Vicky L. Campbell
acc5ty@r.postjobfree.com
H: 740-***-****
Ostrander, Ohio 43061 C: 614-***-****
FINANCIAL SERVICES / BANKING PROFESSIONAL
Commercial Loans Consumer Loans Mortgage Loans Credit/Risk
Client Relationship Process Improvement
. Results-driven leader offering more than 15 years of progressive
experience in credit underwriting and operational process areas while
analyzing process improvements to maximize efficiency, cut costs, and
enhance financial performance.
. Fraud prevention analyzing customer deposit history to inhibit activity
resulting in departmental and company financial encumbrance.
. Set high standards for quality of mortgage loan underwriting resulting in
fourteen months error free loans while increasing daily and monthly loan
productivity.
Core professional
strengths:
Quality Standards Risk Assessment Leadership
Project Owner Client Focused Training/Development
Collateral Valuations Troubleshooting Team Building
PERFORMANCE OVERVIEW
Mortgage Loan Underwriting
2011-2013
. Increased productivity numbers from April 2013 of 61 decisions for an
average of 2.9 per day to June 2013 to 90 decisions for an average of 5.6
per day for conventional loans.
. Progressed to additional lending authority for Conventional Refinance and
Purchase loan lending authority in March 2013 with a lending authority
amount of $417,000 per loan.
. Advanced Harp loan volume within first 2 months from an average of 5
decisions per day to 7.7
Quality Standards
. Accomplished 42 error free loan decisions that were reviewed by the Loan
Quality Review team.
. Increased my lending authority from $417,000.00 per loan to $750,000.00
after two months of underwriting in recognition for error free loans.
CAREER PROFILE
JPMorgan Chase
Risk Analyst 1/Deposit Review
2010-2011
. Progressed to analyzing an average of 100 new account deposits daily for
any possible fraud activity
. Selected for a special project reviewing branch deposits as they were
processing to stop losses of 1.2 million dollars per month.
Vicky L. Campbell
Page 2
CAREER PROFILE (continued)
BMW Financial Services
1993-2009
Recognized for outstanding performance, steadily progressed within this
leading provider of auto leasing, retail, and wholesale financing services
to attain senior-level positions for performing financial research, credit
analysis, document review, and customer service functions.
Appointed by the BMW Executive Committee to attend an International
Management Training Program in Birmingham, England for future international
assignments.
Escalations Agent (2008 to 2009)
. Administered responses to or reassigned to the company executives
customer complaint letters.
. Responded to over 1,700 customer complaint letters in a 10 month
timeframe.
Title Services Team leader (2007 to 2008)
. Supervised 12 title department employees with responsibilities of
releasing titles to customers and handling department title delinquency.
. Project Owner for reducing title delinquency that was at 10% at time of
the responsibility assignment and was reduced to 7.6% at the end of the
project.
Customer Service Team Leader (2000 to 2007)
. Supervised 17 Customer Service Team personnel in handling 8,200 calls per
month and personally resolved a daily average of 10-15 escalated customer
calls per day.
. Selected to serve as Project Developer and Owner on key business
improvement initiatives; lowered call abandonment rate from 5% to 3.5%,
and cut per call cost from $9 to $7.95, redesigned customer invoicing for
increased clarity and efficiency, and boosted employee morale by reducing
daily call goals.
Credit Team Leader (1995 to 2000)
. Concurrent with directing Eastern US credit analysis operations and
staff, maintained a consumer and lease auto accounts portfolio worth
$10M.
. Performed business development functions, created new staff training
manual and materials, and pioneered process improvements.
EDUCATION
Business Administration Major, Attended Franklin University, Columbus,
Ohio, ST
CREDENTIALS
American Institute of Banking
Commercial and Consumer Loan Credit Underwriting General Finance
Accounting Certification