KENYATTA THORNE

***-** ******* ********* ? East Elmhurst, NY 11369?Telephone 347-***-****

? Email: accj9h@r.postjobfree.com

Career Summary:

Lending professional specializes in the areas of commercial and residential

processing, loan closing and secondary marketing sales.

Professional Experience:

Sr. Doc Specialist/Expeditor 2012 to 2013

Randstad-NY

Consulted with the RRE Private Banking Department of Citibank, NY

Closed over 70 loans in a week generating over $80 million dollars of

income for August 2012

. Monitored High Net Worth and Ultra High Net worth portfolio with the

RRE division of Citibank, NA.

. Managed a pipeline of over 100 loans and maintained working

relationship with five specialist.

. Cleared an average of 60 loans a week and ensuring a rate of 25-35

loans a week in closings.

. Expedited and clear mortgage loans in order to ensure department

weekly goals of 200 loans closed are met.

. Reviewed initial loan file for completeness. Ordered as needed MECA

review, assignments, and subordination reviews.

. Maintained compliance with KYC, CSS Verification of Identity and

Public Figure requirements.

. Ensured all pricing exceptions are approved and documented.

. Reviewed title binders, appraisal and preliminary HUD-1 for errors in

order to ensure closings are handled in a timely manner.

. Scheduled and tracked all closing dates, contingency dates and rate

lock expirations.

. Cleared underwriting and closing conditions in order to expedite

closings occurred in a timely manner.

. Audit closed loans and funding reports to ensure all monies was disbursed

in the correct accounts.

. Identified and reduced all compliance risks with respect to incomplete

rate lock agreements, lock extensions, incomplete NYS disclosures.

Contract Mortgage Closer, 2011 to 2012 Kelly

Services-NY

Consulted with Bethpage Federal Credit Union, NY

. Prepared and reviewed closing document package for the retail division.

. Reviewed rate lock agreements and extensions for loan sales to the

secondary market.

. Reviewed legal documents and various state disclosures.

. Audited closed loans and funding reports to ensure all monies was

disbursed in the correct accounts.

. Identified and reduced all compliance risks with respect to incomplete

rate lock agreements, lock extensions, incomplete NYS disclosures

Occupancy Supervisor, 2010 to 2011 Shinda

Management Corp-NY

Promoted from temporary leasing administrator to Occupancy Supervisor in

January 2011.

. Supervised team of five full-time occupancy coordinators.

. Reviewed income documentations, credit reports and application

request.

. Trained and updated staff with HUD, HOME, SCRIE, DRIE and Tax Credit

guidelines

. Created and updated reports for management and federal regulators.

. Prepared and reviewed lease agreements.

Contract Consultant, 2009 to 2009 Robert

Half International-NY

Consulted with First International Bank, NY and Titleserv National, NY

. Audited closed mortgage loans for accuracy in preparation.

. Performed write ups of closed loans for missing documents.

. Prepared closing documents and affidavit for a pipeline of 30+ loans

per week.

. Prepared and review various state disclosures, CEMA preparation, Power

of Attorney documents

Secondary Marketing Administrator, 2005- 2008 Carver

Bank-NY

Received recognition for creating a document that saved the institution

from potential write-ups

Promoted from Loan Closer in 2006 to Secondary Marketing Administrator

. Generated loan pool sales to Countrywide, Fannie Mae, Freddie Mac,

WMC, GMAC.

. Audited closed documents for audit department and for pending audits

with FHLB and FDIC.

. Audited financial statements and post close both residential and multi-

family loans.

. Prepared closing packages and represented the bank at loan closings.

Contract Residential Processing Supervisor, 2002 -2004

Response Companies-NY

Consulted with Citicorp, NY; WAMU MA and NY; American Home Mortgage, CO

. Reviewed residential loan application file to verify the accuracy of

data and ensure that date meets with the standards of the

organization.

. Pre-underwritten loan applications to determine the best loan program

and investor lock rates.

. Set up files and ordered third party reports.

Education Summary:

. Queensborough Community College, Queens, New York, Certified

Paralegal, graduated 2010

. Drake Business School, Queens, New York, Legal Secretarial Studies,

graduated 1997

. Iona College, New Rochelle, New York, Pre-Law 1993

Skills:

Highly skilled in the following software and mortgage programs: MS Excel,

MS Word, IMPACT, MERS, Calyx Point, Lexis One, Access, PowerPoint, Doc

Magic Genesis, ALLREGS, Fannie Mae, SCRIE, DRIE, Yardi, TRACS and MRI.

http://www.linkedin.com/pub/kenyatta-thorne/21/a45/3a2

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