Timothy L. Runac
Jacksonville Beach, Florida 32250
904-***-**** ********@*****.***
HIGHLIGHTS OF QUALIFICATIONS
Over twenty years of highly successful financial consulting, management and
sales dealing with commercial businesses, government agencies,
international and domestic banks, non-profit organizations and individuals,
with extensive experience in insurance, real estate, project management,
market analysis, business negotiating, market planning and public speaking,
including dealings with the SEC and FINRA.
LICENSES
FINRA Series 4, 7, 24, 63, 66
Life and Health Insurance and Florida Real Estate
PROFESSIONAL EXPERIENCE
TLR International, Jacksonville, FL
2007 to Present
Financial and Business Consultant
. Financial consultant and advisor for businesses and individuals regarding
areas of bank negotiations, cash management, business operations and
portfolio management.
. Business and individual retirement plan management and organizing.
. Assisted in the grant writing and government bidding for non-profit
organizations.
. Established a business plan and structured capital for an Arizona mining
company to resolve financial issues.
. Successfully negotiated with the City of Philadelphia for the purchase of
200 vacant lots for a non-profit organization that provides housing for
disabled veterans.
. Business Consultant for US American Stone Inc., Humanity Resources
Development, Inc., Enico Corporation and Fee for Service Inc.
Suntrust Securities, Jacksonville, FL
2004 to 2007
Assistant Vice President Financial Services
. Successfully managed the marketing and financial sales of 11 branches,
includes 7 startup branches, along with their financial portfolios.
. Implemented weekly training sessions for management and staff to increase
market share of financial, insurance, banking and mortgage products.
. Contributed, implemented and administered an expanded referral system
resulting in a 100% increase in referrals & a 40% increase in assets
under management.
. In the top 5% for insurance sales as a percentage of total sales,
exceeding 12%.
. Achieved Allstate Elite Membership for high volume annuity sales, top 5%.
. In 2007, foresaw the downturn in the market and moved majority of my
clients into a cash position before a near 50% drop in the financial
markets.
Navy Federal Financial/Cuna Mutual, Jacksonville, FL
2001 to 2004
Financial Consultant/ Project Manager
Responsible for building client relations, financial sales, personnel and
the policy direction of 5 branches.
( Strong organizational and public speaking skills allowed me to setup
and administer numerous teleconferences and client seminars.
. Lincoln Benefit Life President's Club for top 5% ranking in annuity
sales.
( Developed and implemented the quarterly and annual marketing plans for
all branches which reduced expenses by 30% while increasing assets under
management by 100%.
. Adapted and adhered to the U.S. Navy's policies and financial
requirements on three bases.
. Worked with the mortgage department assessing the assets on loan
applications.
Timothy L. Runac
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TLR International, Jacksonville, FL
1990 to 2001
Financial and Business Consultant/Domestic & International
Developed and maintained mutually beneficial relationships with foreign
agencies, banks and businesses throughout the Caribbean.
Assisted Caribbean banks by evaluating and working out defaulting loans -
recovered over $4 million.
Assisted a foreign corporation in developing a U.S. oil subsidiary with
current assets over $80 million.
. Developed marketing plans to liquidate foreclosed properties for Barnett
Bank. With the use of auctions and direct contact was able to sell 80%
of their residential and commercial properties.
. As a project manager, implemented the successful private placement and
the public offering of four corporations.
. Assisted NASD and SEC in the closing of a financial institution. Sold
assets at or near market value. Coordinated the swift transfer of all
accounts.
EDUCATION
BBA/ Finance & Marketing
Florida Atlantic University, Boca Raton, FL