in keeping branch in compliance with all bank policies and

procedures

. Monitored employee activities, assisted with problems, and took action

when necessary to ensure work quality standards and planned schedules

were maintained

. Participated in training and meetings on sales and operation issues

with branch management and staff

. Performed Financial Service Associate duties as required, such as

identifying and maximizing cross-sales opportunities through customer

profiling; enhanced customer relationships by telemarketing bank

products; ensured customer was referred to correct line of business

Education

Nova Southeastern University

Tampa, FL

Bachelors of Science - Business Management

Cumberland County College

Vineland, NJ

Computer Information Systems

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