KENYATTA THORNE
***-** ******* ********* ? East Elmhurst, NY 11369?Telephone 347-***-****
? Email: ********@*****.***
Career Summary:
Lending professional specializes in the areas of commercial and residential
processing, loan closing and secondary marketing sales.
Professional Experience:
Sr. Doc Specialist/Expeditor 2012 to 2013
Randstad-NY
Consulted with the RRE Private Banking Department of Citibank, NY
Closed over 70 loans in a week generating over $80 million dollars of
income for August 2012
. Monitored High Net Worth and Ultra High Net worth portfolio with the
RRE division of Citibank, NA.
. Managed a pipeline of over 100 loans and maintained working
relationship with five specialist.
. Cleared an average of 60 loans a week and ensuring a rate of 25-35
loans a week in closings.
. Expedited and clear mortgage loans in order to ensure department
weekly goals of 200 loans closed are met.
. Reviewed initial loan file for completeness. Ordered as needed MECA
review, assignments, and subordination reviews.
. Maintained compliance with KYC, CSS Verification of Identity and
Public Figure requirements.
. Ensured all pricing exceptions are approved and documented.
. Reviewed title binders, appraisal and preliminary HUD-1 for errors in
order to ensure closings are handled in a timely manner.
. Scheduled and tracked all closing dates, contingency dates and rate
lock expirations.
. Cleared underwriting and closing conditions in order to expedite
closings occurred in a timely manner.
. Audit closed loans and funding reports to ensure all monies was disbursed
in the correct accounts.
. Identified and reduced all compliance risks with respect to incomplete
rate lock agreements, lock extensions, incomplete NYS disclosures.
Contract Mortgage Closer, 2011 to 2012 Kelly
Services-NY
Consulted with Bethpage Federal Credit Union, NY
. Prepared and reviewed closing document package for the retail division.
. Reviewed rate lock agreements and extensions for loan sales to the
secondary market.
. Reviewed legal documents and various state disclosures.
. Audited closed loans and funding reports to ensure all monies was
disbursed in the correct accounts.
. Identified and reduced all compliance risks with respect to incomplete
rate lock agreements, lock extensions, incomplete NYS disclosures
Occupancy Supervisor, 2010 to 2011 Shinda
Management Corp-NY
Promoted from temporary leasing administrator to Occupancy Supervisor in
January 2011.
. Supervised team of five full-time occupancy coordinators.
. Reviewed income documentations, credit reports and application
request.
. Trained and updated staff with HUD, HOME, SCRIE, DRIE and Tax Credit
guidelines
. Created and updated reports for management and federal regulators.
. Prepared and reviewed lease agreements.
Contract Consultant, 2009 to 2009 Robert
Half International-NY
Consulted with First International Bank, NY and Titleserv National, NY
. Audited closed mortgage loans for accuracy in preparation.
. Performed write ups of closed loans for missing documents.
. Prepared closing documents and affidavit for a pipeline of 30+ loans
per week.
. Prepared and review various state disclosures, CEMA preparation, Power
of Attorney documents
Secondary Marketing Administrator, 2005- 2008 Carver
Bank-NY
Received recognition for creating a document that saved the institution
from potential write-ups
Promoted from Loan Closer in 2006 to Secondary Marketing Administrator
. Generated loan pool sales to Countrywide, Fannie Mae, Freddie Mac,
WMC, GMAC.
. Audited closed documents for audit department and for pending audits
with FHLB and FDIC.
. Audited financial statements and post close both residential and multi-
family loans.
. Prepared closing packages and represented the bank at loan closings.
Contract Residential Processing Supervisor, 2002 -2004
Response Companies-NY
Consulted with Citicorp, NY; WAMU MA and NY; American Home Mortgage, CO
. Reviewed residential loan application file to verify the accuracy of
data and ensure that date meets with the standards of the
organization.
. Pre-underwritten loan applications to determine the best loan program
and investor lock rates.
. Set up files and ordered third party reports.
Education Summary:
. Queensborough Community College, Queens, New York, Certified
Paralegal, graduated 2010
. Drake Business School, Queens, New York, Legal Secretarial Studies,
graduated 1997
. Iona College, New Rochelle, New York, Pre-Law 1993
Skills:
Highly skilled in the following software and mortgage programs: MS Excel,
MS Word, IMPACT, MERS, Calyx Point, Lexis One, Access, PowerPoint, Doc
Magic Genesis, ALLREGS, Fannie Mae, SCRIE, DRIE, Yardi, TRACS and MRI.
http://www.linkedin.com/pub/kenyatta-thorne/21/a45/3a2