Mortgage Banking
Resume:
CATHY HUNG
Pasadena, CA *1106
626-***-**** *******@*****.***
PROFESSIONAL PROFILE
Financial professional with experience in credit analysis and current regulatory requirements. Effectively
leverage time and pipeline management skills to meet and exceed production goals while demonstrating
accuracy. Productive team player with strong presentation, interpersonal, communication skills. Area of
expertise include:
• Regulatory Compliance • Subject Matter Expert
• Post-Closing Loan Audits • Detail Oriented
• Mortgage Origination • Mulit-Level Communicator
PROFESSIONAL EXPERIENCE
JPMorgan Chase Bank, Chatsworth, CA July 2011 - present
Mortgage Origination Closer/Funder (July 2012 – present)
Monitored monthly pipeline of 60-80 loans and ensured all closing dates were met.
Maintained 100% passing rate for Post Fund Quality review.
Reviewed/approved Settlement Statements (HUD) and loan documents for completeness and accuracy.
Verified consistency of specifications on documents before delivery to closing agents.
Reviewed files and loan documents for completeness and accuracy to ensure compliance with
underwriting, government, investors and Chase’s policies and procedures.
Ensured underwriters and processors sign-off prior to funding and resolved any pre-funding problems.
Prepared wire transfer instructions as well as verified loan amounts, fees, rates, discount points, other
loan terms and funding amounts.
Communicated with Real Estate agents, attorneys, loan officers, escrow, title companies and borrowers
regarding status of files in closing under time sensitive conditions, preventing closing delays.
Compiled final loan documents for loan closing, as well as followed up on post-closing documents.
Home Loan REO Closer III (July 2011 – July 2012)
Successfully exceeded 100% weighted achievement target for each month with top 3 ranking among all
closers in the nation for highest QA approvals.
Reviewed & facilitated the execution of the Settlement Statements (HUD), escrow/title closing documents
and deeds to ensure documentation is within legal compliance, JPMorgan Chase and OCC standards.
Verified accuracy and consistency of specifications on documents before delivery to closing agents.
Managed a portfolio and monitor scheduled closing reports to affect timely closing.
Communicated with Asset Managers, Closing Vendors, Escrow/Title companies and Foreclosure Attorneys
regarding status of files in closing under time sensitive conditions to prevent closing delays.
Coordinated monthly REO sales between Closing Vendors and Asset Managers.
Chinatrust Bank U.S.A, San Gabriel, CA November 2009 – July 2011
Retail Credit Closer
Reviewed approved mortgage loans and determined qualification for closing.
Scheduled loan closing and compiled closing documents.
Ensured proper delivery for Fannie Mae loans.
CATHY HUNG PAGE TWO
Verified accuracy and consistency of specifications on documents before delivery to closing agents.
Maintained open communication with loan officers, borrowers, underwriters, escrow and title to facilitate
loan closing from application to completion.
Examined loan documents to ensure accuracy and compliance with underwriting guidelines.
Trained and supervised loan processors; provided training classes to processors and loan officers.
Processed SBA (Small Business Administration) lender's portfolio monthly 1502 report and closing package.
AAA Capital Investment, Alhambra, CA March 2006 – November 2009
Senior Mortgage Specialist
Supervised/trained team of loan processors to ensure new mortgage loan package compliance.
Analyzed Mortgage lenders’ program rate sheets to decide lock-in day based on daily market movement.
Analyzed borrowers’ credit scores, income ability and debt history and clarified information.
Maintained open communication with all relevant entities to facilitate loan closing.
Examined documents to ensure accuracy and compliance with FNMA/FHLMC underwriting guidelines.
American Best Capital, Arcadia, CA January 2005 – March 2006
Mortgage Specialist
Reviewed residential loan application files, ensuring completion of application data and compliance with
establishment standards.
Verified, compiled, and typed application information for mortgage loans, as well as submitted mortgage
loan application file for underwriting approval.
Examined documents to ensure accuracy and compliance with existing underwriting guidelines.
Maintained open communication with loan officers, borrowers, underwriters, escrow, title and lenders to
facilitate loan closing, as well as with real estate companies and sellers to get an appraisal of the property.
EDUCATION
Bachelor Degree in Finance, Minor in Economics, California State University, Los Angeles
Associate Degree in Business Administration, Pasadena City College, Pasadena
TECHNICAL SKILLS
Advanced knowledge of Microsoft Office Word, Excel, PowerPoint, Outlook, Adobe Acrobat, Fiserv Easylender,
Doc Magic, Calyx Point, LPS Desktop, MSP, LISA, Fortracs, Altitude and accounting software SAP.
CERTIFICATIONS
Notary public of California
Legal signing authority and incumbency for JPMorgan Chase bank and investor owned properties.
LANGUAGE SKILLS
Proficient in English; Chinese (Mandarin and Cantonese).
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