Lawrence Crosby Hood, Jr.
Richmond, VA 23150
************@*******.***
Summary of Experience : Ten plus years of experience in the Finance and
Banking
Industries. The positions
held were varied and include:
Credit Analyst, Credit
Counselor, Loan Officer, Bank Center
Manager, Collections Agent
and varied sales positions.
Education: Virginia Union University
Richmond, VA.
Master in Religious Studies (2011)
Morgan State University
Cold Spring and Hillen Lane
Baltimore, MD
BA in Philosophy (1996)
Experience:
(9/13-Present) First Street Corporation
Colonial Heights Virginia
Position: Sales Consultant
Responsibilities: Responsible for the sale of Hearing devices
to
prospective customers in the United States. Follow up with
customers to
ensure compatibility with product and up selling First Street
products.
(6/12-12/12) 310 Limited
Richmond, VA
Position: Economic Developer
Responsibilities: Responsible for engaging major corporations
to consider moving operations to
other areas of the United States. Creating meeting
opportunities between local, state, and international
governments and corporations, to stimulate job growth.
Corporations must have annual revenue of $50 million or more,
and create a minimal of 20 jobs initially.
(2005-2008) Daimler Chrysler Financial Corp.
Philadelphia, PA
Position: Credit Analyst/Collector
Responsibilities: Responsible for
approval/decline of credit for
Prospective Mercedes
and Chrysler products. Had
lending authority of
$100k. Also responsible for light
collections of new
accounts (60 days or less).
2005) Bank of America, Corp.
Baltimore, MD.
Position: Personal Banker/ Branch Manager
Responsibilities: Managed a team of 6 tellers and 3 personal
bankers in
Baltimore City. Responsible for increasing deposits of the bank
through
savings, checking and money market accounts and a host of other
B of A
products. Was an originator of B of A mortgages and other loan
products.
Analyzed prospective clients credit worthiness through the
three major credit bureaus.
2002) MBNA Corp.
NewCastle, DE.
Position: Senior Credit Analyst
Responsibilities: Decision applications for potential MBNA
credit card clients. Had lending authority of up to $100k per
potential client. Approval was based on client's ability,
stability and willingness to pay.
( 1994-1997) Amerix Corp.
Columbia, MD.
Position: Senior Credit Counselor
Responsibilities: Provided Budget Analysis to
clients who where in
financial distress. Worked with creditors to lower
payments and interest
rates so that our clients debt was more
manageable.
1993) MCI Telecommunications
Towson, MD.
Position: Small Business Consultant
Responsibilities: Responsible for providing cost analysis and
long distance services to companies that billed $15,000 or less
a month in services.
References furnished upon request.